American Coastal Insurance Corporation (ACIC)

Last Closing Price: 11.11 (2026-04-06)

Loss Ratio (Annual)

Loss Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The loss ratio is calculated by taking the incurred underwriting losses and then dividing them by earned premium. Calculated as: Underwriting Losses Total / Net Premiums Earned

American Coastal Insurance Corporation (ACIC) had Loss Ratio of 0.15 for the most recently reported fiscal year, ending 2025-12-31.

Figures for fiscal year ending 2025-12-31
Income Statement Financials
$335.44M
$106.84M
$143.88M
$191.56M
$195.16M
$140.28M
$2.46M
$142.73M
$142.73M
$106.80M
$106.80M
$106.84M
$106.80M
$151.09M
$158.51M
48.48M
49.78M
$2.20
$2.15
Balance Sheet Financials
$601.20M
$0.72M
$471.53M
$1.07B
$744.29M
--
$7.74M
$755.17M
$317.56M
$254.62M
$317.56M
48.77M
Cash Flow Statement Financials
$71.03M
$0.62M
$-1.08M
$222.29M
$292.85M
$70.56M
$4.30M
--
--
Fundamental Metrics & Ratios
--
--
--
--
0.47
--
41.82%
45.04%
47.25%
42.55%
31.85%
$70.87M
Loss Ratio
0.15
0.49
0.64
0.31
--
--
--
33.63%
41.94%
9.96%
33.63%
$6.51
$1.42
$1.43