AMERISAFE, Inc. (AMSF)

Last Closing Price: 47.16 (2025-05-29)

Company Description

Amerisafe, Inc. is a specialty provider of workers' compensation insurance, which markets & underwrites its insurance through subsidiaries. Workers' compensation insurance covers statutorily prescribed benefits that employers are obligated to provide to employees injured in the course & scope of their employment. The company focuses on providing coverage to small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging, agriculture, oil & gas, maritime and sawmills. Its workers' compensation insurance policies provide benefits to injured employees primarily for temporary or permanent disability, death, medical and hospital expenses. Amerisafe operates through 3 insurance subsidiaries: American Interstate Insurance Company of Nebraska & Texas and Silver Oak Casualty in Louisiana. Besides its voluntary workers' compensation business, the company underwrites workers' compensation policies for employers & assumes reinsurance premiums from mandatory pooling arrangements.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $309.04M
Net Income (Most Recent Fiscal Year) $55.44M
PE Ratio (Current Year Earnings Estimate) 20.96
PE Ratio (Trailing 12 Months) 19.41
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.98
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 3.44
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 17.64
Pre-Tax Margin (Trailing 12 Months) 19.77%
Net Margin (Trailing 12 Months) 15.76%
Return on Equity (Trailing 12 Months) 16.41%
Return on Assets (Trailing 12 Months) 3.87%
Current Ratio (Most Recent Fiscal Quarter) 0.40
Quick Ratio (Most Recent Fiscal Quarter) 0.40
Debt to Common Equity (Most Recent Fiscal Quarter) 0.00
Inventory Turnover (Trailing 12 Months) --
Book Value per Share (Most Recent Fiscal Quarter) $13.69
Earnings per Share (Most Recent Fiscal Quarter) $0.60
Earnings per Share (Most Recent Fiscal Year) $2.53
Diluted Earnings per Share (Trailing 12 Months) $2.48
Stock
Exchange NASDAQ
Sector Financial Services
Industry Insurance - Specialty
Common Shares Outstanding 19.05M
Free Float 18.74M
Market Capitalization $898.41M
Average Volume (Last 20 Days) 0.08M
Beta (Past 60 Months) 0.41
Percentage Held By Insiders (Latest Annual Proxy Report) 1.61%
Percentage Held By Institutions (Latest 13F Reports) 97.41%
Annual Dividend (Based on Last Quarter) $1.56
Dividend Yield (Based on Last Quarter) 3.31%