Arrow Financial Corporation (AROW)

Last Closing Price: 32.67 (2026-01-16)

Profile
Ticker
AROW
Security Name
Arrow Financial Corporation
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
15,903,000
Market Capitalization
537,160,000
Average Volume (Last 20 Days)
61,166
Beta (Past 60 Months)
0.82
Percentage Held By Insiders (Latest Annual Proxy Report)
3.28
Percentage Held By Institutions (Latest 13F Reports)
46.71
Recent Price/Volume
Closing Price
32.67
Opening Price
32.78
High Price
33.50
Low Price
32.38
Volume
69,500
Previous Closing Price
32.78
Previous Opening Price
32.05
Previous High Price
32.99
Previous Low Price
31.85
Previous Volume
51,700
High/Low Price
52-Week High Price
33.56
26-Week High Price
33.56
13-Week High Price
33.56
4-Week High Price
33.50
2-Week High Price
33.50
1-Week High Price
33.50
52-Week Low Price
22.04
26-Week Low Price
25.32
13-Week Low Price
25.93
4-Week Low Price
30.76
2-Week Low Price
31.30
1-Week Low Price
31.54
High/Low Volume
52-Week High Volume
145,000
26-Week High Volume
145,000
13-Week High Volume
145,000
4-Week High Volume
111,000
2-Week High Volume
111,000
1-Week High Volume
98,000
52-Week Low Volume
15,900
26-Week Low Volume
17,800
13-Week Low Volume
17,800
4-Week Low Volume
29,200
2-Week Low Volume
36,800
1-Week Low Volume
36,800
Money Flow
Total Money Flow, Past 52 Weeks
320,127,601
Total Money Flow, Past 26 Weeks
185,886,192
Total Money Flow, Past 13 Weeks
114,950,232
Total Money Flow, Past 4 Weeks
36,624,139
Total Money Flow, Past 2 Weeks
22,324,512
Total Money Flow, Past Week
10,391,679
Total Money Flow, 1 Day
2,283,075
Total Volume
Total Volume, Past 52 Weeks
11,575,500
Total Volume, Past 26 Weeks
6,264,300
Total Volume, Past 13 Weeks
3,718,500
Total Volume, Past 4 Weeks
1,147,300
Total Volume, Past 2 Weeks
693,500
Total Volume, Past Week
322,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
24.25
Percent Change in Price, Past 26 Weeks
24.59
Percent Change in Price, Past 13 Weeks
26.16
Percent Change in Price, Past 4 Weeks
2.32
Percent Change in Price, Past 2 Weeks
4.38
Percent Change in Price, Past Week
1.05
Percent Change in Price, 1 Day
-0.34
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
2
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
32.25
Simple Moving Average (10-Day)
32.24
Simple Moving Average (20-Day)
31.97
Simple Moving Average (50-Day)
31.25
Simple Moving Average (100-Day)
29.61
Simple Moving Average (200-Day)
27.64
Previous Simple Moving Average (5-Day)
32.18
Previous Simple Moving Average (10-Day)
32.10
Previous Simple Moving Average (20-Day)
32.00
Previous Simple Moving Average (50-Day)
31.20
Previous Simple Moving Average (100-Day)
29.58
Previous Simple Moving Average (200-Day)
27.60
Technical Indicators
MACD (12, 26, 9)
0.36
MACD (12, 26, 9) Signal
0.35
Previous MACD (12, 26, 9)
0.33
Previous MACD (12, 26, 9) Signal
0.35
RSI (14-Day)
58.85
Previous RSI (14-Day)
60.11
Stochastic (14, 3, 3) %K
72.58
Stochastic (14, 3, 3) %D
62.52
Previous Stochastic (14, 3, 3) %K
63.14
Previous Stochastic (14, 3, 3) %D
56.73
Upper Bollinger Band (20, 2)
32.96
Lower Bollinger Band (20, 2)
30.99
Previous Upper Bollinger Band (20, 2)
33.06
Previous Lower Bollinger Band (20, 2)
30.94
Income Statement Financials
Quarterly Revenue (MRQ)
62,314,000
Quarterly Net Income (MRQ)
12,825,000
Previous Quarterly Revenue (QoQ)
59,182,000
Previous Quarterly Revenue (YoY)
57,576,000
Previous Quarterly Net Income (QoQ)
10,805,000
Previous Quarterly Net Income (YoY)
8,975,000
Revenue (MRY)
223,067,000
Net Income (MRY)
29,709,000
Previous Annual Revenue
191,681,000
Previous Net Income
30,075,000
Cost of Goods Sold (MRY)
83,261,000
Gross Profit (MRY)
139,806,000
Operating Expenses (MRY)
185,709,000
Operating Income (MRY)
37,358,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
37,358,000
Normalized Pre-Tax Income (MRY)
37,358,000
Income after Taxes (MRY)
29,709,000
Income from Continuous Operations (MRY)
29,709,000
Consolidated Net Income/Loss (MRY)
29,709,000
Normalized Income after Taxes (MRY)
29,709,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
3,805,270,000
Property, Plant, and Equipment (MRQ)
60,002,000
Long-Term Assets (MRQ)
781,845,000
Total Assets (MRQ)
4,587,115,000
Current Liabilities (MRQ)
4,104,316,000
Long-Term Debt (MRQ)
24,928,000
Long-Term Liabilities (MRQ)
65,112,000
Total Liabilities (MRQ)
4,169,428,000
Common Equity (MRQ)
417,687,000
Tangible Shareholders Equity (MRQ)
392,093,000
Shareholders Equity (MRQ)
417,687,000
Common Shares Outstanding (MRQ)
16,438,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
34,469,000
Cash Flow from Investing Activities (MRY)
-88,950,000
Cash Flow from Financial Activities (MRY)
66,491,000
Beginning Cash (MRY)
142,536,000
End Cash (MRY)
154,546,000
Increase/Decrease in Cash (MRY)
12,010,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
PE Ratio (Trailing 12 Months)
14.08
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.29
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.29
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
13.75
Pre-Tax Margin (Trailing 12 Months)
18.67
Net Margin (Trailing 12 Months)
14.65
Return on Equity (Trailing 12 Months)
9.46
Return on Assets (Trailing 12 Months)
0.87
Current Ratio (Most Recent Fiscal Quarter)
0.93
Quick Ratio (Most Recent Fiscal Quarter)
0.93
Debt to Common Equity (Most Recent Fiscal Quarter)
0.06
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
23.95
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-12-31
Quarterly Earnings per Share Estimate
Next Expected Quarterly Earnings Report Date
2026-01-29
Days Until Next Expected Quarterly Earnings Report
9
Fiscal Period End, Last Quarterly Earnings Report
2025-09-30
Last Quarterly Earnings per Share Estimate
Last Quarterly Earnings per Share
0.77
Last Quarterly Earnings Report Date
2025-10-30
Days Since Last Quarterly Earnings Report
82
Earnings per Share (Most Recent Fiscal Year)
Diluted Earnings per Share (Trailing 12 Months)
2.07
Dividends
Last Dividend Date
2025-11-12
Last Dividend Amount
0.29
Days Since Last Dividend
69
Annual Dividend (Based on Last Quarter)
1.16
Dividend Yield (Based on Last Quarter)
3.55
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
5.29
Percent Growth in Quarterly Revenue (YoY)
8.23
Percent Growth in Annual Revenue
16.37
Percent Growth in Quarterly Net Income (QoQ)
18.70
Percent Growth in Quarterly Net Income (YoY)
42.90
Percent Growth in Annual Net Income
-1.22
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
True
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
3
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
15
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
11
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
3
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
2
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
3
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2668
Historical Volatility (Close-to-Close) (20-Day)
0.2223
Historical Volatility (Close-to-Close) (30-Day)
0.2278
Historical Volatility (Close-to-Close) (60-Day)
0.2540
Historical Volatility (Close-to-Close) (90-Day)
0.2950
Historical Volatility (Close-to-Close) (120-Day)
0.2848
Historical Volatility (Close-to-Close) (150-Day)
0.2786
Historical Volatility (Close-to-Close) (180-Day)
0.2755
Historical Volatility (Parkinson) (10-Day)
0.2617
Historical Volatility (Parkinson) (20-Day)
0.2459
Historical Volatility (Parkinson) (30-Day)
0.2510
Historical Volatility (Parkinson) (60-Day)
0.3027
Historical Volatility (Parkinson) (90-Day)
0.3158
Historical Volatility (Parkinson) (120-Day)
0.3049
Historical Volatility (Parkinson) (150-Day)
0.3030
Historical Volatility (Parkinson) (180-Day)
0.2911
Implied Volatility (Calls) (10-Day)
0.6754
Implied Volatility (Calls) (20-Day)
0.6754
Implied Volatility (Calls) (30-Day)
0.6754
Implied Volatility (Calls) (60-Day)
0.5179
Implied Volatility (Calls) (90-Day)
0.4397
Implied Volatility (Calls) (120-Day)
0.3740
Implied Volatility (Calls) (150-Day)
0.3082
Implied Volatility (Calls) (180-Day)
0.3059
Implied Volatility (Puts) (10-Day)
0.5887
Implied Volatility (Puts) (20-Day)
0.5887
Implied Volatility (Puts) (30-Day)
0.5887
Implied Volatility (Puts) (60-Day)
0.3552
Implied Volatility (Puts) (90-Day)
0.3271
Implied Volatility (Puts) (120-Day)
0.3269
Implied Volatility (Puts) (150-Day)
0.3267
Implied Volatility (Puts) (180-Day)
0.3128
Implied Volatility (Mean) (10-Day)
0.6321
Implied Volatility (Mean) (20-Day)
0.6321
Implied Volatility (Mean) (30-Day)
0.6321
Implied Volatility (Mean) (60-Day)
0.4365
Implied Volatility (Mean) (90-Day)
0.3834
Implied Volatility (Mean) (120-Day)
0.3504
Implied Volatility (Mean) (150-Day)
0.3175
Implied Volatility (Mean) (180-Day)
0.3093
Put-Call Implied Volatility Ratio (10-Day)
0.8716
Put-Call Implied Volatility Ratio (20-Day)
0.8716
Put-Call Implied Volatility Ratio (30-Day)
0.8716
Put-Call Implied Volatility Ratio (60-Day)
0.6858
Put-Call Implied Volatility Ratio (90-Day)
0.7439
Put-Call Implied Volatility Ratio (120-Day)
0.8740
Put-Call Implied Volatility Ratio (150-Day)
1.0600
Put-Call Implied Volatility Ratio (180-Day)
1.0223
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
Implied Volatility Skew (150-Day)
Implied Volatility Skew (180-Day)
0.0866
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
0.0000
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
0.6250
Put-Call Ratio (Open Interest) (20-Day)
0.6250
Put-Call Ratio (Open Interest) (30-Day)
0.6250
Put-Call Ratio (Open Interest) (60-Day)
2.1007
Put-Call Ratio (Open Interest) (90-Day)
2.0230
Put-Call Ratio (Open Interest) (120-Day)
1.7399
Put-Call Ratio (Open Interest) (150-Day)
1.4569
Put-Call Ratio (Open Interest) (180-Day)
1.4286
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
72.59
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
84.42
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
88.79
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
71.34
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
52.65
Percentile Within Industry, Percent Change in Price, Past Week
39.88
Percentile Within Industry, Percent Change in Price, 1 Day
55.76
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
80.19
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
67.41
Percentile Within Industry, Percent Growth in Annual Revenue
72.47
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
73.16
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
67.72
Percentile Within Industry, Percent Growth in Annual Net Income
50.16
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
Percentile Within Industry, PE Ratio (Trailing 12 Months)
68.24
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
55.52
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
68.57
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
66.11
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
39.48
Percentile Within Industry, Net Margin (Trailing 12 Months)
36.51
Percentile Within Industry, Return on Equity (Trailing 12 Months)
41.40
Percentile Within Industry, Return on Assets (Trailing 12 Months)
30.48
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
48.28
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
50.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
22.64
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
76.32
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
34.10
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
39.16
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
73.69
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
83.47
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
90.91
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
64.88
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
62.95
Percentile Within Sector, Percent Change in Price, Past Week
53.31
Percentile Within Sector, Percent Change in Price, 1 Day
51.38
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
68.91
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
57.88
Percentile Within Sector, Percent Growth in Annual Revenue
69.83
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
67.11
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
65.50
Percentile Within Sector, Percent Growth in Annual Net Income
42.35
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
Percentile Within Sector, PE Ratio (Trailing 12 Months)
63.02
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
53.48
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
54.24
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
65.08
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
48.27
Percentile Within Sector, Net Margin (Trailing 12 Months)
47.23
Percentile Within Sector, Return on Equity (Trailing 12 Months)
36.12
Percentile Within Sector, Return on Assets (Trailing 12 Months)
26.78
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
43.53
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
45.20
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
27.58
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
77.82
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
40.44
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
42.82
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
76.40
Percentile Within Market, Percent Change in Price, Past 26 Weeks
82.80
Percentile Within Market, Percent Change in Price, Past 13 Weeks
90.96
Percentile Within Market, Percent Change in Price, Past 4 Weeks
52.94
Percentile Within Market, Percent Change in Price, Past 2 Weeks
67.62
Percentile Within Market, Percent Change in Price, Past Week
62.30
Percentile Within Market, Percent Change in Price, 1 Day
35.47
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
65.41
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
56.49
Percentile Within Market, Percent Growth in Annual Revenue
75.19
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
63.19
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
69.75
Percentile Within Market, Percent Growth in Annual Net Income
46.73
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
Percentile Within Market, PE Ratio (Trailing 12 Months)
37.67
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
53.69
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
35.07
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
58.13
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
78.33
Percentile Within Market, Net Margin (Trailing 12 Months)
75.88
Percentile Within Market, Return on Equity (Trailing 12 Months)
58.71
Percentile Within Market, Return on Assets (Trailing 12 Months)
43.68
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
22.30
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
31.37
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
38.63
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
87.22
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
40.10
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
43.05