Arrow Financial Corporation (AROW)

Last Closing Price: 28.89 (2025-09-17)

Profile
Ticker
AROW
Security Name
Arrow Financial Corporation
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
15,929,000
Market Capitalization
472,830,000
Average Volume (Last 20 Days)
41,057
Beta (Past 60 Months)
0.83
Percentage Held By Insiders (Latest Annual Proxy Report)
3.28
Percentage Held By Institutions (Latest 13F Reports)
46.71
Recent Price/Volume
Closing Price
28.89
Opening Price
28.89
High Price
29.70
Low Price
28.80
Volume
54,000
Previous Closing Price
28.71
Previous Opening Price
29.06
Previous High Price
29.08
Previous Low Price
28.60
Previous Volume
28,200
High/Low Price
52-Week High Price
33.56
26-Week High Price
30.22
13-Week High Price
30.22
4-Week High Price
30.22
2-Week High Price
29.99
1-Week High Price
29.70
52-Week Low Price
22.25
26-Week Low Price
22.25
13-Week Low Price
24.60
4-Week Low Price
27.80
2-Week Low Price
28.50
1-Week Low Price
28.60
High/Low Volume
52-Week High Volume
281,000
26-Week High Volume
121,000
13-Week High Volume
101,000
4-Week High Volume
88,000
2-Week High Volume
65,000
1-Week High Volume
54,000
52-Week Low Volume
12,500
26-Week Low Volume
19,600
13-Week Low Volume
20,500
4-Week Low Volume
22,000
2-Week Low Volume
22,000
1-Week Low Volume
28,200
Money Flow
Total Money Flow, Past 52 Weeks
284,505,652
Total Money Flow, Past 26 Weeks
143,768,007
Total Money Flow, Past 13 Weeks
70,767,954
Total Money Flow, Past 4 Weeks
24,776,892
Total Money Flow, Past 2 Weeks
10,813,800
Total Money Flow, Past Week
5,612,327
Total Money Flow, 1 Day
1,573,020
Total Volume
Total Volume, Past 52 Weeks
10,468,900
Total Volume, Past 26 Weeks
5,488,100
Total Volume, Past 13 Weeks
2,564,300
Total Volume, Past 4 Weeks
848,000
Total Volume, Past 2 Weeks
370,700
Total Volume, Past Week
192,800
Percent Change in Price
Percent Change in Price, Past 52 Weeks
1.72
Percent Change in Price, Past 26 Weeks
11.62
Percent Change in Price, Past 13 Weeks
17.11
Percent Change in Price, Past 4 Weeks
2.59
Percent Change in Price, Past 2 Weeks
-1.53
Percent Change in Price, Past Week
-0.76
Percent Change in Price, 1 Day
0.63
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
1
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
3
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
29.02
Simple Moving Average (10-Day)
29.15
Simple Moving Average (20-Day)
29.18
Simple Moving Average (50-Day)
27.89
Simple Moving Average (100-Day)
26.76
Simple Moving Average (200-Day)
26.68
Previous Simple Moving Average (5-Day)
29.06
Previous Simple Moving Average (10-Day)
29.20
Previous Simple Moving Average (20-Day)
29.14
Previous Simple Moving Average (50-Day)
27.86
Previous Simple Moving Average (100-Day)
26.72
Previous Simple Moving Average (200-Day)
26.69
Technical Indicators
MACD (12, 26, 9)
0.31
MACD (12, 26, 9) Signal
0.46
Previous MACD (12, 26, 9)
0.35
Previous MACD (12, 26, 9) Signal
0.50
RSI (14-Day)
52.16
Previous RSI (14-Day)
50.09
Stochastic (14, 3, 3) %K
41.33
Stochastic (14, 3, 3) %D
45.73
Previous Stochastic (14, 3, 3) %K
42.96
Previous Stochastic (14, 3, 3) %D
50.00
Upper Bollinger Band (20, 2)
30.15
Lower Bollinger Band (20, 2)
28.21
Previous Upper Bollinger Band (20, 2)
30.24
Previous Lower Bollinger Band (20, 2)
28.03
Income Statement Financials
Quarterly Revenue (MRQ)
59,182,000
Quarterly Net Income (MRQ)
10,805,000
Previous Quarterly Revenue (QoQ)
58,205,000
Previous Quarterly Revenue (YoY)
55,828,000
Previous Quarterly Net Income (QoQ)
6,310,000
Previous Quarterly Net Income (YoY)
8,604,000
Revenue (MRY)
223,067,000
Net Income (MRY)
29,709,000
Previous Annual Revenue
191,681,000
Previous Net Income
30,075,000
Cost of Goods Sold (MRY)
83,261,000
Gross Profit (MRY)
139,806,000
Operating Expenses (MRY)
185,709,000
Operating Income (MRY)
37,358,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
37,358,000
Normalized Pre-Tax Income (MRY)
37,358,000
Income after Taxes (MRY)
29,709,000
Income from Continuous Operations (MRY)
29,709,000
Consolidated Net Income/Loss (MRY)
29,709,000
Normalized Income after Taxes (MRY)
29,709,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
3,659,011,000
Property, Plant, and Equipment (MRQ)
60,701,000
Long-Term Assets (MRQ)
755,707,900
Total Assets (MRQ)
4,414,719,000
Current Liabilities (MRQ)
3,937,930,000
Long-Term Debt (MRQ)
24,969,000
Long-Term Liabilities (MRQ)
68,283,000
Total Liabilities (MRQ)
4,006,213,000
Common Equity (MRQ)
408,506,000
Tangible Shareholders Equity (MRQ)
382,847,400
Shareholders Equity (MRQ)
408,506,000
Common Shares Outstanding (MRQ)
16,484,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
34,469,000
Cash Flow from Investing Activities (MRY)
-88,950,000
Cash Flow from Financial Activities (MRY)
66,491,000
Beginning Cash (MRY)
142,536,000
End Cash (MRY)
154,546,000
Increase/Decrease in Cash (MRY)
12,010,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
PE Ratio (Trailing 12 Months)
13.80
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.05
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.17
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
12.09
Pre-Tax Margin (Trailing 12 Months)
16.86
Net Margin (Trailing 12 Months)
13.28
Return on Equity (Trailing 12 Months)
8.64
Return on Assets (Trailing 12 Months)
0.79
Current Ratio (Most Recent Fiscal Quarter)
0.93
Quick Ratio (Most Recent Fiscal Quarter)
0.93
Debt to Common Equity (Most Recent Fiscal Quarter)
0.06
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
23.95
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
Next Expected Quarterly Earnings Report Date
2025-10-30
Days Until Next Expected Quarterly Earnings Report
42
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
Last Quarterly Earnings per Share
0.70
Last Quarterly Earnings Report Date
2025-07-24
Days Since Last Quarterly Earnings Report
56
Earnings per Share (Most Recent Fiscal Year)
2.05
Diluted Earnings per Share (Trailing 12 Months)
1.83
Dividends
Last Dividend Date
2025-08-11
Last Dividend Amount
0.29
Days Since Last Dividend
38
Annual Dividend (Based on Last Quarter)
1.16
Dividend Yield (Based on Last Quarter)
4.04
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
1.68
Percent Growth in Quarterly Revenue (YoY)
6.01
Percent Growth in Annual Revenue
16.37
Percent Growth in Quarterly Net Income (QoQ)
71.24
Percent Growth in Quarterly Net Income (YoY)
25.58
Percent Growth in Annual Net Income
-1.22
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
True
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
2
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
14
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
11
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
1
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
3
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.1708
Historical Volatility (Close-to-Close) (20-Day)
0.1652
Historical Volatility (Close-to-Close) (30-Day)
0.2374
Historical Volatility (Close-to-Close) (60-Day)
0.2527
Historical Volatility (Close-to-Close) (90-Day)
0.2656
Historical Volatility (Close-to-Close) (120-Day)
0.2589
Historical Volatility (Close-to-Close) (150-Day)
0.2604
Historical Volatility (Close-to-Close) (180-Day)
0.3003
Historical Volatility (Parkinson) (10-Day)
0.2177
Historical Volatility (Parkinson) (20-Day)
0.2510
Historical Volatility (Parkinson) (30-Day)
0.2876
Historical Volatility (Parkinson) (60-Day)
0.2607
Historical Volatility (Parkinson) (90-Day)
0.2681
Historical Volatility (Parkinson) (120-Day)
0.2515
Historical Volatility (Parkinson) (150-Day)
0.2602
Historical Volatility (Parkinson) (180-Day)
0.3175
Implied Volatility (Calls) (10-Day)
2.1472
Implied Volatility (Calls) (20-Day)
1.2680
Implied Volatility (Calls) (30-Day)
0.3888
Implied Volatility (Calls) (60-Day)
0.4391
Implied Volatility (Calls) (90-Day)
0.4897
Implied Volatility (Calls) (120-Day)
0.4469
Implied Volatility (Calls) (150-Day)
0.3932
Implied Volatility (Calls) (180-Day)
0.3400
Implied Volatility (Puts) (10-Day)
0.8017
Implied Volatility (Puts) (20-Day)
0.6837
Implied Volatility (Puts) (30-Day)
0.5658
Implied Volatility (Puts) (60-Day)
0.5051
Implied Volatility (Puts) (90-Day)
0.4439
Implied Volatility (Puts) (120-Day)
0.4196
Implied Volatility (Puts) (150-Day)
0.4000
Implied Volatility (Puts) (180-Day)
0.3798
Implied Volatility (Mean) (10-Day)
1.4744
Implied Volatility (Mean) (20-Day)
0.9759
Implied Volatility (Mean) (30-Day)
0.4773
Implied Volatility (Mean) (60-Day)
0.4721
Implied Volatility (Mean) (90-Day)
0.4668
Implied Volatility (Mean) (120-Day)
0.4332
Implied Volatility (Mean) (150-Day)
0.3966
Implied Volatility (Mean) (180-Day)
0.3599
Put-Call Implied Volatility Ratio (10-Day)
0.3734
Put-Call Implied Volatility Ratio (20-Day)
0.5392
Put-Call Implied Volatility Ratio (30-Day)
1.4553
Put-Call Implied Volatility Ratio (60-Day)
1.1504
Put-Call Implied Volatility Ratio (90-Day)
0.9064
Put-Call Implied Volatility Ratio (120-Day)
0.9390
Put-Call Implied Volatility Ratio (150-Day)
1.0173
Put-Call Implied Volatility Ratio (180-Day)
1.1169
Implied Volatility Skew (10-Day)
0.2173
Implied Volatility Skew (20-Day)
0.3041
Implied Volatility Skew (30-Day)
0.3908
Implied Volatility Skew (60-Day)
0.2472
Implied Volatility Skew (90-Day)
0.1039
Implied Volatility Skew (120-Day)
0.0893
Implied Volatility Skew (150-Day)
0.0887
Implied Volatility Skew (180-Day)
0.0884
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.8571
Put-Call Ratio (Open Interest) (20-Day)
0.5000
Put-Call Ratio (Open Interest) (30-Day)
0.1429
Put-Call Ratio (Open Interest) (60-Day)
2.0748
Put-Call Ratio (Open Interest) (90-Day)
4.0068
Put-Call Ratio (Open Interest) (120-Day)
3.2680
Put-Call Ratio (Open Interest) (150-Day)
2.2324
Put-Call Ratio (Open Interest) (180-Day)
1.1969
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
23.93
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
51.53
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
70.55
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
43.56
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
39.57
Percentile Within Industry, Percent Change in Price, Past Week
48.47
Percentile Within Industry, Percent Change in Price, 1 Day
48.16
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
30.19
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
61.80
Percentile Within Industry, Percent Growth in Annual Revenue
70.81
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
89.62
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
54.35
Percentile Within Industry, Percent Growth in Annual Net Income
53.56
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
Percentile Within Industry, PE Ratio (Trailing 12 Months)
70.82
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
50.78
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
62.31
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
59.61
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
37.27
Percentile Within Industry, Net Margin (Trailing 12 Months)
35.51
Percentile Within Industry, Return on Equity (Trailing 12 Months)
36.76
Percentile Within Industry, Return on Assets (Trailing 12 Months)
30.53
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
47.37
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
50.46
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
21.74
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
83.44
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
33.44
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
39.81
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
30.48
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
54.76
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
70.34
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
50.62
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
37.66
Percentile Within Sector, Percent Change in Price, Past Week
40.00
Percentile Within Sector, Percent Change in Price, 1 Day
52.55
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
35.70
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
53.64
Percentile Within Sector, Percent Growth in Annual Revenue
68.10
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
80.48
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
54.65
Percentile Within Sector, Percent Growth in Annual Net Income
43.55
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
Percentile Within Sector, PE Ratio (Trailing 12 Months)
64.14
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
48.95
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
50.00
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
58.56
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
47.19
Percentile Within Sector, Net Margin (Trailing 12 Months)
45.86
Percentile Within Sector, Return on Equity (Trailing 12 Months)
33.38
Percentile Within Sector, Return on Assets (Trailing 12 Months)
26.56
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
43.82
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
46.23
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
26.93
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
82.07
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
39.29
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
42.84
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
35.38
Percentile Within Market, Percent Change in Price, Past 26 Weeks
58.91
Percentile Within Market, Percent Change in Price, Past 13 Weeks
78.08
Percentile Within Market, Percent Change in Price, Past 4 Weeks
52.31
Percentile Within Market, Percent Change in Price, Past 2 Weeks
20.39
Percentile Within Market, Percent Change in Price, Past Week
23.62
Percentile Within Market, Percent Change in Price, 1 Day
78.68
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
35.43
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
52.77
Percentile Within Market, Percent Growth in Annual Revenue
75.72
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
78.49
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
63.49
Percentile Within Market, Percent Growth in Annual Net Income
46.60
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
Percentile Within Market, PE Ratio (Trailing 12 Months)
37.68
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
50.81
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
32.51
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
54.17
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
77.42
Percentile Within Market, Net Margin (Trailing 12 Months)
74.97
Percentile Within Market, Return on Equity (Trailing 12 Months)
57.06
Percentile Within Market, Return on Assets (Trailing 12 Months)
43.67
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
22.96
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
32.63
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
38.78
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
88.69
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
39.67
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
42.93