Bay Commercial Bank (BCML)

Last Closing Price: 30.61 (2026-06-03)

Profile
Ticker
BCML
Security Name
Bay Commercial Bank
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
10,593,000
Market Capitalization
340,370,000
Average Volume (Last 20 Days)
57,047
Beta (Past 60 Months)
0.27
Percentage Held By Insiders (Latest Annual Proxy Report)
2.90
Percentage Held By Institutions (Latest 13F Reports)
66.16
Recent Price/Volume
Closing Price
30.61
Opening Price
31.00
High Price
31.20
Low Price
30.50
Volume
38,000
Previous Closing Price
31.20
Previous Opening Price
30.70
Previous High Price
31.34
Previous Low Price
30.68
Previous Volume
57,400
High/Low Price
52-Week High Price
32.81
26-Week High Price
32.81
13-Week High Price
32.67
4-Week High Price
31.49
2-Week High Price
31.49
1-Week High Price
31.34
52-Week Low Price
25.12
26-Week Low Price
27.31
13-Week Low Price
27.34
4-Week Low Price
29.80
2-Week Low Price
30.31
1-Week Low Price
30.41
High/Low Volume
52-Week High Volume
239,000
26-Week High Volume
239,000
13-Week High Volume
239,000
4-Week High Volume
86,000
2-Week High Volume
82,000
1-Week High Volume
57,400
52-Week Low Volume
6,600
26-Week Low Volume
7,800
13-Week Low Volume
7,800
4-Week Low Volume
31,000
2-Week Low Volume
38,000
1-Week Low Volume
38,000
Money Flow
Total Money Flow, Past 52 Weeks
191,382,307
Total Money Flow, Past 26 Weeks
123,055,759
Total Money Flow, Past 13 Weeks
81,190,388
Total Money Flow, Past 4 Weeks
32,367,707
Total Money Flow, Past 2 Weeks
16,554,884
Total Money Flow, Past Week
7,882,331
Total Money Flow, 1 Day
1,169,260
Total Volume
Total Volume, Past 52 Weeks
6,618,200
Total Volume, Past 26 Weeks
4,124,500
Total Volume, Past 13 Weeks
2,718,700
Total Volume, Past 4 Weeks
1,054,400
Total Volume, Past 2 Weeks
535,500
Total Volume, Past Week
255,300
Percent Change in Price
Percent Change in Price, Past 52 Weeks
20.13
Percent Change in Price, Past 26 Weeks
4.51
Percent Change in Price, Past 13 Weeks
3.85
Percent Change in Price, Past 4 Weeks
1.69
Percent Change in Price, Past 2 Weeks
-0.13
Percent Change in Price, Past Week
-0.75
Percent Change in Price, 1 Day
-1.89
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
1
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
True
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
30.88
Simple Moving Average (10-Day)
30.88
Simple Moving Average (20-Day)
30.63
Simple Moving Average (50-Day)
29.93
Simple Moving Average (100-Day)
29.59
Simple Moving Average (200-Day)
29.07
Previous Simple Moving Average (5-Day)
30.92
Previous Simple Moving Average (10-Day)
30.88
Previous Simple Moving Average (20-Day)
30.60
Previous Simple Moving Average (50-Day)
29.91
Previous Simple Moving Average (100-Day)
29.57
Previous Simple Moving Average (200-Day)
29.06
Technical Indicators
MACD (12, 26, 9)
0.30
MACD (12, 26, 9) Signal
0.32
Previous MACD (12, 26, 9)
0.34
Previous MACD (12, 26, 9) Signal
0.33
RSI (14-Day)
52.29
Previous RSI (14-Day)
60.34
Stochastic (14, 3, 3) %K
61.74
Stochastic (14, 3, 3) %D
63.25
Previous Stochastic (14, 3, 3) %K
65.48
Previous Stochastic (14, 3, 3) %D
64.30
Upper Bollinger Band (20, 2)
31.33
Lower Bollinger Band (20, 2)
29.93
Previous Upper Bollinger Band (20, 2)
31.34
Previous Lower Bollinger Band (20, 2)
29.87
Income Statement Financials
Quarterly Revenue (MRQ)
36,095,000
Quarterly Net Income (MRQ)
8,180,000
Previous Quarterly Revenue (QoQ)
35,225,000
Previous Quarterly Revenue (YoY)
34,086,000
Previous Quarterly Net Income (QoQ)
6,858,000
Previous Quarterly Net Income (YoY)
5,702,000
Revenue (MRY)
141,475,000
Net Income (MRY)
23,931,000
Previous Annual Revenue
138,087,000
Previous Net Income
23,614,000
Cost of Goods Sold (MRY)
40,935,000
Gross Profit (MRY)
100,540,000
Operating Expenses (MRY)
108,858,000
Operating Income (MRY)
32,617,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
32,617,000
Normalized Pre-Tax Income (MRY)
32,617,000
Income after Taxes (MRY)
23,931,000
Income from Continuous Operations (MRY)
23,931,000
Consolidated Net Income/Loss (MRY)
23,931,000
Normalized Income after Taxes (MRY)
23,931,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
2,335,598,000
Property, Plant, and Equipment (MRQ)
13,036,000
Long-Term Assets (MRQ)
299,348,000
Total Assets (MRQ)
2,648,536,000
Current Liabilities (MRQ)
2,278,832,000
Long-Term Debt (MRQ)
5,874,000
Long-Term Liabilities (MRQ)
11,148,000
Total Liabilities (MRQ)
2,304,548,000
Common Equity (MRQ)
343,988,000
Tangible Shareholders Equity (MRQ)
303,518,800
Shareholders Equity (MRQ)
343,988,000
Common Shares Outstanding (MRQ)
10,909,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
31,831,000
Cash Flow from Investing Activities (MRY)
-90,786,000
Cash Flow from Financial Activities (MRY)
-98,563,000
Beginning Cash (MRY)
364,032,000
End Cash (MRY)
206,514,000
Increase/Decrease in Cash (MRY)
-157,518,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
11.58
PE Ratio (Trailing 12 Months)
12.89
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.37
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.99
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
12.57
Pre-Tax Margin (Trailing 12 Months)
24.97
Net Margin (Trailing 12 Months)
18.41
Return on Equity (Trailing 12 Months)
7.84
Return on Assets (Trailing 12 Months)
1.01
Current Ratio (Most Recent Fiscal Quarter)
1.02
Quick Ratio (Most Recent Fiscal Quarter)
1.02
Debt to Common Equity (Most Recent Fiscal Quarter)
0.02
Inventory Turnover (Trailing 12 Months)
79.70
Book Value per Share (Most Recent Fiscal Quarter)
31.07
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-06-30
Quarterly Earnings per Share Estimate
0.64
Next Expected Quarterly Earnings Report Date
2026-07-16
Days Until Next Expected Quarterly Earnings Report
42
Fiscal Period End, Last Quarterly Earnings Report
2026-03-31
Last Quarterly Earnings per Share Estimate
0.62
Last Quarterly Earnings per Share
0.75
Last Quarterly Earnings Report Date
2026-04-23
Days Since Last Quarterly Earnings Report
42
Earnings per Share (Most Recent Fiscal Year)
2.18
Diluted Earnings per Share (Trailing 12 Months)
2.42
Dividends
Last Dividend Date
2026-03-12
Last Dividend Amount
0.30
Days Since Last Dividend
84
Annual Dividend (Based on Last Quarter)
1.20
Dividend Yield (Based on Last Quarter)
3.85
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
2.47
Percent Growth in Quarterly Revenue (YoY)
5.89
Percent Growth in Annual Revenue
2.45
Percent Growth in Quarterly Net Income (QoQ)
19.28
Percent Growth in Quarterly Net Income (YoY)
43.46
Percent Growth in Annual Net Income
1.34
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
True
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
1
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
5
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
4
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
2
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.1792
Historical Volatility (Close-to-Close) (20-Day)
0.1905
Historical Volatility (Close-to-Close) (30-Day)
0.1848
Historical Volatility (Close-to-Close) (60-Day)
0.3743
Historical Volatility (Close-to-Close) (90-Day)
0.3204
Historical Volatility (Close-to-Close) (120-Day)
0.2949
Historical Volatility (Close-to-Close) (150-Day)
0.2917
Historical Volatility (Close-to-Close) (180-Day)
0.3056
Historical Volatility (Parkinson) (10-Day)
0.2209
Historical Volatility (Parkinson) (20-Day)
0.2240
Historical Volatility (Parkinson) (30-Day)
0.2141
Historical Volatility (Parkinson) (60-Day)
0.3083
Historical Volatility (Parkinson) (90-Day)
0.2980
Historical Volatility (Parkinson) (120-Day)
0.2950
Historical Volatility (Parkinson) (150-Day)
0.3052
Historical Volatility (Parkinson) (180-Day)
0.3186
Implied Volatility (Calls) (10-Day)
0.6668
Implied Volatility (Calls) (20-Day)
0.6317
Implied Volatility (Calls) (30-Day)
0.5616
Implied Volatility (Calls) (60-Day)
0.4471
Implied Volatility (Calls) (90-Day)
0.4165
Implied Volatility (Calls) (120-Day)
0.3896
Implied Volatility (Calls) (150-Day)
0.3680
Implied Volatility (Calls) (180-Day)
0.3461
Implied Volatility (Puts) (10-Day)
0.5673
Implied Volatility (Puts) (20-Day)
0.5452
Implied Volatility (Puts) (30-Day)
0.5011
Implied Volatility (Puts) (60-Day)
0.4140
Implied Volatility (Puts) (90-Day)
0.3661
Implied Volatility (Puts) (120-Day)
0.3335
Implied Volatility (Puts) (150-Day)
0.3204
Implied Volatility (Puts) (180-Day)
0.3077
Implied Volatility (Mean) (10-Day)
0.6170
Implied Volatility (Mean) (20-Day)
0.5885
Implied Volatility (Mean) (30-Day)
0.5314
Implied Volatility (Mean) (60-Day)
0.4305
Implied Volatility (Mean) (90-Day)
0.3913
Implied Volatility (Mean) (120-Day)
0.3616
Implied Volatility (Mean) (150-Day)
0.3442
Implied Volatility (Mean) (180-Day)
0.3269
Put-Call Implied Volatility Ratio (10-Day)
0.8508
Put-Call Implied Volatility Ratio (20-Day)
0.8631
Put-Call Implied Volatility Ratio (30-Day)
0.8923
Put-Call Implied Volatility Ratio (60-Day)
0.9259
Put-Call Implied Volatility Ratio (90-Day)
0.8791
Put-Call Implied Volatility Ratio (120-Day)
0.8560
Put-Call Implied Volatility Ratio (150-Day)
0.8707
Put-Call Implied Volatility Ratio (180-Day)
0.8889
Implied Volatility Skew (10-Day)
0.1426
Implied Volatility Skew (20-Day)
0.1327
Implied Volatility Skew (30-Day)
0.1130
Implied Volatility Skew (60-Day)
0.0836
Implied Volatility Skew (90-Day)
0.0803
Implied Volatility Skew (120-Day)
0.0805
Implied Volatility Skew (150-Day)
0.0854
Implied Volatility Skew (180-Day)
0.0901
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
7.7500
Put-Call Ratio (Open Interest) (20-Day)
7.6207
Put-Call Ratio (Open Interest) (30-Day)
7.3621
Put-Call Ratio (Open Interest) (60-Day)
5.8317
Put-Call Ratio (Open Interest) (90-Day)
3.6413
Put-Call Ratio (Open Interest) (120-Day)
2.0600
Put-Call Ratio (Open Interest) (150-Day)
1.2754
Put-Call Ratio (Open Interest) (180-Day)
0.4908
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
34.69
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
34.38
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
60.31
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
86.56
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
74.06
Percentile Within Industry, Percent Change in Price, Past Week
83.12
Percentile Within Industry, Percent Change in Price, 1 Day
68.75
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
79.61
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
49.06
Percentile Within Industry, Percent Growth in Annual Revenue
35.53
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
83.17
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
71.70
Percentile Within Industry, Percent Growth in Annual Net Income
18.87
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
67.74
Percentile Within Industry, PE Ratio (Trailing 12 Months)
69.10
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
56.15
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
24.53
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
67.53
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
59.75
Percentile Within Industry, Net Margin (Trailing 12 Months)
51.74
Percentile Within Industry, Return on Equity (Trailing 12 Months)
20.57
Percentile Within Industry, Return on Assets (Trailing 12 Months)
32.91
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
76.10
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
77.60
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
16.98
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
85.12
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
85.00
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
30.94
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
64.17
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
57.32
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
55.39
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
63.54
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
80.52
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
70.44
Percentile Within Sector, Percent Change in Price, Past Week
75.69
Percentile Within Sector, Percent Change in Price, 1 Day
61.33
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
74.96
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
48.38
Percentile Within Sector, Percent Growth in Annual Revenue
34.14
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
75.79
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
69.78
Percentile Within Sector, Percent Growth in Annual Net Income
32.08
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
61.47
Percentile Within Sector, PE Ratio (Trailing 12 Months)
64.68
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
56.80
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
28.77
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
67.65
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
65.48
Percentile Within Sector, Net Margin (Trailing 12 Months)
60.77
Percentile Within Sector, Return on Equity (Trailing 12 Months)
23.26
Percentile Within Sector, Return on Assets (Trailing 12 Months)
29.01
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
58.76
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
60.09
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
23.24
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
86.87
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
81.22
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
37.19
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
61.21
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
62.59
Percentile Within Market, Percent Change in Price, Past 26 Weeks
52.14
Percentile Within Market, Percent Change in Price, Past 13 Weeks
60.13
Percentile Within Market, Percent Change in Price, Past 4 Weeks
69.08
Percentile Within Market, Percent Change in Price, Past 2 Weeks
36.85
Percentile Within Market, Percent Change in Price, Past Week
40.00
Percentile Within Market, Percent Change in Price, 1 Day
29.53
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
63.78
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
45.82
Percentile Within Market, Percent Growth in Annual Revenue
39.07
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
63.78
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
70.16
Percentile Within Market, Percent Growth in Annual Net Income
47.53
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
30.77
Percentile Within Market, PE Ratio (Trailing 12 Months)
35.93
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
55.57
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
23.83
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
55.62
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
85.38
Percentile Within Market, Net Margin (Trailing 12 Months)
81.58
Percentile Within Market, Return on Equity (Trailing 12 Months)
52.33
Percentile Within Market, Return on Assets (Trailing 12 Months)
43.55
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
26.81
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
36.00
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
35.85
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
94.42
Percentile Within Market, Dividend Yield (Based on Last Quarter)
87.94
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
38.21
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
56.76