Bay Commercial Bank (BCML)

Last Closing Price: 26.39 (2025-05-30)

Profile
Ticker
BCML
Security Name
Bay Commercial Bank
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
10,292,000
Market Capitalization
294,110,000
Average Volume (Last 20 Days)
23,569
Beta (Past 60 Months)
0.54
Percentage Held By Insiders (Latest Annual Proxy Report)
6.50
Percentage Held By Institutions (Latest 13F Reports)
66.16
Recent Price/Volume
Closing Price
26.39
Opening Price
26.57
High Price
26.79
Low Price
26.39
Volume
17,300
Previous Closing Price
26.72
Previous Opening Price
26.57
Previous High Price
27.10
Previous Low Price
26.36
Previous Volume
26,800
High/Low Price
52-Week High Price
29.79
26-Week High Price
29.74
13-Week High Price
27.99
4-Week High Price
27.99
2-Week High Price
27.62
1-Week High Price
27.18
52-Week Low Price
18.26
26-Week Low Price
22.22
13-Week Low Price
22.22
4-Week Low Price
26.01
2-Week Low Price
26.06
1-Week Low Price
26.36
High/Low Volume
52-Week High Volume
166,986
26-Week High Volume
166,986
13-Week High Volume
67,346
4-Week High Volume
67,346
2-Week High Volume
37,890
1-Week High Volume
31,700
52-Week Low Volume
4,751
26-Week Low Volume
8,516
13-Week Low Volume
9,792
4-Week Low Volume
9,792
2-Week Low Volume
12,700
1-Week Low Volume
12,700
Money Flow
Total Money Flow, Past 52 Weeks
153,351,614
Total Money Flow, Past 26 Weeks
87,654,609
Total Money Flow, Past 13 Weeks
42,443,177
Total Money Flow, Past 4 Weeks
12,701,321
Total Money Flow, Past 2 Weeks
5,922,187
Total Money Flow, Past Week
2,363,707
Total Money Flow, 1 Day
458,854
Total Volume
Total Volume, Past 52 Weeks
6,171,085
Total Volume, Past 26 Weeks
3,302,471
Total Volume, Past 13 Weeks
1,640,049
Total Volume, Past 4 Weeks
473,683
Total Volume, Past 2 Weeks
221,715
Total Volume, Past Week
88,500
Percent Change in Price
Percent Change in Price, Past 52 Weeks
33.49
Percent Change in Price, Past 26 Weeks
-7.93
Percent Change in Price, Past 13 Weeks
-3.45
Percent Change in Price, Past 4 Weeks
-0.86
Percent Change in Price, Past 2 Weeks
-1.71
Percent Change in Price, Past Week
0.61
Percent Change in Price, 1 Day
-1.24
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
2
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
26.55
Simple Moving Average (10-Day)
26.70
Simple Moving Average (20-Day)
26.74
Simple Moving Average (50-Day)
26.02
Simple Moving Average (100-Day)
26.41
Simple Moving Average (200-Day)
25.65
Previous Simple Moving Average (5-Day)
26.59
Previous Simple Moving Average (10-Day)
26.79
Previous Simple Moving Average (20-Day)
26.72
Previous Simple Moving Average (50-Day)
26.00
Previous Simple Moving Average (100-Day)
26.40
Previous Simple Moving Average (200-Day)
25.62
Technical Indicators
MACD (12, 26, 9)
0.13
MACD (12, 26, 9) Signal
0.21
Previous MACD (12, 26, 9)
0.16
Previous MACD (12, 26, 9) Signal
0.23
RSI (14-Day)
48.73
Previous RSI (14-Day)
52.11
Stochastic (14, 3, 3) %K
25.68
Stochastic (14, 3, 3) %D
29.31
Previous Stochastic (14, 3, 3) %K
34.97
Previous Stochastic (14, 3, 3) %D
30.06
Upper Bollinger Band (20, 2)
27.43
Lower Bollinger Band (20, 2)
26.06
Previous Upper Bollinger Band (20, 2)
27.47
Previous Lower Bollinger Band (20, 2)
25.97
Income Statement Financials
Quarterly Revenue (MRQ)
34,086,000
Quarterly Net Income (MRQ)
5,702,000
Previous Quarterly Revenue (QoQ)
34,221,000
Previous Quarterly Revenue (YoY)
33,806,000
Previous Quarterly Net Income (QoQ)
6,120,000
Previous Quarterly Net Income (YoY)
5,877,000
Revenue (MRY)
138,087,000
Net Income (MRY)
23,614,000
Previous Annual Revenue
133,314,000
Previous Net Income
27,425,000
Cost of Goods Sold (MRY)
40,569,000
Gross Profit (MRY)
97,518,000
Operating Expenses (MRY)
105,967,000
Operating Income (MRY)
32,120,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
32,120,000
Normalized Pre-Tax Income (MRY)
32,120,000
Income after Taxes (MRY)
23,614,000
Income from Continuous Operations (MRY)
23,614,000
Consolidated Net Income/Loss (MRY)
23,614,000
Normalized Income after Taxes (MRY)
23,614,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
2,245,305,000
Property, Plant, and Equipment (MRQ)
13,257,000
Long-Term Assets (MRQ)
304,528,000
Total Assets (MRQ)
2,563,798,000
Current Liabilities (MRQ)
2,142,277,000
Long-Term Debt (MRQ)
72,444,000
Long-Term Liabilities (MRQ)
77,168,000
Total Liabilities (MRQ)
2,234,461,000
Common Equity (MRQ)
329,337,000
Tangible Shareholders Equity (MRQ)
288,069,200
Shareholders Equity (MRQ)
329,337,000
Common Shares Outstanding (MRQ)
11,090,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
30,357,000
Cash Flow from Investing Activities (MRY)
-62,186,000
Cash Flow from Financial Activities (MRY)
88,322,000
Beginning Cash (MRY)
307,539,000
End Cash (MRY)
364,032,000
Increase/Decrease in Cash (MRY)
56,493,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
11.82
PE Ratio (Trailing 12 Months)
12.72
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.13
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.89
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
11.04
Pre-Tax Margin (Trailing 12 Months)
22.88
Net Margin (Trailing 12 Months)
16.94
Return on Equity (Trailing 12 Months)
7.26
Return on Assets (Trailing 12 Months)
0.90
Current Ratio (Most Recent Fiscal Quarter)
1.05
Quick Ratio (Most Recent Fiscal Quarter)
1.05
Debt to Common Equity (Most Recent Fiscal Quarter)
0.22
Inventory Turnover (Trailing 12 Months)
30.86
Book Value per Share (Most Recent Fiscal Quarter)
29.92
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
0.55
Next Expected Quarterly Earnings Report Date
2025-07-17
Days Until Next Expected Quarterly Earnings Report
47
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
0.52
Last Quarterly Earnings per Share
0.51
Last Quarterly Earnings Report Date
2025-04-17
Days Since Last Quarterly Earnings Report
44
Earnings per Share (Most Recent Fiscal Year)
2.10
Diluted Earnings per Share (Trailing 12 Months)
2.10
Dividends
Last Dividend Date
2025-03-13
Last Dividend Amount
0.15
Days Since Last Dividend
79
Annual Dividend (Based on Last Quarter)
0.60
Dividend Yield (Based on Last Quarter)
2.25
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-0.39
Percent Growth in Quarterly Revenue (YoY)
0.83
Percent Growth in Annual Revenue
3.58
Percent Growth in Quarterly Net Income (QoQ)
-6.83
Percent Growth in Quarterly Net Income (YoY)
-2.98
Percent Growth in Annual Net Income
-13.90
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
2
Consecutive Quarters of Increasing Revenue (YoY)
1
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
3
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
7
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2404
Historical Volatility (Close-to-Close) (20-Day)
0.2627
Historical Volatility (Close-to-Close) (30-Day)
0.2474
Historical Volatility (Close-to-Close) (60-Day)
0.3414
Historical Volatility (Close-to-Close) (90-Day)
0.3390
Historical Volatility (Close-to-Close) (120-Day)
0.3301
Historical Volatility (Close-to-Close) (150-Day)
0.3283
Historical Volatility (Close-to-Close) (180-Day)
0.3138
Historical Volatility (Parkinson) (10-Day)
0.2435
Historical Volatility (Parkinson) (20-Day)
0.2731
Historical Volatility (Parkinson) (30-Day)
0.3079
Historical Volatility (Parkinson) (60-Day)
0.4365
Historical Volatility (Parkinson) (90-Day)
0.3983
Historical Volatility (Parkinson) (120-Day)
0.3716
Historical Volatility (Parkinson) (150-Day)
0.3553
Historical Volatility (Parkinson) (180-Day)
0.3545
Implied Volatility (Calls) (10-Day)
0.8174
Implied Volatility (Calls) (20-Day)
0.8174
Implied Volatility (Calls) (30-Day)
0.7233
Implied Volatility (Calls) (60-Day)
0.5177
Implied Volatility (Calls) (90-Day)
0.4990
Implied Volatility (Calls) (120-Day)
0.4785
Implied Volatility (Calls) (150-Day)
0.4540
Implied Volatility (Calls) (180-Day)
0.4294
Implied Volatility (Puts) (10-Day)
0.7628
Implied Volatility (Puts) (20-Day)
0.7628
Implied Volatility (Puts) (30-Day)
0.7416
Implied Volatility (Puts) (60-Day)
0.6555
Implied Volatility (Puts) (90-Day)
0.5422
Implied Volatility (Puts) (120-Day)
0.4551
Implied Volatility (Puts) (150-Day)
0.4390
Implied Volatility (Puts) (180-Day)
0.4229
Implied Volatility (Mean) (10-Day)
0.7901
Implied Volatility (Mean) (20-Day)
0.7901
Implied Volatility (Mean) (30-Day)
0.7325
Implied Volatility (Mean) (60-Day)
0.5866
Implied Volatility (Mean) (90-Day)
0.5206
Implied Volatility (Mean) (120-Day)
0.4668
Implied Volatility (Mean) (150-Day)
0.4465
Implied Volatility (Mean) (180-Day)
0.4262
Put-Call Implied Volatility Ratio (10-Day)
0.9332
Put-Call Implied Volatility Ratio (20-Day)
0.9332
Put-Call Implied Volatility Ratio (30-Day)
1.0253
Put-Call Implied Volatility Ratio (60-Day)
1.2662
Put-Call Implied Volatility Ratio (90-Day)
1.0867
Put-Call Implied Volatility Ratio (120-Day)
0.9510
Put-Call Implied Volatility Ratio (150-Day)
0.9669
Put-Call Implied Volatility Ratio (180-Day)
0.9847
Implied Volatility Skew (10-Day)
0.0704
Implied Volatility Skew (20-Day)
0.0704
Implied Volatility Skew (30-Day)
0.1287
Implied Volatility Skew (60-Day)
0.2206
Implied Volatility Skew (90-Day)
0.1360
Implied Volatility Skew (120-Day)
0.0720
Implied Volatility Skew (150-Day)
0.0655
Implied Volatility Skew (180-Day)
0.0589
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
1.0000
Put-Call Ratio (Open Interest) (20-Day)
1.0000
Put-Call Ratio (Open Interest) (30-Day)
1.0000
Put-Call Ratio (Open Interest) (60-Day)
0.3333
Put-Call Ratio (Open Interest) (90-Day)
0.3333
Put-Call Ratio (Open Interest) (120-Day)
0.3333
Put-Call Ratio (Open Interest) (150-Day)
0.3333
Put-Call Ratio (Open Interest) (180-Day)
0.3333
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
73.91
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
65.53
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
61.49
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
39.75
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
73.29
Percentile Within Industry, Percent Change in Price, Past Week
43.79
Percentile Within Industry, Percent Change in Price, 1 Day
20.19
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
65.61
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
38.56
Percentile Within Industry, Percent Growth in Annual Revenue
20.06
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
35.99
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
29.15
Percentile Within Industry, Percent Growth in Annual Net Income
30.00
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
73.83
Percentile Within Industry, PE Ratio (Trailing 12 Months)
64.03
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
65.51
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
31.55
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
59.34
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
69.18
Percentile Within Industry, Net Margin (Trailing 12 Months)
62.78
Percentile Within Industry, Return on Equity (Trailing 12 Months)
30.06
Percentile Within Industry, Return on Assets (Trailing 12 Months)
43.35
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
83.96
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
84.86
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
46.54
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
73.73
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
35.09
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
59.87
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
62.15
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
75.46
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
54.33
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
54.75
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
34.04
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
60.14
Percentile Within Sector, Percent Change in Price, Past Week
39.57
Percentile Within Sector, Percent Change in Price, 1 Day
20.00
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
59.82
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
37.44
Percentile Within Sector, Percent Growth in Annual Revenue
24.42
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
44.31
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
40.15
Percentile Within Sector, Percent Growth in Annual Net Income
27.44
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
62.38
Percentile Within Sector, PE Ratio (Trailing 12 Months)
59.44
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
57.49
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
28.99
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
57.77
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
69.15
Percentile Within Sector, Net Margin (Trailing 12 Months)
66.11
Percentile Within Sector, Return on Equity (Trailing 12 Months)
28.34
Percentile Within Sector, Return on Assets (Trailing 12 Months)
34.28
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
64.82
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
65.93
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
44.08
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
75.86
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
50.07
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
56.40
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
59.65
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
88.49
Percentile Within Market, Percent Change in Price, Past 26 Weeks
39.06
Percentile Within Market, Percent Change in Price, Past 13 Weeks
38.56
Percentile Within Market, Percent Change in Price, Past 4 Weeks
25.77
Percentile Within Market, Percent Change in Price, Past 2 Weeks
36.71
Percentile Within Market, Percent Change in Price, Past Week
43.04
Percentile Within Market, Percent Change in Price, 1 Day
21.93
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
56.15
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
42.30
Percentile Within Market, Percent Growth in Annual Revenue
47.29
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
46.61
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
44.70
Percentile Within Market, Percent Growth in Annual Net Income
36.98
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
32.81
Percentile Within Market, PE Ratio (Trailing 12 Months)
37.61
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
55.75
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
24.95
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
53.71
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
86.47
Percentile Within Market, Net Margin (Trailing 12 Months)
83.27
Percentile Within Market, Return on Equity (Trailing 12 Months)
52.47
Percentile Within Market, Return on Assets (Trailing 12 Months)
44.37
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
29.37
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
39.45
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
49.67
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
88.46
Percentile Within Market, Dividend Yield (Based on Last Quarter)
75.56
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
54.11
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
55.13