Bread Financial Holdings, Inc. (BFH)

Last Closing Price: 47.79 (2025-05-01)

Profile
Ticker
BFH
Security Name
Bread Financial Holdings, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
47,733,000
Market Capitalization
2,208,760,000
Average Volume (Last 20 Days)
1,415,099
Beta (Past 60 Months)
1.33
Percentage Held By Insiders (Latest Annual Proxy Report)
0.85
Percentage Held By Institutions (Latest 13F Reports)
99.52
Recent Price/Volume
Closing Price
47.79
Opening Price
47.92
High Price
48.37
Low Price
46.92
Volume
659,209
Previous Closing Price
47.45
Previous Opening Price
47.07
Previous High Price
47.58
Previous Low Price
46.05
Previous Volume
985,722
High/Low Price
52-Week High Price
66.71
26-Week High Price
66.71
13-Week High Price
64.74
4-Week High Price
51.71
2-Week High Price
51.71
1-Week High Price
49.25
52-Week Low Price
38.13
26-Week Low Price
38.21
13-Week Low Price
38.21
4-Week Low Price
38.21
2-Week Low Price
44.88
1-Week Low Price
46.05
High/Low Volume
52-Week High Volume
48,925,890
26-Week High Volume
48,925,890
13-Week High Volume
3,422,445
4-Week High Volume
3,422,445
2-Week High Volume
1,881,290
1-Week High Volume
1,162,248
52-Week Low Volume
9,298
26-Week Low Volume
9,298
13-Week Low Volume
384,025
4-Week Low Volume
659,209
2-Week Low Volume
659,209
1-Week Low Volume
659,209
Money Flow
Total Money Flow, Past 52 Weeks
14,669,841,566
Total Money Flow, Past 26 Weeks
9,613,467,170
Total Money Flow, Past 13 Weeks
3,333,467,901
Total Money Flow, Past 4 Weeks
1,216,178,997
Total Money Flow, Past 2 Weeks
473,263,523
Total Money Flow, Past Week
220,166,622
Total Money Flow, 1 Day
31,439,875
Total Volume
Total Volume, Past 52 Weeks
274,129,206
Total Volume, Past 26 Weeks
168,728,966
Total Volume, Past 13 Weeks
66,859,116
Total Volume, Past 4 Weeks
26,725,616
Total Volume, Past 2 Weeks
9,869,741
Total Volume, Past Week
4,594,025
Percent Change in Price
Percent Change in Price, Past 52 Weeks
17.47
Percent Change in Price, Past 26 Weeks
-3.79
Percent Change in Price, Past 13 Weeks
-24.99
Percent Change in Price, Past 4 Weeks
6.65
Percent Change in Price, Past 2 Weeks
1.96
Percent Change in Price, Past Week
-2.29
Percent Change in Price, 1 Day
0.72
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
1
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
1
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
True
Had New 2-Week Low Volume
True
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
48.14
Simple Moving Average (10-Day)
47.69
Simple Moving Average (20-Day)
46.17
Simple Moving Average (50-Day)
49.12
Simple Moving Average (100-Day)
55.74
Simple Moving Average (200-Day)
54.15
Previous Simple Moving Average (5-Day)
48.37
Previous Simple Moving Average (10-Day)
47.49
Previous Simple Moving Average (20-Day)
46.36
Previous Simple Moving Average (50-Day)
49.38
Previous Simple Moving Average (100-Day)
55.88
Previous Simple Moving Average (200-Day)
54.16
Technical Indicators
MACD (12, 26, 9)
-0.35
MACD (12, 26, 9) Signal
-0.81
Previous MACD (12, 26, 9)
-0.40
Previous MACD (12, 26, 9) Signal
-0.93
RSI (14-Day)
49.48
Previous RSI (14-Day)
48.36
Stochastic (14, 3, 3) %K
61.12
Stochastic (14, 3, 3) %D
65.30
Previous Stochastic (14, 3, 3) %K
63.46
Previous Stochastic (14, 3, 3) %D
69.87
Upper Bollinger Band (20, 2)
50.24
Lower Bollinger Band (20, 2)
42.10
Previous Upper Bollinger Band (20, 2)
51.03
Previous Lower Bollinger Band (20, 2)
41.70
Income Statement Financials
Quarterly Revenue (MRQ)
1,195,000,000
Quarterly Net Income (MRQ)
138,000,000
Previous Quarterly Revenue (QoQ)
1,154,000,000
Previous Quarterly Revenue (YoY)
1,239,000,000
Previous Quarterly Net Income (QoQ)
8,000,000
Previous Quarterly Net Income (YoY)
134,000,000
Revenue (MRY)
4,787,000,000
Net Income (MRY)
277,000,000
Previous Annual Revenue
4,938,000,000
Previous Net Income
718,000,000
Cost of Goods Sold (MRY)
Gross Profit (MRY)
4,787,000,000
Operating Expenses (MRY)
1,123,000,000
Operating Income (MRY)
3,664,000,000
Non-Operating Income/Expense (MRY)
-3,283,000,000
Pre-Tax Income (MRY)
381,000,000
Normalized Pre-Tax Income (MRY)
381,000,000
Income after Taxes (MRY)
279,000,000
Income from Continuous Operations (MRY)
279,000,000
Consolidated Net Income/Loss (MRY)
277,000,000
Normalized Income after Taxes (MRY)
279,000,000
EBIT (MRY)
3,664,000,000
EBITDA (MRY)
3,867,000,000
Balance Sheet Financials
Current Assets (MRQ)
19,855,000,000
Property, Plant, and Equipment (MRQ)
133,000,000
Long-Term Assets (MRQ)
2,527,000,000
Total Assets (MRQ)
22,382,000,000
Current Liabilities (MRQ)
16,934,000,000
Long-Term Debt (MRQ)
1,286,000,000
Long-Term Liabilities (MRQ)
2,380,000,000
Total Liabilities (MRQ)
19,314,000,000
Common Equity (MRQ)
3,068,000,000
Tangible Shareholders Equity (MRQ)
2,330,000,000
Shareholders Equity (MRQ)
3,068,000,000
Common Shares Outstanding (MRQ)
47,600,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
1,859,000,000
Cash Flow from Investing Activities (MRY)
-1,169,000,000
Cash Flow from Financial Activities (MRY)
-592,000,000
Beginning Cash (MRY)
3,616,000,000
End Cash (MRY)
3,714,000,000
Increase/Decrease in Cash (MRY)
98,000,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
6.76
PE Ratio (Trailing 12 Months)
6.11
PEG Ratio (Long Term Growth Estimate)
0.99
Price to Sales Ratio (Trailing 12 Months)
0.46
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.72
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
4.03
Pre-Tax Margin (Trailing 12 Months)
8.20
Net Margin (Trailing 12 Months)
5.89
Return on Equity (Trailing 12 Months)
12.60
Return on Assets (Trailing 12 Months)
1.75
Current Ratio (Most Recent Fiscal Quarter)
1.17
Quick Ratio (Most Recent Fiscal Quarter)
1.15
Debt to Common Equity (Most Recent Fiscal Quarter)
0.42
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
65.91
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
1.67
Next Expected Quarterly Earnings Report Date
2025-07-24
Days Until Next Expected Quarterly Earnings Report
84
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
2.10
Last Quarterly Earnings per Share
2.86
Last Quarterly Earnings Report Date
2025-04-24
Days Since Last Quarterly Earnings Report
7
Earnings per Share (Most Recent Fiscal Year)
7.60
Diluted Earnings per Share (Trailing 12 Months)
5.63
Dividends
Last Dividend Date
2024-11-08
Last Dividend Amount
0.21
Days Since Last Dividend
174
Annual Dividend (Based on Last Quarter)
0.84
Dividend Yield (Based on Last Quarter)
1.77
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
3.55
Percent Growth in Quarterly Revenue (YoY)
-3.55
Percent Growth in Annual Revenue
-3.06
Percent Growth in Quarterly Net Income (QoQ)
1,625.00
Percent Growth in Quarterly Net Income (YoY)
2.99
Percent Growth in Annual Net Income
-61.42
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
False
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
1
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
3
Consecutive Years of Increasing Revenue
0
Consecutive Years of Decreasing Revenue
1
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
1
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2775
Historical Volatility (Close-to-Close) (20-Day)
0.2826
Historical Volatility (Close-to-Close) (30-Day)
0.8216
Historical Volatility (Close-to-Close) (60-Day)
0.6322
Historical Volatility (Close-to-Close) (90-Day)
0.5581
Historical Volatility (Close-to-Close) (120-Day)
0.5104
Historical Volatility (Close-to-Close) (150-Day)
0.4820
Historical Volatility (Close-to-Close) (180-Day)
0.5254
Historical Volatility (Parkinson) (10-Day)
0.4047
Historical Volatility (Parkinson) (20-Day)
0.3943
Historical Volatility (Parkinson) (30-Day)
0.7079
Historical Volatility (Parkinson) (60-Day)
0.5702
Historical Volatility (Parkinson) (90-Day)
0.5238
Historical Volatility (Parkinson) (120-Day)
0.4816
Historical Volatility (Parkinson) (150-Day)
0.4609
Historical Volatility (Parkinson) (180-Day)
0.4446
Implied Volatility (Calls) (10-Day)
0.3821
Implied Volatility (Calls) (20-Day)
0.3907
Implied Volatility (Calls) (30-Day)
0.4080
Implied Volatility (Calls) (60-Day)
0.4459
Implied Volatility (Calls) (90-Day)
0.4561
Implied Volatility (Calls) (120-Day)
0.4794
Implied Volatility (Calls) (150-Day)
0.5063
Implied Volatility (Calls) (180-Day)
0.5073
Implied Volatility (Puts) (10-Day)
0.4197
Implied Volatility (Puts) (20-Day)
0.4202
Implied Volatility (Puts) (30-Day)
0.4211
Implied Volatility (Puts) (60-Day)
0.4279
Implied Volatility (Puts) (90-Day)
0.4426
Implied Volatility (Puts) (120-Day)
0.4501
Implied Volatility (Puts) (150-Day)
0.4516
Implied Volatility (Puts) (180-Day)
0.4573
Implied Volatility (Mean) (10-Day)
0.4009
Implied Volatility (Mean) (20-Day)
0.4055
Implied Volatility (Mean) (30-Day)
0.4146
Implied Volatility (Mean) (60-Day)
0.4369
Implied Volatility (Mean) (90-Day)
0.4493
Implied Volatility (Mean) (120-Day)
0.4648
Implied Volatility (Mean) (150-Day)
0.4790
Implied Volatility (Mean) (180-Day)
0.4823
Put-Call Implied Volatility Ratio (10-Day)
1.0985
Put-Call Implied Volatility Ratio (20-Day)
1.0754
Put-Call Implied Volatility Ratio (30-Day)
1.0322
Put-Call Implied Volatility Ratio (60-Day)
0.9596
Put-Call Implied Volatility Ratio (90-Day)
0.9705
Put-Call Implied Volatility Ratio (120-Day)
0.9390
Put-Call Implied Volatility Ratio (150-Day)
0.8919
Put-Call Implied Volatility Ratio (180-Day)
0.9014
Implied Volatility Skew (10-Day)
0.2131
Implied Volatility Skew (20-Day)
0.1843
Implied Volatility Skew (30-Day)
0.1267
Implied Volatility Skew (60-Day)
0.0355
Implied Volatility Skew (90-Day)
0.1074
Implied Volatility Skew (120-Day)
0.1128
Implied Volatility Skew (150-Day)
0.0589
Implied Volatility Skew (180-Day)
0.0448
Option Statistics
Put-Call Ratio (Volume) (10-Day)
21.0000
Put-Call Ratio (Volume) (20-Day)
18.0476
Put-Call Ratio (Volume) (30-Day)
12.1429
Put-Call Ratio (Volume) (60-Day)
0.2738
Put-Call Ratio (Volume) (90-Day)
0.0952
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
1.9788
Put-Call Ratio (Open Interest) (20-Day)
2.0054
Put-Call Ratio (Open Interest) (30-Day)
2.0584
Put-Call Ratio (Open Interest) (60-Day)
1.8506
Put-Call Ratio (Open Interest) (90-Day)
0.9086
Put-Call Ratio (Open Interest) (120-Day)
2.1514
Put-Call Ratio (Open Interest) (150-Day)
4.1751
Put-Call Ratio (Open Interest) (180-Day)
2.1949
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
63.64
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
47.27
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
20.00
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
74.55
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
34.55
Percentile Within Industry, Percent Change in Price, Past Week
43.64
Percentile Within Industry, Percent Change in Price, 1 Day
78.18
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
66.00
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
32.65
Percentile Within Industry, Percent Growth in Annual Revenue
24.07
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
98.00
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
40.00
Percentile Within Industry, Percent Growth in Annual Net Income
10.91
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
17.50
Percentile Within Industry, PE Ratio (Trailing 12 Months)
15.56
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
43.75
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
9.80
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
33.96
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
14.89
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
30.00
Percentile Within Industry, Net Margin (Trailing 12 Months)
27.45
Percentile Within Industry, Return on Equity (Trailing 12 Months)
58.82
Percentile Within Industry, Return on Assets (Trailing 12 Months)
41.18
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
36.00
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
36.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
36.00
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
65.45
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
24.07
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
98.18
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
56.56
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
51.09
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
10.25
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
66.12
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
30.19
Percentile Within Sector, Percent Change in Price, Past Week
21.17
Percentile Within Sector, Percent Change in Price, 1 Day
63.66
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
73.22
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
21.01
Percentile Within Sector, Percent Growth in Annual Revenue
14.29
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
98.69
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
37.13
Percentile Within Sector, Percent Growth in Annual Net Income
12.29
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
6.70
Percentile Within Sector, PE Ratio (Trailing 12 Months)
5.15
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
39.05
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
4.70
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
16.83
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
4.70
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
23.82
Percentile Within Sector, Net Margin (Trailing 12 Months)
21.85
Percentile Within Sector, Return on Equity (Trailing 12 Months)
63.81
Percentile Within Sector, Return on Assets (Trailing 12 Months)
64.36
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
74.15
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
75.11
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
57.29
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
43.72
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
13.32
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
99.44
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
79.63
Percentile Within Market, Percent Change in Price, Past 26 Weeks
49.91
Percentile Within Market, Percent Change in Price, Past 13 Weeks
18.45
Percentile Within Market, Percent Change in Price, Past 4 Weeks
74.61
Percentile Within Market, Percent Change in Price, Past 2 Weeks
36.32
Percentile Within Market, Percent Change in Price, Past Week
18.56
Percentile Within Market, Percent Change in Price, 1 Day
68.97
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
61.50
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
28.88
Percentile Within Market, Percent Growth in Annual Revenue
28.47
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
98.84
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
48.47
Percentile Within Market, Percent Growth in Annual Net Income
20.64
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
7.74
Percentile Within Market, PE Ratio (Trailing 12 Months)
8.45
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
23.82
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
16.73
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
20.30
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
15.95
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
59.99
Percentile Within Market, Net Margin (Trailing 12 Months)
56.32
Percentile Within Market, Return on Equity (Trailing 12 Months)
69.89
Percentile Within Market, Return on Assets (Trailing 12 Months)
52.39
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
34.96
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
44.44
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
59.89
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
72.38
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
15.61
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
99.17