Credit Acceptance Corporation being a credit services company, operates through one segment, primarily focusing on offering financing programs, and related products and services to automobile dealers in the U.S. enabling them to sell vehicles to consumers irrespective of their credit history. Credit Acceptance offers financing programs through a country-wide network of automobile dealers. Credit Acceptance has two loan programs. Under the Portfolio Program, the company gives money to dealers (called Dealer Loans) in exchange for the right to service the underlying Consumer Loan. Under the Purchase Program, the company buys Consumer Loans from the dealers (called Purchased Loan) and keeps all the money collected from the consumer. Further, Credit Acceptance through its wholly-owned subsidiary, VSC Re Company, is engaged in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company.
| Revenue (Most Recent Fiscal Year) | $2.16B |
| Net Income (Most Recent Fiscal Year) | $247.90M |
| PE Ratio (Current Year Earnings Estimate) | 12.19 |
| PE Ratio (Trailing 12 Months) | 12.56 |
| PEG Ratio (Long Term Growth Estimate) | -- |
| Price to Sales Ratio (Trailing 12 Months) | 2.53 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) | 3.29 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) | 11.59 |
| Pre-Tax Margin (Trailing 12 Months) | 17.29% |
| Net Margin (Trailing 12 Months) | 13.03% |
| Return on Equity (Trailing 12 Months) | 28.60% |
| Return on Assets (Trailing 12 Months) | 5.44% |
| Current Ratio (Most Recent Fiscal Quarter) | 17.64 |
| Quick Ratio (Most Recent Fiscal Quarter) | 17.64 |
| Debt to Common Equity (Most Recent Fiscal Quarter) | 3.92 |
| Inventory Turnover (Trailing 12 Months) | -- |
| Book Value per Share (Most Recent Fiscal Quarter) | $144.45 |
| Earnings per Share (Most Recent Fiscal Quarter) | $9.35 |
| Earnings per Share (Most Recent Fiscal Year) | $38.41 |
| Diluted Earnings per Share (Trailing 12 Months) | $23.44 |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Credit Services |
| Common Shares Outstanding | 11.60M |
| Free Float | 10.99M |
| Market Capitalization | $5.62B |
| Average Volume (Last 20 Days) | 0.18M |
| Beta (Past 60 Months) | 1.16 |
| Percentage Held By Insiders (Latest Annual Proxy Report) | 5.30% |
| Percentage Held By Institutions (Latest 13F Reports) | 81.71% |
| Annual Dividend (Based on Last Quarter) | $0.00 |
| Dividend Yield (Based on Last Quarter) | 0.00% |