Community Financial System, Inc. (CBU)

Last Closing Price: 60.54 (2025-08-28)

Profile
Ticker
CBU
Security Name
Community Financial System, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Free Float
52,323,000
Market Capitalization
3,230,100,000
Average Volume (Last 20 Days)
332,708
Beta (Past 60 Months)
0.80
Percentage Held By Insiders (Latest Annual Proxy Report)
1.01
Percentage Held By Institutions (Latest 13F Reports)
73.79
Recent Price/Volume
Closing Price
60.54
Opening Price
61.29
High Price
61.58
Low Price
60.07
Volume
174,000
Previous Closing Price
61.11
Previous Opening Price
60.84
Previous High Price
61.78
Previous Low Price
60.84
Previous Volume
206,000
High/Low Price
52-Week High Price
71.70
26-Week High Price
64.29
13-Week High Price
61.78
4-Week High Price
61.78
2-Week High Price
61.78
1-Week High Price
61.78
52-Week Low Price
49.03
26-Week Low Price
49.03
13-Week Low Price
51.12
4-Week Low Price
51.12
2-Week Low Price
56.19
1-Week Low Price
57.46
High/Low Volume
52-Week High Volume
1,206,000
26-Week High Volume
941,000
13-Week High Volume
941,000
4-Week High Volume
941,000
2-Week High Volume
319,000
1-Week High Volume
302,000
52-Week Low Volume
64,400
26-Week Low Volume
103,000
13-Week Low Volume
103,000
4-Week Low Volume
137,000
2-Week Low Volume
137,000
1-Week Low Volume
174,000
Money Flow
Total Money Flow, Past 52 Weeks
3,543,609,140
Total Money Flow, Past 26 Weeks
1,769,112,755
Total Money Flow, Past 13 Weeks
917,245,480
Total Money Flow, Past 4 Weeks
368,995,829
Total Money Flow, Past 2 Weeks
132,994,400
Total Money Flow, Past Week
70,498,602
Total Money Flow, 1 Day
10,567,020
Total Volume
Total Volume, Past 52 Weeks
60,314,400
Total Volume, Past 26 Weeks
31,538,000
Total Volume, Past 13 Weeks
16,210,000
Total Volume, Past 4 Weeks
6,507,000
Total Volume, Past 2 Weeks
2,261,000
Total Volume, Past Week
1,166,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
2.69
Percent Change in Price, Past 26 Weeks
-2.51
Percent Change in Price, Past 13 Weeks
7.70
Percent Change in Price, Past 4 Weeks
14.88
Percent Change in Price, Past 2 Weeks
3.84
Percent Change in Price, Past Week
5.84
Percent Change in Price, 1 Day
-0.93
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
2
Consecutive Weeks of Decreasing Volume
2
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
60.71
Simple Moving Average (10-Day)
58.85
Simple Moving Average (20-Day)
56.94
Simple Moving Average (50-Day)
56.81
Simple Moving Average (100-Day)
55.94
Simple Moving Average (200-Day)
59.19
Previous Simple Moving Average (5-Day)
60.04
Previous Simple Moving Average (10-Day)
58.63
Previous Simple Moving Average (20-Day)
56.55
Previous Simple Moving Average (50-Day)
56.68
Previous Simple Moving Average (100-Day)
55.84
Previous Simple Moving Average (200-Day)
59.22
Technical Indicators
MACD (12, 26, 9)
1.31
MACD (12, 26, 9) Signal
0.78
Previous MACD (12, 26, 9)
1.26
Previous MACD (12, 26, 9) Signal
0.65
RSI (14-Day)
65.43
Previous RSI (14-Day)
69.24
Stochastic (14, 3, 3) %K
90.48
Stochastic (14, 3, 3) %D
93.81
Previous Stochastic (14, 3, 3) %K
94.90
Previous Stochastic (14, 3, 3) %D
93.22
Upper Bollinger Band (20, 2)
62.96
Lower Bollinger Band (20, 2)
50.93
Previous Upper Bollinger Band (20, 2)
62.60
Previous Lower Bollinger Band (20, 2)
50.50
Income Statement Financials
Quarterly Revenue (MRQ)
247,386,000
Quarterly Net Income (MRQ)
51,331,000
Previous Quarterly Revenue (QoQ)
243,683,000
Previous Quarterly Revenue (YoY)
231,428,000
Previous Quarterly Net Income (QoQ)
49,416,000
Previous Quarterly Net Income (YoY)
47,915,000
Revenue (MRY)
940,714,000
Net Income (MRY)
181,741,000
Previous Annual Revenue
756,222,000
Previous Net Income
131,477,000
Cost of Goods Sold (MRY)
194,411,000
Gross Profit (MRY)
746,303,000
Operating Expenses (MRY)
703,552,000
Operating Income (MRY)
237,162,000
Non-Operating Income/Expense (MRY)
-457,000
Pre-Tax Income (MRY)
236,705,000
Normalized Pre-Tax Income (MRY)
236,705,000
Income after Taxes (MRY)
182,481,000
Income from Continuous Operations (MRY)
182,481,000
Consolidated Net Income/Loss (MRY)
182,481,000
Normalized Income after Taxes (MRY)
182,481,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
10,732,100,000
Property, Plant, and Equipment (MRQ)
201,101,000
Long-Term Assets (MRQ)
5,932,921,000
Total Assets (MRQ)
16,665,020,000
Current Liabilities (MRQ)
14,068,090,000
Long-Term Debt (MRQ)
713,839,000
Long-Term Liabilities (MRQ)
713,839,000
Total Liabilities (MRQ)
14,781,930,000
Common Equity (MRQ)
1,883,091,000
Tangible Shareholders Equity (MRQ)
984,709,800
Shareholders Equity (MRQ)
1,883,091,000
Common Shares Outstanding (MRQ)
52,869,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
242,276,000
Cash Flow from Investing Activities (MRY)
-835,617,000
Cash Flow from Financial Activities (MRY)
599,383,000
Beginning Cash (MRY)
190,962,000
End Cash (MRY)
197,004,000
Increase/Decrease in Cash (MRY)
6,042,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
15.09
PE Ratio (Trailing 12 Months)
16.65
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
3.30
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.72
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
14.48
Pre-Tax Margin (Trailing 12 Months)
25.77
Net Margin (Trailing 12 Months)
19.91
Return on Equity (Trailing 12 Months)
10.71
Return on Assets (Trailing 12 Months)
1.17
Current Ratio (Most Recent Fiscal Quarter)
0.76
Quick Ratio (Most Recent Fiscal Quarter)
0.76
Debt to Common Equity (Most Recent Fiscal Quarter)
0.38
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
35.63
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
1.03
Next Expected Quarterly Earnings Report Date
2025-10-28
Days Until Next Expected Quarterly Earnings Report
60
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
1.03
Last Quarterly Earnings per Share
0.97
Last Quarterly Earnings Report Date
2025-07-22
Days Since Last Quarterly Earnings Report
38
Earnings per Share (Most Recent Fiscal Year)
3.43
Diluted Earnings per Share (Trailing 12 Months)
3.67
Dividends
Last Dividend Date
2025-06-13
Last Dividend Amount
0.46
Days Since Last Dividend
77
Annual Dividend (Based on Last Quarter)
1.84
Dividend Yield (Based on Last Quarter)
3.01
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
1.52
Percent Growth in Quarterly Revenue (YoY)
6.90
Percent Growth in Annual Revenue
24.40
Percent Growth in Quarterly Net Income (QoQ)
3.88
Percent Growth in Quarterly Net Income (YoY)
7.13
Percent Growth in Annual Net Income
38.23
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
1
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
9
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
11
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
3
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
3
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2952
Historical Volatility (Close-to-Close) (20-Day)
0.3533
Historical Volatility (Close-to-Close) (30-Day)
0.3149
Historical Volatility (Close-to-Close) (60-Day)
0.2958
Historical Volatility (Close-to-Close) (90-Day)
0.2780
Historical Volatility (Close-to-Close) (120-Day)
0.2651
Historical Volatility (Close-to-Close) (150-Day)
0.3128
Historical Volatility (Close-to-Close) (180-Day)
0.3133
Historical Volatility (Parkinson) (10-Day)
0.2434
Historical Volatility (Parkinson) (20-Day)
0.2602
Historical Volatility (Parkinson) (30-Day)
0.2398
Historical Volatility (Parkinson) (60-Day)
0.2326
Historical Volatility (Parkinson) (90-Day)
0.2217
Historical Volatility (Parkinson) (120-Day)
0.2207
Historical Volatility (Parkinson) (150-Day)
0.2839
Historical Volatility (Parkinson) (180-Day)
0.2792
Implied Volatility (Calls) (10-Day)
0.3034
Implied Volatility (Calls) (20-Day)
0.3034
Implied Volatility (Calls) (30-Day)
0.2982
Implied Volatility (Calls) (60-Day)
0.2834
Implied Volatility (Calls) (90-Day)
0.2771
Implied Volatility (Calls) (120-Day)
0.2675
Implied Volatility (Calls) (150-Day)
0.2575
Implied Volatility (Calls) (180-Day)
0.2492
Implied Volatility (Puts) (10-Day)
0.5119
Implied Volatility (Puts) (20-Day)
0.5119
Implied Volatility (Puts) (30-Day)
Implied Volatility (Puts) (60-Day)
Implied Volatility (Puts) (90-Day)
0.2497
Implied Volatility (Puts) (120-Day)
0.2551
Implied Volatility (Puts) (150-Day)
0.2609
Implied Volatility (Puts) (180-Day)
0.2654
Implied Volatility (Mean) (10-Day)
0.4076
Implied Volatility (Mean) (20-Day)
0.4076
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
Implied Volatility (Mean) (90-Day)
0.2634
Implied Volatility (Mean) (120-Day)
0.2613
Implied Volatility (Mean) (150-Day)
0.2592
Implied Volatility (Mean) (180-Day)
0.2573
Put-Call Implied Volatility Ratio (10-Day)
1.6874
Put-Call Implied Volatility Ratio (20-Day)
1.6874
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
Put-Call Implied Volatility Ratio (90-Day)
0.9009
Put-Call Implied Volatility Ratio (120-Day)
0.9538
Put-Call Implied Volatility Ratio (150-Day)
1.0131
Put-Call Implied Volatility Ratio (180-Day)
1.0647
Implied Volatility Skew (10-Day)
0.0713
Implied Volatility Skew (20-Day)
0.0713
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
Implied Volatility Skew (90-Day)
0.0541
Implied Volatility Skew (120-Day)
0.0495
Implied Volatility Skew (150-Day)
0.0445
Implied Volatility Skew (180-Day)
0.0406
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
1.2500
Put-Call Ratio (Open Interest) (20-Day)
1.2500
Put-Call Ratio (Open Interest) (30-Day)
1.2500
Put-Call Ratio (Open Interest) (60-Day)
4.3385
Put-Call Ratio (Open Interest) (90-Day)
4.1111
Put-Call Ratio (Open Interest) (120-Day)
2.7467
Put-Call Ratio (Open Interest) (150-Day)
1.3824
Put-Call Ratio (Open Interest) (180-Day)
0.2000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
20.85
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
14.20
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
30.82
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
93.35
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
45.62
Percentile Within Industry, Percent Change in Price, Past Week
59.82
Percentile Within Industry, Percent Change in Price, 1 Day
14.50
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
30.65
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
67.89
Percentile Within Industry, Percent Growth in Annual Revenue
87.20
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
39.63
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
35.17
Percentile Within Industry, Percent Growth in Annual Net Income
87.23
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
85.38
Percentile Within Industry, PE Ratio (Trailing 12 Months)
83.23
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
90.15
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
88.99
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
75.32
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
78.66
Percentile Within Industry, Net Margin (Trailing 12 Months)
74.92
Percentile Within Industry, Return on Equity (Trailing 12 Months)
62.39
Percentile Within Industry, Return on Assets (Trailing 12 Months)
68.81
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
8.81
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
9.42
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
59.76
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
60.73
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
11.04
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
73.77
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
29.18
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
25.34
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
43.56
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
89.86
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
63.56
Percentile Within Sector, Percent Change in Price, Past Week
72.19
Percentile Within Sector, Percent Change in Price, 1 Day
17.95
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
36.88
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
58.03
Percentile Within Sector, Percent Growth in Annual Revenue
82.55
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
39.94
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
38.27
Percentile Within Sector, Percent Growth in Annual Net Income
74.72
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
74.39
Percentile Within Sector, PE Ratio (Trailing 12 Months)
75.49
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
76.85
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
71.82
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
70.30
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
75.14
Percentile Within Sector, Net Margin (Trailing 12 Months)
73.00
Percentile Within Sector, Return on Equity (Trailing 12 Months)
50.81
Percentile Within Sector, Return on Assets (Trailing 12 Months)
48.60
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
22.82
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
23.99
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
57.37
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
67.67
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
17.11
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
68.87
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
39.08
Percentile Within Market, Percent Change in Price, Past 26 Weeks
26.47
Percentile Within Market, Percent Change in Price, Past 13 Weeks
54.81
Percentile Within Market, Percent Change in Price, Past 4 Weeks
87.93
Percentile Within Market, Percent Change in Price, Past 2 Weeks
76.17
Percentile Within Market, Percent Change in Price, Past Week
82.57
Percentile Within Market, Percent Change in Price, 1 Day
16.07
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
36.46
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
55.75
Percentile Within Market, Percent Growth in Annual Revenue
83.85
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
46.28
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
51.04
Percentile Within Market, Percent Growth in Annual Net Income
71.95
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
42.35
Percentile Within Market, PE Ratio (Trailing 12 Months)
48.85
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
68.00
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
47.67
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
62.70
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
88.75
Percentile Within Market, Net Margin (Trailing 12 Months)
86.57
Percentile Within Market, Return on Equity (Trailing 12 Months)
64.55
Percentile Within Market, Return on Assets (Trailing 12 Months)
47.87
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
14.84
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
22.28
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
58.52
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
82.69
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
20.10
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
62.85