Citizens Financial Group, Inc. (CFG)

Last Closing Price: 40.26 (2025-05-29)

Company Description

Citizens Financial Group, Inc. is one of the largest retail banks holding companies in the United States. Citizens Financial offers retail and commercial banking products and services to individuals, institutions and companies. It operates across the New England, Mid-Atlantic and Midwest regions. The reportable segments are consumer banking, commercial banking and other. Consumer banking is focused on retail customers and small businesses. It provides traditional banking products and services, including deposit products, mortgage lending, credit cards, auto financing, small business offerings as well as wealth management and investment services. Commercial banking is mainly focused on companies. The segment is engaged in offering financial products and solutions, including loans, leases, trade financing, deposits, treasury services, foreign exchange and interest rate products, corporate finance and capital markets advisory services.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $12.36B
Net Income (Most Recent Fiscal Year) $1.51B
PE Ratio (Current Year Earnings Estimate) 10.71
PE Ratio (Trailing 12 Months) 12.62
PEG Ratio (Long Term Growth Estimate) 0.68
Price to Sales Ratio (Trailing 12 Months) 1.45
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.77
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 8.43
Pre-Tax Margin (Trailing 12 Months) 15.88%
Net Margin (Trailing 12 Months) 12.76%
Return on Equity (Trailing 12 Months) 6.84%
Return on Assets (Trailing 12 Months) 0.70%
Current Ratio (Most Recent Fiscal Quarter) 0.85
Quick Ratio (Most Recent Fiscal Quarter) 0.83
Debt to Common Equity (Most Recent Fiscal Quarter) 0.54
Inventory Turnover (Trailing 12 Months) 2.89
Book Value per Share (Most Recent Fiscal Quarter) $52.05
Earnings per Share (Most Recent Fiscal Quarter) $0.77
Earnings per Share (Most Recent Fiscal Year) $3.24
Diluted Earnings per Share (Trailing 12 Months) $3.15
Stock
Exchange NYSE
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 437.13M
Free Float 434.29M
Market Capitalization $17.60B
Average Volume (Last 20 Days) 3.85M
Beta (Past 60 Months) 0.74
Percentage Held By Insiders (Latest Annual Proxy Report) 0.65%
Percentage Held By Institutions (Latest 13F Reports) 94.90%
Annual Dividend (Based on Last Quarter) $1.68
Dividend Yield (Based on Last Quarter) 4.17%