Cullen/Frost Bankers, Inc. (CFR)

Last Closing Price: 127.41 (2025-07-31)

Profile
Ticker
CFR
Security Name
Cullen/Frost Bankers, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Free Float
62,430,000
Market Capitalization
8,617,160,000
Average Volume (Last 20 Days)
323,364
Beta (Past 60 Months)
0.68
Percentage Held By Insiders (Latest Annual Proxy Report)
2.89
Percentage Held By Institutions (Latest 13F Reports)
86.90
Recent Price/Volume
Closing Price
127.41
Opening Price
134.03
High Price
134.03
Low Price
126.78
Volume
595,000
Previous Closing Price
134.04
Previous Opening Price
135.57
Previous High Price
135.81
Previous Low Price
132.96
Previous Volume
484,000
High/Low Price
52-Week High Price
144.50
26-Week High Price
143.40
13-Week High Price
140.26
4-Week High Price
140.26
2-Week High Price
140.26
1-Week High Price
135.90
52-Week Low Price
99.53
26-Week Low Price
99.53
13-Week Low Price
119.86
4-Week Low Price
126.78
2-Week Low Price
126.78
1-Week Low Price
126.78
High/Low Volume
52-Week High Volume
1,830,000
26-Week High Volume
1,830,000
13-Week High Volume
628,000
4-Week High Volume
628,000
2-Week High Volume
595,000
1-Week High Volume
595,000
52-Week Low Volume
129,000
26-Week Low Volume
191,000
13-Week Low Volume
191,000
4-Week Low Volume
191,000
2-Week Low Volume
191,000
1-Week Low Volume
240,000
Money Flow
Total Money Flow, Past 52 Weeks
13,282,095,271
Total Money Flow, Past 26 Weeks
6,660,370,788
Total Money Flow, Past 13 Weeks
2,753,944,920
Total Money Flow, Past 4 Weeks
904,526,964
Total Money Flow, Past 2 Weeks
439,294,420
Total Money Flow, Past Week
256,372,090
Total Money Flow, 1 Day
76,995,975
Total Volume
Total Volume, Past 52 Weeks
106,808,000
Total Volume, Past 26 Weeks
52,998,000
Total Volume, Past 13 Weeks
21,202,000
Total Volume, Past 4 Weeks
6,667,000
Total Volume, Past 2 Weeks
3,258,000
Total Volume, Past Week
1,927,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
16.55
Percent Change in Price, Past 26 Weeks
-7.99
Percent Change in Price, Past 13 Weeks
6.71
Percent Change in Price, Past 4 Weeks
-6.45
Percent Change in Price, Past 2 Weeks
-8.03
Percent Change in Price, Past Week
-5.87
Percent Change in Price, 1 Day
-4.95
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
True
Reached New 2-Week Low Price
True
Reached New 1-Week Low Price
True
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
3
Consecutive Weeks of Decreasing Price
2
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
2
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
2
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
True
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
133.34
Simple Moving Average (10-Day)
135.27
Simple Moving Average (20-Day)
135.80
Simple Moving Average (50-Day)
130.69
Simple Moving Average (100-Day)
124.90
Simple Moving Average (200-Day)
129.28
Previous Simple Moving Average (5-Day)
134.93
Previous Simple Moving Average (10-Day)
136.38
Previous Simple Moving Average (20-Day)
136.16
Previous Simple Moving Average (50-Day)
130.75
Previous Simple Moving Average (100-Day)
124.91
Previous Simple Moving Average (200-Day)
129.20
Technical Indicators
MACD (12, 26, 9)
0.68
MACD (12, 26, 9) Signal
1.80
Previous MACD (12, 26, 9)
1.42
Previous MACD (12, 26, 9) Signal
2.08
RSI (14-Day)
35.16
Previous RSI (14-Day)
50.45
Stochastic (14, 3, 3) %K
19.05
Stochastic (14, 3, 3) %D
27.21
Previous Stochastic (14, 3, 3) %K
29.37
Previous Stochastic (14, 3, 3) %D
32.34
Upper Bollinger Band (20, 2)
140.60
Lower Bollinger Band (20, 2)
131.01
Previous Upper Bollinger Band (20, 2)
139.12
Previous Lower Bollinger Band (20, 2)
133.20
Income Statement Financials
Quarterly Revenue (MRQ)
709,128,000
Quarterly Net Income (MRQ)
149,253,000
Previous Quarterly Revenue (QoQ)
723,516,900
Previous Quarterly Revenue (YoY)
696,877,000
Previous Quarterly Net Income (QoQ)
148,640,000
Previous Quarterly Net Income (YoY)
134,021,000
Revenue (MRY)
2,849,735,000
Net Income (MRY)
569,631,000
Previous Annual Revenue
2,646,258,000
Previous Net Income
585,015,000
Cost of Goods Sold (MRY)
786,025,000
Gross Profit (MRY)
2,063,710,000
Operating Expenses (MRY)
2,153,768,000
Operating Income (MRY)
695,966,800
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
695,967,000
Normalized Pre-Tax Income (MRY)
695,967,000
Income after Taxes (MRY)
582,542,000
Income from Continuous Operations (MRY)
582,542,000
Consolidated Net Income/Loss (MRY)
582,542,000
Normalized Income after Taxes (MRY)
582,542,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
30,356,550,000
Property, Plant, and Equipment (MRQ)
1,272,564,000
Long-Term Assets (MRQ)
21,648,190,000
Total Assets (MRQ)
52,004,740,000
Current Liabilities (MRQ)
47,667,700,000
Long-Term Debt (MRQ)
222,886,000
Long-Term Liabilities (MRQ)
222,886,000
Total Liabilities (MRQ)
47,890,580,000
Common Equity (MRQ)
3,968,708,000
Tangible Shareholders Equity (MRQ)
4,114,160,000
Shareholders Equity (MRQ)
4,114,160,000
Common Shares Outstanding (MRQ)
64,283,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
989,532,000
Cash Flow from Investing Activities (MRY)
-180,879,000
Cash Flow from Financial Activities (MRY)
738,329,000
Beginning Cash (MRY)
8,687,276,000
End Cash (MRY)
10,234,260,000
Increase/Decrease in Cash (MRY)
1,546,982,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
14.46
PE Ratio (Trailing 12 Months)
14.71
PEG Ratio (Long Term Growth Estimate)
2.84
Price to Sales Ratio (Trailing 12 Months)
3.01
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
2.17
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
12.00
Pre-Tax Margin (Trailing 12 Months)
24.93
Net Margin (Trailing 12 Months)
20.89
Return on Equity (Trailing 12 Months)
15.70
Return on Assets (Trailing 12 Months)
1.17
Current Ratio (Most Recent Fiscal Quarter)
0.64
Quick Ratio (Most Recent Fiscal Quarter)
0.64
Debt to Common Equity (Most Recent Fiscal Quarter)
0.06
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
58.43
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
2.28
Next Expected Quarterly Earnings Report Date
2025-07-31
Days Until Next Expected Quarterly Earnings Report
-1
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
2.17
Last Quarterly Earnings per Share
2.30
Last Quarterly Earnings Report Date
2025-05-01
Days Since Last Quarterly Earnings Report
92
Earnings per Share (Most Recent Fiscal Year)
8.98
Diluted Earnings per Share (Trailing 12 Months)
9.11
Dividends
Last Dividend Date
2025-05-30
Last Dividend Amount
1.00
Days Since Last Dividend
63
Annual Dividend (Based on Last Quarter)
4.00
Dividend Yield (Based on Last Quarter)
2.98
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-1.99
Percent Growth in Quarterly Revenue (YoY)
1.76
Percent Growth in Annual Revenue
7.69
Percent Growth in Quarterly Net Income (QoQ)
0.41
Percent Growth in Quarterly Net Income (YoY)
11.37
Percent Growth in Annual Net Income
-2.63
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
16
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
3
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
5
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
2
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2744
Historical Volatility (Close-to-Close) (20-Day)
0.2994
Historical Volatility (Close-to-Close) (30-Day)
0.2634
Historical Volatility (Close-to-Close) (60-Day)
0.2304
Historical Volatility (Close-to-Close) (90-Day)
0.2390
Historical Volatility (Close-to-Close) (120-Day)
0.3686
Historical Volatility (Close-to-Close) (150-Day)
0.3505
Historical Volatility (Close-to-Close) (180-Day)
0.3328
Historical Volatility (Parkinson) (10-Day)
0.2332
Historical Volatility (Parkinson) (20-Day)
0.2320
Historical Volatility (Parkinson) (30-Day)
0.2101
Historical Volatility (Parkinson) (60-Day)
0.2028
Historical Volatility (Parkinson) (90-Day)
0.1953
Historical Volatility (Parkinson) (120-Day)
0.3012
Historical Volatility (Parkinson) (150-Day)
0.2936
Historical Volatility (Parkinson) (180-Day)
0.2827
Implied Volatility (Calls) (10-Day)
0.2205
Implied Volatility (Calls) (20-Day)
0.2217
Implied Volatility (Calls) (30-Day)
0.2243
Implied Volatility (Calls) (60-Day)
0.2368
Implied Volatility (Calls) (90-Day)
0.2507
Implied Volatility (Calls) (120-Day)
0.2532
Implied Volatility (Calls) (150-Day)
0.2555
Implied Volatility (Calls) (180-Day)
0.2568
Implied Volatility (Puts) (10-Day)
0.2106
Implied Volatility (Puts) (20-Day)
0.2124
Implied Volatility (Puts) (30-Day)
0.2159
Implied Volatility (Puts) (60-Day)
0.2354
Implied Volatility (Puts) (90-Day)
0.2585
Implied Volatility (Puts) (120-Day)
0.2588
Implied Volatility (Puts) (150-Day)
0.2595
Implied Volatility (Puts) (180-Day)
0.2600
Implied Volatility (Mean) (10-Day)
0.2155
Implied Volatility (Mean) (20-Day)
0.2171
Implied Volatility (Mean) (30-Day)
0.2201
Implied Volatility (Mean) (60-Day)
0.2361
Implied Volatility (Mean) (90-Day)
0.2546
Implied Volatility (Mean) (120-Day)
0.2560
Implied Volatility (Mean) (150-Day)
0.2575
Implied Volatility (Mean) (180-Day)
0.2584
Put-Call Implied Volatility Ratio (10-Day)
0.9554
Put-Call Implied Volatility Ratio (20-Day)
0.9578
Put-Call Implied Volatility Ratio (30-Day)
0.9627
Put-Call Implied Volatility Ratio (60-Day)
0.9944
Put-Call Implied Volatility Ratio (90-Day)
1.0309
Put-Call Implied Volatility Ratio (120-Day)
1.0220
Put-Call Implied Volatility Ratio (150-Day)
1.0159
Put-Call Implied Volatility Ratio (180-Day)
1.0127
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
0.0152
Implied Volatility Skew (90-Day)
-0.0032
Implied Volatility Skew (120-Day)
0.0050
Implied Volatility Skew (150-Day)
0.0127
Implied Volatility Skew (180-Day)
0.0175
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.3333
Put-Call Ratio (Volume) (20-Day)
0.2857
Put-Call Ratio (Volume) (30-Day)
0.1905
Put-Call Ratio (Volume) (60-Day)
2.5000
Put-Call Ratio (Volume) (90-Day)
7.0000
Put-Call Ratio (Volume) (120-Day)
7.0000
Put-Call Ratio (Volume) (150-Day)
7.0000
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.0699
Put-Call Ratio (Open Interest) (20-Day)
0.0699
Put-Call Ratio (Open Interest) (30-Day)
0.0699
Put-Call Ratio (Open Interest) (60-Day)
0.6029
Put-Call Ratio (Open Interest) (90-Day)
0.6574
Put-Call Ratio (Open Interest) (120-Day)
0.7935
Put-Call Ratio (Open Interest) (150-Day)
0.9297
Put-Call Ratio (Open Interest) (180-Day)
1.0159
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
69.11
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
30.58
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
56.57
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
38.53
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
19.27
Percentile Within Industry, Percent Change in Price, Past Week
18.96
Percentile Within Industry, Percent Change in Price, 1 Day
1.83
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
45.28
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
41.85
Percentile Within Industry, Percent Growth in Annual Revenue
36.73
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
53.46
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
43.69
Percentile Within Industry, Percent Growth in Annual Net Income
51.08
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
86.22
Percentile Within Industry, PE Ratio (Trailing 12 Months)
79.80
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
93.48
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
89.44
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
94.72
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
64.29
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
76.23
Percentile Within Industry, Net Margin (Trailing 12 Months)
79.26
Percentile Within Industry, Return on Equity (Trailing 12 Months)
92.57
Percentile Within Industry, Return on Assets (Trailing 12 Months)
68.42
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
2.15
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
2.46
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
19.44
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
53.52
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
30.45
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
91.56
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
61.95
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
31.46
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
52.34
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
32.01
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
18.68
Percentile Within Sector, Percent Change in Price, Past Week
20.74
Percentile Within Sector, Percent Change in Price, 1 Day
3.30
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
43.79
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
39.38
Percentile Within Sector, Percent Growth in Annual Revenue
39.60
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
53.75
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
52.71
Percentile Within Sector, Percent Growth in Annual Net Income
41.63
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
74.86
Percentile Within Sector, PE Ratio (Trailing 12 Months)
70.51
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
89.29
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
74.70
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
80.09
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
61.25
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
73.38
Percentile Within Sector, Net Margin (Trailing 12 Months)
76.35
Percentile Within Sector, Return on Equity (Trailing 12 Months)
78.52
Percentile Within Sector, Return on Assets (Trailing 12 Months)
49.19
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
16.79
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
17.60
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
26.31
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
63.87
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
35.92
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
85.51
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
72.06
Percentile Within Market, Percent Change in Price, Past 26 Weeks
28.78
Percentile Within Market, Percent Change in Price, Past 13 Weeks
50.47
Percentile Within Market, Percent Change in Price, Past 4 Weeks
19.51
Percentile Within Market, Percent Change in Price, Past 2 Weeks
13.72
Percentile Within Market, Percent Change in Price, Past Week
20.53
Percentile Within Market, Percent Change in Price, 1 Day
6.06
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
46.01
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
43.70
Percentile Within Market, Percent Growth in Annual Revenue
59.15
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
50.36
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
55.13
Percentile Within Market, Percent Growth in Annual Net Income
45.67
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
42.52
Percentile Within Market, PE Ratio (Trailing 12 Months)
44.24
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
72.61
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
66.25
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
58.14
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
55.89
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
88.10
Percentile Within Market, Net Margin (Trailing 12 Months)
88.06
Percentile Within Market, Return on Equity (Trailing 12 Months)
77.78
Percentile Within Market, Return on Assets (Trailing 12 Months)
48.16
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
11.20
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
17.01
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
38.95
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
81.48
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
37.15
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
77.78