Cullen/Frost Bankers, Inc. (CFR)

Last Closing Price: 127.16 (2025-12-04)

Profile
Ticker
CFR
Security Name
Cullen/Frost Bankers, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Free Float
62,093,000
Market Capitalization
8,117,320,000
Average Volume (Last 20 Days)
433,999
Beta (Past 60 Months)
0.64
Percentage Held By Insiders (Latest Annual Proxy Report)
2.89
Percentage Held By Institutions (Latest 13F Reports)
86.90
Recent Price/Volume
Closing Price
127.16
Opening Price
125.79
High Price
128.58
Low Price
125.79
Volume
388,000
Previous Closing Price
126.95
Previous Opening Price
123.44
Previous High Price
127.06
Previous Low Price
123.23
Previous Volume
435,000
High/Low Price
52-Week High Price
143.19
26-Week High Price
139.18
13-Week High Price
131.52
4-Week High Price
128.58
2-Week High Price
128.58
1-Week High Price
128.58
52-Week Low Price
98.76
26-Week Low Price
119.00
13-Week Low Price
119.00
4-Week Low Price
119.15
2-Week Low Price
120.31
1-Week Low Price
122.98
High/Low Volume
52-Week High Volume
1,830,000
26-Week High Volume
1,081,000
13-Week High Volume
1,081,000
4-Week High Volume
762,000
2-Week High Volume
620,000
1-Week High Volume
484,000
52-Week Low Volume
129,000
26-Week Low Volume
166,000
13-Week Low Volume
166,000
4-Week Low Volume
208,000
2-Week Low Volume
208,000
1-Week Low Volume
208,000
Money Flow
Total Money Flow, Past 52 Weeks
13,525,650,021
Total Money Flow, Past 26 Weeks
6,649,888,067
Total Money Flow, Past 13 Weeks
3,416,390,569
Total Money Flow, Past 4 Weeks
1,045,563,097
Total Money Flow, Past 2 Weeks
473,972,847
Total Money Flow, Past Week
249,249,160
Total Money Flow, 1 Day
49,344,547
Total Volume
Total Volume, Past 52 Weeks
107,177,000
Total Volume, Past 26 Weeks
52,532,000
Total Volume, Past 13 Weeks
27,381,000
Total Volume, Past 4 Weeks
8,468,000
Total Volume, Past 2 Weeks
3,807,000
Total Volume, Past Week
1,992,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-5.91
Percent Change in Price, Past 26 Weeks
1.41
Percent Change in Price, Past 13 Weeks
-2.34
Percent Change in Price, Past 4 Weeks
2.76
Percent Change in Price, Past 2 Weeks
6.10
Percent Change in Price, Past Week
2.78
Percent Change in Price, 1 Day
0.17
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
2
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
2
Consecutive Days of Decreasing Volume
3
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
125.12
Simple Moving Average (10-Day)
124.24
Simple Moving Average (20-Day)
123.64
Simple Moving Average (50-Day)
124.55
Simple Moving Average (100-Day)
126.47
Simple Moving Average (200-Day)
125.08
Previous Simple Moving Average (5-Day)
124.61
Previous Simple Moving Average (10-Day)
123.65
Previous Simple Moving Average (20-Day)
123.49
Previous Simple Moving Average (50-Day)
124.52
Previous Simple Moving Average (100-Day)
126.52
Previous Simple Moving Average (200-Day)
125.15
Technical Indicators
MACD (12, 26, 9)
0.38
MACD (12, 26, 9) Signal
-0.17
Previous MACD (12, 26, 9)
0.14
Previous MACD (12, 26, 9) Signal
-0.31
RSI (14-Day)
58.35
Previous RSI (14-Day)
57.90
Stochastic (14, 3, 3) %K
77.83
Stochastic (14, 3, 3) %D
70.12
Previous Stochastic (14, 3, 3) %K
73.00
Previous Stochastic (14, 3, 3) %D
66.24
Upper Bollinger Band (20, 2)
127.65
Lower Bollinger Band (20, 2)
119.64
Previous Upper Bollinger Band (20, 2)
127.17
Previous Lower Bollinger Band (20, 2)
119.81
Income Statement Financials
Quarterly Revenue (MRQ)
745,752,000
Quarterly Net Income (MRQ)
170,975,000
Previous Quarterly Revenue (QoQ)
719,231,000
Previous Quarterly Revenue (YoY)
721,866,000
Previous Quarterly Net Income (QoQ)
153,842,000
Previous Quarterly Net Income (YoY)
143,252,000
Revenue (MRY)
2,849,735,000
Net Income (MRY)
569,631,000
Previous Annual Revenue
2,646,258,000
Previous Net Income
585,015,000
Cost of Goods Sold (MRY)
786,025,000
Gross Profit (MRY)
2,063,710,000
Operating Expenses (MRY)
2,153,768,000
Operating Income (MRY)
695,966,800
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
695,967,000
Normalized Pre-Tax Income (MRY)
695,967,000
Income after Taxes (MRY)
582,542,000
Income from Continuous Operations (MRY)
582,542,000
Consolidated Net Income/Loss (MRY)
582,542,000
Normalized Income after Taxes (MRY)
582,542,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
30,900,350,000
Property, Plant, and Equipment (MRQ)
1,293,570,000
Long-Term Assets (MRQ)
21,632,990,000
Total Assets (MRQ)
52,533,340,000
Current Liabilities (MRQ)
47,849,560,000
Long-Term Debt (MRQ)
222,992,000
Long-Term Liabilities (MRQ)
222,992,000
Total Liabilities (MRQ)
48,072,550,000
Common Equity (MRQ)
4,315,330,000
Tangible Shareholders Equity (MRQ)
4,460,781,000
Shareholders Equity (MRQ)
4,460,782,000
Common Shares Outstanding (MRQ)
63,801,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
989,532,000
Cash Flow from Investing Activities (MRY)
-180,879,000
Cash Flow from Financial Activities (MRY)
738,329,000
Beginning Cash (MRY)
8,687,276,000
End Cash (MRY)
10,234,260,000
Increase/Decrease in Cash (MRY)
1,546,982,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
12.90
PE Ratio (Trailing 12 Months)
13.06
PEG Ratio (Long Term Growth Estimate)
2.95
Price to Sales Ratio (Trailing 12 Months)
2.80
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.88
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
11.36
Pre-Tax Margin (Trailing 12 Months)
26.15
Net Margin (Trailing 12 Months)
21.99
Return on Equity (Trailing 12 Months)
15.84
Return on Assets (Trailing 12 Months)
1.22
Current Ratio (Most Recent Fiscal Quarter)
0.65
Quick Ratio (Most Recent Fiscal Quarter)
0.65
Debt to Common Equity (Most Recent Fiscal Quarter)
0.05
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
58.43
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-12-31
Quarterly Earnings per Share Estimate
2.47
Next Expected Quarterly Earnings Report Date
2026-01-29
Days Until Next Expected Quarterly Earnings Report
55
Fiscal Period End, Last Quarterly Earnings Report
2025-09-30
Last Quarterly Earnings per Share Estimate
2.38
Last Quarterly Earnings per Share
2.67
Last Quarterly Earnings Report Date
2025-10-30
Days Since Last Quarterly Earnings Report
36
Earnings per Share (Most Recent Fiscal Year)
8.98
Diluted Earnings per Share (Trailing 12 Months)
9.72
Dividends
Last Dividend Date
2025-08-29
Last Dividend Amount
1.00
Days Since Last Dividend
98
Annual Dividend (Based on Last Quarter)
4.00
Dividend Yield (Based on Last Quarter)
3.15
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
3.69
Percent Growth in Quarterly Revenue (YoY)
3.31
Percent Growth in Annual Revenue
7.69
Percent Growth in Quarterly Net Income (QoQ)
11.14
Percent Growth in Quarterly Net Income (YoY)
19.35
Percent Growth in Annual Net Income
-2.63
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
2
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
18
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
3
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
4
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
1
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2403
Historical Volatility (Close-to-Close) (20-Day)
0.2572
Historical Volatility (Close-to-Close) (30-Day)
0.2184
Historical Volatility (Close-to-Close) (60-Day)
0.2635
Historical Volatility (Close-to-Close) (90-Day)
0.2410
Historical Volatility (Close-to-Close) (120-Day)
0.2336
Historical Volatility (Close-to-Close) (150-Day)
0.2406
Historical Volatility (Close-to-Close) (180-Day)
0.2334
Historical Volatility (Parkinson) (10-Day)
0.1931
Historical Volatility (Parkinson) (20-Day)
0.2051
Historical Volatility (Parkinson) (30-Day)
0.2090
Historical Volatility (Parkinson) (60-Day)
0.2460
Historical Volatility (Parkinson) (90-Day)
0.2323
Historical Volatility (Parkinson) (120-Day)
0.2223
Historical Volatility (Parkinson) (150-Day)
0.2214
Historical Volatility (Parkinson) (180-Day)
0.2172
Implied Volatility (Calls) (10-Day)
0.2145
Implied Volatility (Calls) (20-Day)
0.2231
Implied Volatility (Calls) (30-Day)
0.2403
Implied Volatility (Calls) (60-Day)
0.2610
Implied Volatility (Calls) (90-Day)
0.2579
Implied Volatility (Calls) (120-Day)
0.2547
Implied Volatility (Calls) (150-Day)
0.2555
Implied Volatility (Calls) (180-Day)
0.2598
Implied Volatility (Puts) (10-Day)
0.2514
Implied Volatility (Puts) (20-Day)
0.2483
Implied Volatility (Puts) (30-Day)
0.2419
Implied Volatility (Puts) (60-Day)
0.2382
Implied Volatility (Puts) (90-Day)
0.2464
Implied Volatility (Puts) (120-Day)
0.2546
Implied Volatility (Puts) (150-Day)
0.2595
Implied Volatility (Puts) (180-Day)
0.2614
Implied Volatility (Mean) (10-Day)
0.2330
Implied Volatility (Mean) (20-Day)
0.2357
Implied Volatility (Mean) (30-Day)
0.2411
Implied Volatility (Mean) (60-Day)
0.2496
Implied Volatility (Mean) (90-Day)
0.2521
Implied Volatility (Mean) (120-Day)
0.2547
Implied Volatility (Mean) (150-Day)
0.2575
Implied Volatility (Mean) (180-Day)
0.2606
Put-Call Implied Volatility Ratio (10-Day)
1.1722
Put-Call Implied Volatility Ratio (20-Day)
1.1127
Put-Call Implied Volatility Ratio (30-Day)
1.0066
Put-Call Implied Volatility Ratio (60-Day)
0.9124
Put-Call Implied Volatility Ratio (90-Day)
0.9551
Put-Call Implied Volatility Ratio (120-Day)
0.9999
Put-Call Implied Volatility Ratio (150-Day)
1.0157
Put-Call Implied Volatility Ratio (180-Day)
1.0063
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
0.0874
Implied Volatility Skew (90-Day)
0.0675
Implied Volatility Skew (120-Day)
0.0475
Implied Volatility Skew (150-Day)
0.0364
Implied Volatility Skew (180-Day)
0.0330
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
0.0000
Put-Call Ratio (Volume) (30-Day)
0.0000
Put-Call Ratio (Volume) (60-Day)
0.0000
Put-Call Ratio (Volume) (90-Day)
0.0000
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.7541
Put-Call Ratio (Open Interest) (20-Day)
0.8235
Put-Call Ratio (Open Interest) (30-Day)
0.9624
Put-Call Ratio (Open Interest) (60-Day)
1.2680
Put-Call Ratio (Open Interest) (90-Day)
1.4888
Put-Call Ratio (Open Interest) (120-Day)
1.7097
Put-Call Ratio (Open Interest) (150-Day)
2.0215
Put-Call Ratio (Open Interest) (180-Day)
2.4129
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
28.80
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
10.76
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
32.59
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
18.04
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
30.06
Percentile Within Industry, Percent Change in Price, Past Week
56.33
Percentile Within Industry, Percent Change in Price, 1 Day
55.70
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
63.64
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
44.34
Percentile Within Industry, Percent Growth in Annual Revenue
38.26
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
60.71
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
44.34
Percentile Within Industry, Percent Growth in Annual Net Income
50.00
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
72.77
Percentile Within Industry, PE Ratio (Trailing 12 Months)
62.24
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
95.65
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
82.47
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
93.29
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
48.49
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
73.79
Percentile Within Industry, Net Margin (Trailing 12 Months)
79.74
Percentile Within Industry, Return on Equity (Trailing 12 Months)
92.60
Percentile Within Industry, Return on Assets (Trailing 12 Months)
68.49
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
3.19
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
3.53
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
20.77
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
63.29
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
30.69
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
92.18
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
34.98
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
29.34
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
43.02
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
37.66
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
42.03
Percentile Within Sector, Percent Change in Price, Past Week
67.84
Percentile Within Sector, Percent Change in Price, 1 Day
50.49
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
57.76
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
39.97
Percentile Within Sector, Percent Growth in Annual Revenue
41.03
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
57.03
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
45.54
Percentile Within Sector, Percent Growth in Annual Net Income
41.65
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
65.03
Percentile Within Sector, PE Ratio (Trailing 12 Months)
58.86
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
91.36
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
69.31
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
75.82
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
50.32
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
71.69
Percentile Within Sector, Net Margin (Trailing 12 Months)
76.30
Percentile Within Sector, Return on Equity (Trailing 12 Months)
75.76
Percentile Within Sector, Return on Assets (Trailing 12 Months)
47.27
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
16.79
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
17.04
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
25.41
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
68.69
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
37.10
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
85.54
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
30.58
Percentile Within Market, Percent Change in Price, Past 26 Weeks
30.74
Percentile Within Market, Percent Change in Price, Past 13 Weeks
31.31
Percentile Within Market, Percent Change in Price, Past 4 Weeks
63.04
Percentile Within Market, Percent Change in Price, Past 2 Weeks
60.58
Percentile Within Market, Percent Change in Price, Past Week
80.79
Percentile Within Market, Percent Change in Price, 1 Day
56.96
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
57.64
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
41.79
Percentile Within Market, Percent Growth in Annual Revenue
58.58
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
57.06
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
57.88
Percentile Within Market, Percent Growth in Annual Net Income
45.51
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
33.67
Percentile Within Market, PE Ratio (Trailing 12 Months)
35.72
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
75.62
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
62.45
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
51.25
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
51.08
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
87.97
Percentile Within Market, Net Margin (Trailing 12 Months)
87.63
Percentile Within Market, Return on Equity (Trailing 12 Months)
77.33
Percentile Within Market, Return on Assets (Trailing 12 Months)
47.72
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
11.13
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
16.94
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
37.41
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
83.86
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
37.65
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
77.55