Citizens, Inc. (CIA)

Last Closing Price: 3.36 (2025-07-16)

Profile
Ticker
CIA
Security Name
Citizens, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Insurance - Life
Free Float
49,348,000
Market Capitalization
168,000,000
Average Volume (Last 20 Days)
490,890
Beta (Past 60 Months)
0.36
Percentage Held By Insiders (Latest Annual Proxy Report)
1.60
Percentage Held By Institutions (Latest 13F Reports)
13.73
Recent Price/Volume
Closing Price
3.30
Opening Price
3.34
High Price
3.37
Low Price
3.26
Volume
125,000
Previous Closing Price
3.35
Previous Opening Price
3.40
Previous High Price
3.42
Previous Low Price
3.28
Previous Volume
141,000
High/Low Price
52-Week High Price
5.95
26-Week High Price
5.72
13-Week High Price
4.69
4-Week High Price
3.74
2-Week High Price
3.69
1-Week High Price
3.52
52-Week Low Price
2.33
26-Week Low Price
2.90
13-Week Low Price
3.26
4-Week Low Price
3.26
2-Week Low Price
3.26
1-Week Low Price
3.26
High/Low Volume
52-Week High Volume
6,073,000
26-Week High Volume
6,073,000
13-Week High Volume
6,073,000
4-Week High Volume
6,073,000
2-Week High Volume
297,000
1-Week High Volume
141,000
52-Week Low Volume
11,169
26-Week Low Volume
47,884
13-Week Low Volume
50,970
4-Week Low Volume
107,000
2-Week Low Volume
107,000
1-Week Low Volume
107,000
Money Flow
Total Money Flow, Past 52 Weeks
137,156,120
Total Money Flow, Past 26 Weeks
87,562,334
Total Money Flow, Past 13 Weeks
52,155,375
Total Money Flow, Past 4 Weeks
34,706,478
Total Money Flow, Past 2 Weeks
5,125,398
Total Money Flow, Past Week
2,216,725
Total Money Flow, 1 Day
413,750
Total Volume
Total Volume, Past 52 Weeks
33,724,163
Total Volume, Past 26 Weeks
21,742,439
Total Volume, Past 13 Weeks
14,245,825
Total Volume, Past 4 Weeks
9,714,000
Total Volume, Past 2 Weeks
1,472,000
Total Volume, Past Week
652,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
20.88
Percent Change in Price, Past 26 Weeks
-20.29
Percent Change in Price, Past 13 Weeks
-22.54
Percent Change in Price, Past 4 Weeks
-0.90
Percent Change in Price, Past 2 Weeks
-8.59
Percent Change in Price, Past Week
-5.98
Percent Change in Price, 1 Day
-1.49
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
True
Reached New 4-Week Low Price
True
Reached New 2-Week Low Price
True
Reached New 1-Week Low Price
True
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
5
Consecutive Weeks of Decreasing Price
2
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
2
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
3.40
Simple Moving Average (10-Day)
3.48
Simple Moving Average (20-Day)
3.47
Simple Moving Average (50-Day)
3.68
Simple Moving Average (100-Day)
4.11
Simple Moving Average (200-Day)
4.34
Previous Simple Moving Average (5-Day)
3.44
Previous Simple Moving Average (10-Day)
3.50
Previous Simple Moving Average (20-Day)
3.48
Previous Simple Moving Average (50-Day)
3.69
Previous Simple Moving Average (100-Day)
4.13
Previous Simple Moving Average (200-Day)
4.34
Technical Indicators
MACD (12, 26, 9)
-0.08
MACD (12, 26, 9) Signal
-0.08
Previous MACD (12, 26, 9)
-0.07
Previous MACD (12, 26, 9) Signal
-0.07
RSI (14-Day)
39.31
Previous RSI (14-Day)
41.04
Stochastic (14, 3, 3) %K
16.94
Stochastic (14, 3, 3) %D
24.91
Previous Stochastic (14, 3, 3) %K
24.77
Previous Stochastic (14, 3, 3) %D
32.68
Upper Bollinger Band (20, 2)
3.69
Lower Bollinger Band (20, 2)
3.25
Previous Upper Bollinger Band (20, 2)
3.68
Previous Lower Bollinger Band (20, 2)
3.27
Income Statement Financials
Quarterly Revenue (MRQ)
55,652,000
Quarterly Net Income (MRQ)
-1,623,000
Previous Quarterly Revenue (QoQ)
63,474,000
Previous Quarterly Revenue (YoY)
57,712,000
Previous Quarterly Net Income (QoQ)
3,621,000
Previous Quarterly Net Income (YoY)
4,542,000
Revenue (MRY)
245,001,000
Net Income (MRY)
14,912,000
Previous Annual Revenue
240,680,000
Previous Net Income
24,437,000
Cost of Goods Sold (MRY)
201,025,000
Gross Profit (MRY)
43,976,000
Operating Expenses (MRY)
230,021,000
Operating Income (MRY)
14,980,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
14,980,000
Normalized Pre-Tax Income (MRY)
14,980,000
Income after Taxes (MRY)
14,912,000
Income from Continuous Operations (MRY)
14,912,000
Consolidated Net Income/Loss (MRY)
14,912,000
Normalized Income after Taxes (MRY)
14,912,000
EBIT (MRY)
14,980,000
EBITDA (MRY)
21,312,000
Balance Sheet Financials
Current Assets (MRQ)
35,747,000
Property, Plant, and Equipment (MRQ)
10,164,000
Long-Term Assets (MRQ)
1,666,457,000
Total Assets (MRQ)
1,702,204,000
Current Liabilities (MRQ)
1,385,943,000
Long-Term Debt (MRQ)
Long-Term Liabilities (MRQ)
98,122,000
Total Liabilities (MRQ)
1,484,065,000
Common Equity (MRQ)
218,139,000
Tangible Shareholders Equity (MRQ)
218,139,000
Shareholders Equity (MRQ)
218,139,000
Common Shares Outstanding (MRQ)
49,909,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
31,918,000
Cash Flow from Investing Activities (MRY)
-27,173,000
Cash Flow from Financial Activities (MRY)
-2,471,000
Beginning Cash (MRY)
26,997,000
End Cash (MRY)
29,271,000
Increase/Decrease in Cash (MRY)
2,274,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
15.23
PE Ratio (Trailing 12 Months)
15.23
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.69
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.77
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
7.87
Pre-Tax Margin (Trailing 12 Months)
3.40
Net Margin (Trailing 12 Months)
3.60
Return on Equity (Trailing 12 Months)
5.50
Return on Assets (Trailing 12 Months)
0.67
Current Ratio (Most Recent Fiscal Quarter)
0.04
Quick Ratio (Most Recent Fiscal Quarter)
0.04
Debt to Common Equity (Most Recent Fiscal Quarter)
0.00
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
4.21
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
0.04
Next Expected Quarterly Earnings Report Date
2025-08-05
Days Until Next Expected Quarterly Earnings Report
20
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
0.05
Last Quarterly Earnings per Share
0.02
Last Quarterly Earnings Report Date
2025-05-08
Days Since Last Quarterly Earnings Report
69
Earnings per Share (Most Recent Fiscal Year)
0.29
Diluted Earnings per Share (Trailing 12 Months)
0.17
Dividends
Last Dividend Date
Last Dividend Amount
Days Since Last Dividend
Annual Dividend (Based on Last Quarter)
0.00
Dividend Yield (Based on Last Quarter)
0.00
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-12.32
Percent Growth in Quarterly Revenue (YoY)
-3.57
Percent Growth in Annual Revenue
1.80
Percent Growth in Quarterly Net Income (QoQ)
-144.82
Percent Growth in Quarterly Net Income (YoY)
-135.73
Percent Growth in Annual Net Income
-38.98
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
False
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
2
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
2
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
3
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.1278
Historical Volatility (Close-to-Close) (20-Day)
0.5058
Historical Volatility (Close-to-Close) (30-Day)
0.5659
Historical Volatility (Close-to-Close) (60-Day)
0.5175
Historical Volatility (Close-to-Close) (90-Day)
0.5553
Historical Volatility (Close-to-Close) (120-Day)
0.6915
Historical Volatility (Close-to-Close) (150-Day)
0.6974
Historical Volatility (Close-to-Close) (180-Day)
0.6667
Historical Volatility (Parkinson) (10-Day)
0.2895
Historical Volatility (Parkinson) (20-Day)
0.4199
Historical Volatility (Parkinson) (30-Day)
0.5145
Historical Volatility (Parkinson) (60-Day)
0.5312
Historical Volatility (Parkinson) (90-Day)
0.5668
Historical Volatility (Parkinson) (120-Day)
0.7306
Historical Volatility (Parkinson) (150-Day)
0.7225
Historical Volatility (Parkinson) (180-Day)
0.7032
Implied Volatility (Calls) (10-Day)
Implied Volatility (Calls) (20-Day)
Implied Volatility (Calls) (30-Day)
Implied Volatility (Calls) (60-Day)
1.1382
Implied Volatility (Calls) (90-Day)
1.0187
Implied Volatility (Calls) (120-Day)
0.8994
Implied Volatility (Calls) (150-Day)
0.8309
Implied Volatility (Calls) (180-Day)
0.7842
Implied Volatility (Puts) (10-Day)
Implied Volatility (Puts) (20-Day)
Implied Volatility (Puts) (30-Day)
Implied Volatility (Puts) (60-Day)
1.0687
Implied Volatility (Puts) (90-Day)
1.0099
Implied Volatility (Puts) (120-Day)
0.9510
Implied Volatility (Puts) (150-Day)
0.9242
Implied Volatility (Puts) (180-Day)
0.9113
Implied Volatility (Mean) (10-Day)
Implied Volatility (Mean) (20-Day)
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
1.1035
Implied Volatility (Mean) (90-Day)
1.0143
Implied Volatility (Mean) (120-Day)
0.9252
Implied Volatility (Mean) (150-Day)
0.8776
Implied Volatility (Mean) (180-Day)
0.8478
Put-Call Implied Volatility Ratio (10-Day)
Put-Call Implied Volatility Ratio (20-Day)
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
0.9390
Put-Call Implied Volatility Ratio (90-Day)
0.9913
Put-Call Implied Volatility Ratio (120-Day)
1.0573
Put-Call Implied Volatility Ratio (150-Day)
1.1123
Put-Call Implied Volatility Ratio (180-Day)
1.1621
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
-0.0600
Implied Volatility Skew (90-Day)
-0.0455
Implied Volatility Skew (120-Day)
-0.0309
Implied Volatility Skew (150-Day)
-0.0228
Implied Volatility Skew (180-Day)
-0.0175
Option Statistics
Put-Call Ratio (Volume) (10-Day)
1,007.0000
Put-Call Ratio (Volume) (20-Day)
1,007.0000
Put-Call Ratio (Volume) (30-Day)
1,007.0000
Put-Call Ratio (Volume) (60-Day)
1,004.9286
Put-Call Ratio (Volume) (90-Day)
1,002.7857
Put-Call Ratio (Volume) (120-Day)
1,000.6429
Put-Call Ratio (Volume) (150-Day)
1,000.0000
Put-Call Ratio (Volume) (180-Day)
1,000.0000
Put-Call Ratio (Open Interest) (10-Day)
18.8870
Put-Call Ratio (Open Interest) (20-Day)
45.8496
Put-Call Ratio (Open Interest) (30-Day)
72.8122
Put-Call Ratio (Open Interest) (60-Day)
105.5933
Put-Call Ratio (Open Interest) (90-Day)
136.7155
Put-Call Ratio (Open Interest) (120-Day)
167.8378
Put-Call Ratio (Open Interest) (150-Day)
236.2880
Put-Call Ratio (Open Interest) (180-Day)
320.7360
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
76.47
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
17.65
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
11.76
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
52.94
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
17.65
Percentile Within Industry, Percent Change in Price, Past Week
29.41
Percentile Within Industry, Percent Change in Price, 1 Day
88.24
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
18.75
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
43.75
Percentile Within Industry, Percent Growth in Annual Revenue
29.41
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
18.75
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
12.50
Percentile Within Industry, Percent Growth in Annual Net Income
17.65
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
100.00
Percentile Within Industry, PE Ratio (Trailing 12 Months)
100.00
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
37.50
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
29.41
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
64.71
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
23.53
Percentile Within Industry, Net Margin (Trailing 12 Months)
31.25
Percentile Within Industry, Return on Equity (Trailing 12 Months)
18.75
Percentile Within Industry, Return on Assets (Trailing 12 Months)
50.00
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
12.50
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
12.50
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
17.65
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
23.53
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
64.71
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
23.53
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
66.99
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
8.01
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
2.76
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
20.17
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
5.94
Percentile Within Sector, Percent Change in Price, Past Week
8.98
Percentile Within Sector, Percent Change in Price, 1 Day
67.82
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
9.71
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
23.67
Percentile Within Sector, Percent Growth in Annual Revenue
21.68
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
6.02
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
7.93
Percentile Within Sector, Percent Growth in Annual Net Income
17.49
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
75.52
Percentile Within Sector, PE Ratio (Trailing 12 Months)
68.86
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
9.76
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
15.14
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
20.78
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
17.75
Percentile Within Sector, Net Margin (Trailing 12 Months)
18.40
Percentile Within Sector, Return on Equity (Trailing 12 Months)
19.97
Percentile Within Sector, Return on Assets (Trailing 12 Months)
23.41
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
0.72
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
0.72
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
19.68
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
27.49
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
25.68
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
16.24
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
81.89
Percentile Within Market, Percent Change in Price, Past 26 Weeks
15.88
Percentile Within Market, Percent Change in Price, Past 13 Weeks
4.97
Percentile Within Market, Percent Change in Price, Past 4 Weeks
21.58
Percentile Within Market, Percent Change in Price, Past 2 Weeks
5.74
Percentile Within Market, Percent Change in Price, Past Week
9.93
Percentile Within Market, Percent Change in Price, 1 Day
35.69
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
21.68
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
29.32
Percentile Within Market, Percent Growth in Annual Revenue
42.02
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
10.42
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
11.89
Percentile Within Market, Percent Growth in Annual Net Income
26.80
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
44.61
Percentile Within Market, PE Ratio (Trailing 12 Months)
45.18
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
21.62
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
18.06
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
32.72
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
48.47
Percentile Within Market, Net Margin (Trailing 12 Months)
49.03
Percentile Within Market, Return on Equity (Trailing 12 Months)
48.24
Percentile Within Market, Return on Assets (Trailing 12 Months)
42.46
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
0.52
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
0.54
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
32.48
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
61.56
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
27.11
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
20.31