Loss Ratio (Annual)

Loss Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The loss ratio is calculated by taking the incurred underwriting losses and then dividing them by earned premium. Calculated as: Underwriting Losses Total / Net Premiums Earned

Carvana Co. (CVNA) Loss Ratio data is not available.

Quarterly Annual

Figures for fiscal year ending 2024-12-31

Income Statement Financials
Revenue	$13.67B
Net Income	$210.00M
Cost of Goods Sold	$10.80B
Gross Profit	$2.88B
Operating Expenses	$12.68B
Operating Income	$990.00M
Non-Operating Income/Expense	$-590.00M
Pre-Tax Income	$400.00M
Normalized Pre-Tax Income	$400.00M
Income after Taxes	$404.00M
Income from Continuous Operations	$404.00M
Consolidated Net Income/Loss	$404.00M
Normalized Income after Taxes	$404.00M
EBIT	$990.00M
EBITDA	$1.31B
Weighted-Average Shares Outstanding (Basic)	122.34M
Weighted-Average Shares Outstanding (Diluted)	132.21M
Earnings per Share (EPS) (Basic)	$1.72
Earnings per Share (EPS) (Diluted)	$1.59
Balance Sheet Financials
Current Assets	$4.87B
Property, Plant, and Equipment	$2.77B
Long-Term Assets	$3.62B
Total Assets	$8.48B
Current Liabilities	$1.34B
Long-Term Debt	$5.26B
Long-Term Liabilities	$5.77B
Total Liabilities	$7.11B
Common Equity	$1.38B
Tangible Shareholders Equity	$1.34B
Shareholders Equity	$1.38B
Common Shares Outstanding	212.39M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$918.00M
Cash Flow from Investing Activities	$-13.00M
Cash Flow from Financial Activities	$261.00M
Beginning Cash	$594.00M
End Cash	$1.76B
Increase/Decrease in Cash	$1.17B
Stock-Based Compensation	$91.00M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	3.64
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.79
Debt to Equity Ratio	4.10
Gross Margin	21.03%
Operating Margin	7.24%
EBIT Margin	7.24%
EBITDA Margin	9.58%
Pre-Tax Profit Margin	2.93%
Profit Margin	1.54%
Free Cash Flow	$838.00M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	1.61
Inventory Turnover	6.71
Receiveable Turnover	14.94
Days Sales in Receivables	24.43
Return on Equity	29.38%
Return on Tangible Equity	30.13%
Return on Assets	4.76%
Return on Investments	6.09%
Book Value Per Share	$6.47
Free Cash Flow per Share	$6.34
Operating Cash Flow per Share	$6.94

Data from Zacks Investment Research, Inc.