Citizens Financial Services Inc. (CZFS)

Last Closing Price: 69.00 (2026-04-21)

Debt to Capital Ratio (Annual)

Debt to Capital Ratio: A measurement of a company's financial leverage, calculated as the company's long-term debt divided by its total capital. Calculated as: Total Long-Term Debt / (Total Long-Term Debt + Shareholders Equity)

Citizens Financial Services Inc. (CZFS) had Debt to Capital Ratio of 0.48 for the most recently reported fiscal year, ending 2025-12-31.

Figures for fiscal year ending 2025-12-31
Income Statement Financials
$173.51M
$36.57M
$61.17M
$112.34M
$128.27M
$45.24M
--
$45.24M
$45.24M
$36.57M
$36.57M
$36.57M
$36.57M
--
--
4.80M
4.80M
$7.62
$7.62
Balance Sheet Financials
$2.39B
$21.00M
$678.55M
$3.06B
$2.38B
$309.45M
$346.40M
$2.73B
$338.05M
$250.07M
$338.05M
4.81M
Cash Flow Statement Financials
$36.53M
$-40.08M
$-4.37M
$42.20M
$34.29M
$-7.91M
--
$-9.55M
--
Fundamental Metrics & Ratios
--
0.01
0.85
Debt to Capital Ratio
0.48
0.92
--
--
--
--
41.14%
33.26%
$35.25M
--
--
--
0.04
--
--
--
10.82%
14.62%
1.19%
5.65%
$70.32
$7.34
$7.61