Citizens & Northern Corporation is a one-bank holding company whose principal subsidiary is Citizens & Northern Bank. The Corporation's principal office is located in Wellsboro, Pennsylvania. The Corporation's other wholly-owned subsidiaries are Citizens & Northern InvestmentCorporation and Bucktail Life Insurance Company. Citizens & Northern Investment Corporation was formed in 1999 to engage in investmentactivities. Bucktail provides credit life and accident and health insurance on behalf of the Bank.
| Revenue (Most Recent Fiscal Year) | $170.03M |
| Net Income (Most Recent Fiscal Year) | $23.43M |
| PE Ratio (Current Year Earnings Estimate) | 8.97 |
| PE Ratio (Trailing 12 Months) | 12.19 |
| PEG Ratio (Long Term Growth Estimate) | -- |
| Price to Sales Ratio (Trailing 12 Months) | 2.36 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) | 1.17 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) | 11.96 |
| Pre-Tax Margin (Trailing 12 Months) | 16.84% |
| Net Margin (Trailing 12 Months) | 13.75% |
| Return on Equity (Trailing 12 Months) | 9.79% |
| Return on Assets (Trailing 12 Months) | 1.07% |
| Current Ratio (Most Recent Fiscal Quarter) | 0.91 |
| Quick Ratio (Most Recent Fiscal Quarter) | 0.91 |
| Debt to Common Equity (Most Recent Fiscal Quarter) | 0.47 |
| Inventory Turnover (Trailing 12 Months) | -- |
| Book Value per Share (Most Recent Fiscal Quarter) | $19.19 |
| Earnings per Share (Most Recent Fiscal Quarter) | $0.56 |
| Earnings per Share (Most Recent Fiscal Year) | $1.85 |
| Diluted Earnings per Share (Trailing 12 Months) | $1.48 |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Common Shares Outstanding | 17.91M |
| Free Float | 17.07M |
| Market Capitalization | $401.55M |
| Average Volume (Last 20 Days) | 0.04M |
| Beta (Past 60 Months) | 0.50 |
| Percentage Held By Insiders (Latest Annual Proxy Report) | 4.72% |
| Percentage Held By Institutions (Latest 13F Reports) | 30.83% |
| Annual Dividend (Based on Last Quarter) | $1.12 |
| Dividend Yield (Based on Last Quarter) | 5.00% |