Loan Loss Reserves / Non-Performing Loans (Annual)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Discover Financial Services (DFS) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal year ending 2024-12-31

Income Statement Financials
Revenue	$23.63B
Net Income	$4.45B
Cost of Goods Sold	$5.72B
Gross Profit	$17.91B
Operating Expenses	$17.56B
Operating Income	$6.07B
Non-Operating Income/Expense	--
Pre-Tax Income	$6.07B
Normalized Pre-Tax Income	$6.07B
Income after Taxes	$4.54B
Income from Continuous Operations	$4.54B
Consolidated Net Income/Loss	$4.54B
Normalized Income after Taxes	$4.54B
EBIT	--
EBITDA	--
Weighted-Average Shares Outstanding (Basic)	251.00M
Weighted-Average Shares Outstanding (Diluted)	251.00M
Earnings per Share (EPS) (Basic)	$17.72
Earnings per Share (EPS) (Diluted)	$17.72
Balance Sheet Financials
Current Assets	$121.29B
Property, Plant, and Equipment	$1.07B
Long-Term Assets	$26.35B
Total Assets	$147.64B
Current Liabilities	$113.46B
Long-Term Debt	$16.25B
Long-Term Liabilities	$16.25B
Total Liabilities	$129.71B
Common Equity	$16.87B
Tangible Shareholders Equity	$17.67B
Shareholders Equity	$17.93B
Common Shares Outstanding	251.34M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$8.43B
Cash Flow from Investing Activities	$-3.75B
Cash Flow from Financial Activities	$-7.90B
Beginning Cash	$11.73B
End Cash	$8.50B
Increase/Decrease in Cash	$-3.23B
Stock-Based Compensation	--
Common Stock Dividends Paid	$-771.00M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	--
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.48
Debt to Equity Ratio	0.91
Gross Margin	--
Operating Margin	--
EBIT Margin	--
EBITDA Margin	--
Pre-Tax Profit Margin	46.73%
Profit Margin	34.20%
Free Cash Flow	$8.22B
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.09
Inventory Turnover	--
Receiveable Turnover	--
Days Sales in Receivables	--
Return on Equity	26.88%
Return on Tangible Equity	25.66%
Return on Assets	3.07%
Return on Investments	13.27%
Book Value Per Share	$71.32
Free Cash Flow per Share	$32.73
Operating Cash Flow per Share	$33.57

Data from Zacks Investment Research, Inc.