Encore Capital Group Inc (ECPG)

Last Closing Price: 91.33 (2026-07-17)

Profile
Ticker
ECPG
Security Name
Encore Capital Group Inc
Exchange
NASDAQ
Sector
Financial Services
Industry
Mortgage Finance
Free Float
20,797,000
Market Capitalization
1,979,380,000
Average Volume (Last 20 Days)
313,006
Beta (Past 60 Months)
1.27
Percentage Held By Insiders (Latest Annual Proxy Report)
3.00
Percentage Held By Institutions (Latest 13F Reports)
Recent Price/Volume
Closing Price
91.33
Opening Price
91.09
High Price
92.00
Low Price
89.83
Volume
157,000
Previous Closing Price
92.32
Previous Opening Price
89.28
Previous High Price
93.80
Previous Low Price
89.28
Previous Volume
271,000
High/Low Price
52-Week High Price
94.60
26-Week High Price
94.60
13-Week High Price
94.60
4-Week High Price
94.60
2-Week High Price
93.80
1-Week High Price
93.80
52-Week Low Price
35.67
26-Week Low Price
53.44
13-Week Low Price
77.02
4-Week Low Price
82.88
2-Week Low Price
86.70
1-Week Low Price
88.47
High/Low Volume
52-Week High Volume
984,000
26-Week High Volume
984,000
13-Week High Volume
984,000
4-Week High Volume
666,000
2-Week High Volume
666,000
1-Week High Volume
271,000
52-Week Low Volume
59,000
26-Week Low Volume
59,000
13-Week Low Volume
131,000
4-Week Low Volume
149,000
2-Week Low Volume
149,000
1-Week Low Volume
149,000
Money Flow
Total Money Flow, Past 52 Weeks
4,326,903,560
Total Money Flow, Past 26 Weeks
2,782,547,547
Total Money Flow, Past 13 Weeks
1,631,040,654
Total Money Flow, Past 4 Weeks
560,941,478
Total Money Flow, Past 2 Weeks
262,845,775
Total Money Flow, Past Week
96,120,978
Total Money Flow, 1 Day
14,295,373
Total Volume
Total Volume, Past 52 Weeks
70,229,000
Total Volume, Past 26 Weeks
36,282,000
Total Volume, Past 13 Weeks
19,279,000
Total Volume, Past 4 Weeks
6,226,000
Total Volume, Past 2 Weeks
2,907,000
Total Volume, Past Week
1,058,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
135.87
Percent Change in Price, Past 26 Weeks
62.45
Percent Change in Price, Past 13 Weeks
13.10
Percent Change in Price, Past 4 Weeks
8.79
Percent Change in Price, Past 2 Weeks
2.03
Percent Change in Price, Past Week
-1.35
Percent Change in Price, 1 Day
-1.07
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
1
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
90.80
Simple Moving Average (10-Day)
90.57
Simple Moving Average (20-Day)
89.71
Simple Moving Average (50-Day)
84.56
Simple Moving Average (100-Day)
79.15
Simple Moving Average (200-Day)
65.07
Previous Simple Moving Average (5-Day)
91.05
Previous Simple Moving Average (10-Day)
90.49
Previous Simple Moving Average (20-Day)
89.27
Previous Simple Moving Average (50-Day)
84.42
Previous Simple Moving Average (100-Day)
78.80
Previous Simple Moving Average (200-Day)
64.83
Technical Indicators
MACD (12, 26, 9)
2.09
MACD (12, 26, 9) Signal
2.29
Previous MACD (12, 26, 9)
2.17
Previous MACD (12, 26, 9) Signal
2.34
RSI (14-Day)
58.43
Previous RSI (14-Day)
61.46
Stochastic (14, 3, 3) %K
59.33
Stochastic (14, 3, 3) %D
56.07
Previous Stochastic (14, 3, 3) %K
54.95
Previous Stochastic (14, 3, 3) %D
58.10
Upper Bollinger Band (20, 2)
95.61
Lower Bollinger Band (20, 2)
83.81
Previous Upper Bollinger Band (20, 2)
95.87
Previous Lower Bollinger Band (20, 2)
82.68
Income Statement Financials
Quarterly Revenue (MRQ)
475,411,000
Quarterly Net Income (MRQ)
86,243,000
Previous Quarterly Revenue (QoQ)
473,552,000
Previous Quarterly Revenue (YoY)
392,775,000
Previous Quarterly Net Income (QoQ)
76,657,000
Previous Quarterly Net Income (YoY)
46,796,000
Revenue (MRY)
1,768,802,000
Net Income (MRY)
256,834,000
Previous Annual Revenue
1,316,361,000
Previous Net Income
-139,244,000
Cost of Goods Sold (MRY)
Gross Profit (MRY)
1,768,802,000
Operating Expenses (MRY)
1,432,643,000
Operating Income (MRY)
336,158,900
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
336,159,000
Normalized Pre-Tax Income (MRY)
336,159,000
Income after Taxes (MRY)
256,834,000
Income from Continuous Operations (MRY)
256,834,000
Consolidated Net Income/Loss (MRY)
256,834,000
Normalized Income after Taxes (MRY)
256,834,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
227,204,000
Property, Plant, and Equipment (MRQ)
79,292,000
Long-Term Assets (MRQ)
5,223,357,000
Total Assets (MRQ)
5,450,561,000
Current Liabilities (MRQ)
252,277,000
Long-Term Debt (MRQ)
4,033,301,000
Long-Term Liabilities (MRQ)
4,163,476,000
Total Liabilities (MRQ)
4,415,753,000
Common Equity (MRQ)
1,034,808,000
Tangible Shareholders Equity (MRQ)
505,321,100
Shareholders Equity (MRQ)
1,034,808,000
Common Shares Outstanding (MRQ)
21,499,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
153,199,000
Cash Flow from Investing Activities (MRY)
-242,586,000
Cash Flow from Financial Activities (MRY)
44,854,000
Beginning Cash (MRY)
199,865,000
End Cash (MRY)
156,784,000
Increase/Decrease in Cash (MRY)
-43,081,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
7.10
PE Ratio (Trailing 12 Months)
7.16
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
1.07
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.91
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
7.21
Pre-Tax Margin (Trailing 12 Months)
20.93
Net Margin (Trailing 12 Months)
16.00
Return on Equity (Trailing 12 Months)
30.70
Return on Assets (Trailing 12 Months)
5.58
Current Ratio (Most Recent Fiscal Quarter)
0.90
Quick Ratio (Most Recent Fiscal Quarter)
0.90
Debt to Common Equity (Most Recent Fiscal Quarter)
3.90
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
43.79
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-06-30
Quarterly Earnings per Share Estimate
3.07
Next Expected Quarterly Earnings Report Date
2026-08-05
Days Until Next Expected Quarterly Earnings Report
18
Fiscal Period End, Last Quarterly Earnings Report
2026-03-31
Last Quarterly Earnings per Share Estimate
3.26
Last Quarterly Earnings per Share
3.86
Last Quarterly Earnings Report Date
2026-05-06
Days Since Last Quarterly Earnings Report
73
Earnings per Share (Most Recent Fiscal Year)
10.91
Diluted Earnings per Share (Trailing 12 Months)
12.89
Dividends
Last Dividend Date
Last Dividend Amount
Days Since Last Dividend
Annual Dividend (Based on Last Quarter)
0.00
Dividend Yield (Based on Last Quarter)
0.00
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
0.39
Percent Growth in Quarterly Revenue (YoY)
21.04
Percent Growth in Annual Revenue
34.37
Percent Growth in Quarterly Net Income (QoQ)
12.51
Percent Growth in Quarterly Net Income (YoY)
84.30
Percent Growth in Annual Net Income
284.45
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
5
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
5
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
5
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
9
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
2
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.4088
Historical Volatility (Close-to-Close) (20-Day)
0.3599
Historical Volatility (Close-to-Close) (30-Day)
0.3333
Historical Volatility (Close-to-Close) (60-Day)
0.2903
Historical Volatility (Close-to-Close) (90-Day)
0.2812
Historical Volatility (Close-to-Close) (120-Day)
0.2792
Historical Volatility (Close-to-Close) (150-Day)
0.3200
Historical Volatility (Close-to-Close) (180-Day)
0.3075
Historical Volatility (Parkinson) (10-Day)
0.3400
Historical Volatility (Parkinson) (20-Day)
0.3359
Historical Volatility (Parkinson) (30-Day)
0.3264
Historical Volatility (Parkinson) (60-Day)
0.3119
Historical Volatility (Parkinson) (90-Day)
0.3613
Historical Volatility (Parkinson) (120-Day)
0.3548
Historical Volatility (Parkinson) (150-Day)
0.3776
Historical Volatility (Parkinson) (180-Day)
0.3625
Implied Volatility (Calls) (10-Day)
0.5400
Implied Volatility (Calls) (20-Day)
0.5400
Implied Volatility (Calls) (30-Day)
0.5400
Implied Volatility (Calls) (60-Day)
0.4559
Implied Volatility (Calls) (90-Day)
0.4481
Implied Volatility (Calls) (120-Day)
0.4503
Implied Volatility (Calls) (150-Day)
0.4530
Implied Volatility (Calls) (180-Day)
0.4473
Implied Volatility (Puts) (10-Day)
0.5338
Implied Volatility (Puts) (20-Day)
0.5338
Implied Volatility (Puts) (30-Day)
0.5338
Implied Volatility (Puts) (60-Day)
0.4617
Implied Volatility (Puts) (90-Day)
0.4547
Implied Volatility (Puts) (120-Day)
0.4570
Implied Volatility (Puts) (150-Day)
0.4588
Implied Volatility (Puts) (180-Day)
0.4534
Implied Volatility (Mean) (10-Day)
0.5369
Implied Volatility (Mean) (20-Day)
0.5369
Implied Volatility (Mean) (30-Day)
0.5369
Implied Volatility (Mean) (60-Day)
0.4588
Implied Volatility (Mean) (90-Day)
0.4514
Implied Volatility (Mean) (120-Day)
0.4537
Implied Volatility (Mean) (150-Day)
0.4559
Implied Volatility (Mean) (180-Day)
0.4504
Put-Call Implied Volatility Ratio (10-Day)
0.9885
Put-Call Implied Volatility Ratio (20-Day)
0.9885
Put-Call Implied Volatility Ratio (30-Day)
0.9885
Put-Call Implied Volatility Ratio (60-Day)
1.0127
Put-Call Implied Volatility Ratio (90-Day)
1.0146
Put-Call Implied Volatility Ratio (120-Day)
1.0148
Put-Call Implied Volatility Ratio (150-Day)
1.0129
Put-Call Implied Volatility Ratio (180-Day)
1.0137
Implied Volatility Skew (10-Day)
0.0502
Implied Volatility Skew (20-Day)
0.0502
Implied Volatility Skew (30-Day)
0.0502
Implied Volatility Skew (60-Day)
0.0514
Implied Volatility Skew (90-Day)
0.0435
Implied Volatility Skew (120-Day)
0.0342
Implied Volatility Skew (150-Day)
0.0253
Implied Volatility Skew (180-Day)
0.0256
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
0.0000
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
0.4194
Put-Call Ratio (Open Interest) (20-Day)
0.4194
Put-Call Ratio (Open Interest) (30-Day)
0.4194
Put-Call Ratio (Open Interest) (60-Day)
0.0787
Put-Call Ratio (Open Interest) (90-Day)
1.5101
Put-Call Ratio (Open Interest) (120-Day)
3.1460
Put-Call Ratio (Open Interest) (150-Day)
4.7819
Put-Call Ratio (Open Interest) (180-Day)
5.0000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
100.00
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
100.00
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
87.50
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
81.25
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
81.25
Percentile Within Industry, Percent Change in Price, Past Week
50.00
Percentile Within Industry, Percent Change in Price, 1 Day
62.50
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
53.85
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
61.54
Percentile Within Industry, Percent Growth in Annual Revenue
92.86
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
64.29
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
66.67
Percentile Within Industry, Percent Growth in Annual Net Income
93.75
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
50.00
Percentile Within Industry, PE Ratio (Trailing 12 Months)
36.36
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
50.00
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
85.71
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
66.67
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
86.67
Percentile Within Industry, Net Margin (Trailing 12 Months)
85.71
Percentile Within Industry, Return on Equity (Trailing 12 Months)
100.00
Percentile Within Industry, Return on Assets (Trailing 12 Months)
100.00
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
26.67
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
26.67
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
71.43
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
75.00
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
25.00
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
99.44
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
99.03
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
74.86
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
75.69
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
71.67
Percentile Within Sector, Percent Change in Price, Past Week
22.92
Percentile Within Sector, Percent Change in Price, 1 Day
57.78
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
65.24
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
78.75
Percentile Within Sector, Percent Growth in Annual Revenue
88.78
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
70.36
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
81.03
Percentile Within Sector, Percent Growth in Annual Net Income
94.96
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
8.26
Percentile Within Sector, PE Ratio (Trailing 12 Months)
10.10
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
16.47
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
71.90
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
17.11
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
51.29
Percentile Within Sector, Net Margin (Trailing 12 Months)
49.92
Percentile Within Sector, Return on Equity (Trailing 12 Months)
93.55
Percentile Within Sector, Return on Assets (Trailing 12 Months)
85.69
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
38.80
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
39.89
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
97.25
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
27.36
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
38.56
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
96.99
Percentile Within Market, Percent Change in Price, Past 26 Weeks
96.58
Percentile Within Market, Percent Change in Price, Past 13 Weeks
85.85
Percentile Within Market, Percent Change in Price, Past 4 Weeks
86.30
Percentile Within Market, Percent Change in Price, Past 2 Weeks
82.08
Percentile Within Market, Percent Change in Price, Past Week
39.47
Percentile Within Market, Percent Change in Price, 1 Day
32.11
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
56.04
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
74.70
Percentile Within Market, Percent Growth in Annual Revenue
85.36
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
58.85
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
80.37
Percentile Within Market, Percent Growth in Annual Net Income
94.84
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
7.30
Percentile Within Market, PE Ratio (Trailing 12 Months)
8.51
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
30.40
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
50.33
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
25.50
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
80.60
Percentile Within Market, Net Margin (Trailing 12 Months)
77.49
Percentile Within Market, Return on Equity (Trailing 12 Months)
91.59
Percentile Within Market, Return on Assets (Trailing 12 Months)
72.32
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
20.40
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
29.10
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
96.09
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
61.94
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
39.03
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)