Encore Capital Group Inc (ECPG)

Last Closing Price: 97.30 (2026-09-04)

Profile
Ticker
ECPG
Security Name
Encore Capital Group Inc
Exchange
NASDAQ
Sector
Financial Services
Industry
Mortgage Finance
Free Float
20,573,000
Market Capitalization
2,055,820,000
Average Volume (Last 20 Days)
363,684
Beta (Past 60 Months)
1.27
Percentage Held By Insiders (Latest Annual Proxy Report)
3.00
Percentage Held By Institutions (Latest 13F Reports)
Recent Price/Volume
Closing Price
97.30
Opening Price
95.48
High Price
99.56
Low Price
95.48
Volume
644,000
Previous Closing Price
96.93
Previous Opening Price
97.61
Previous High Price
99.90
Previous Low Price
96.65
Previous Volume
366,000
High/Low Price
52-Week High Price
104.98
26-Week High Price
104.98
13-Week High Price
104.98
4-Week High Price
104.98
2-Week High Price
104.00
1-Week High Price
99.90
52-Week Low Price
39.95
26-Week Low Price
65.01
13-Week Low Price
77.71
4-Week Low Price
92.63
2-Week Low Price
92.80
1-Week Low Price
92.80
High/Low Volume
52-Week High Volume
1,172,000
26-Week High Volume
1,172,000
13-Week High Volume
1,172,000
4-Week High Volume
755,000
2-Week High Volume
644,000
1-Week High Volume
644,000
52-Week Low Volume
59,000
26-Week Low Volume
135,000
13-Week Low Volume
155,000
4-Week Low Volume
243,000
2-Week Low Volume
246,000
1-Week Low Volume
366,000
Money Flow
Total Money Flow, Past 52 Weeks
5,300,227,380
Total Money Flow, Past 26 Weeks
3,696,854,809
Total Money Flow, Past 13 Weeks
2,132,653,508
Total Money Flow, Past 4 Weeks
743,956,857
Total Money Flow, Past 2 Weeks
375,066,137
Total Money Flow, Past Week
230,988,113
Total Money Flow, 1 Day
62,756,727
Total Volume
Total Volume, Past 52 Weeks
74,511,000
Total Volume, Past 26 Weeks
43,237,000
Total Volume, Past 13 Weeks
23,046,000
Total Volume, Past 4 Weeks
7,491,000
Total Volume, Past 2 Weeks
3,811,000
Total Volume, Past Week
2,393,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
118.90
Percent Change in Price, Past 26 Weeks
37.66
Percent Change in Price, Past 13 Weeks
19.45
Percent Change in Price, Past 4 Weeks
-2.89
Percent Change in Price, Past 2 Weeks
-3.86
Percent Change in Price, Past Week
-1.66
Percent Change in Price, 1 Day
0.38
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
3
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
3
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
True
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
96.16
Simple Moving Average (10-Day)
98.74
Simple Moving Average (20-Day)
99.24
Simple Moving Average (50-Day)
94.97
Simple Moving Average (100-Day)
88.47
Simple Moving Average (200-Day)
74.30
Previous Simple Moving Average (5-Day)
96.49
Previous Simple Moving Average (10-Day)
99.13
Previous Simple Moving Average (20-Day)
99.39
Previous Simple Moving Average (50-Day)
94.77
Previous Simple Moving Average (100-Day)
88.29
Previous Simple Moving Average (200-Day)
74.05
Technical Indicators
MACD (12, 26, 9)
0.61
MACD (12, 26, 9) Signal
1.52
Previous MACD (12, 26, 9)
0.74
Previous MACD (12, 26, 9) Signal
1.74
RSI (14-Day)
49.93
Previous RSI (14-Day)
49.29
Stochastic (14, 3, 3) %K
34.86
Stochastic (14, 3, 3) %D
25.31
Previous Stochastic (14, 3, 3) %K
22.14
Previous Stochastic (14, 3, 3) %D
22.25
Upper Bollinger Band (20, 2)
105.73
Lower Bollinger Band (20, 2)
92.75
Previous Upper Bollinger Band (20, 2)
105.83
Previous Lower Bollinger Band (20, 2)
92.95
Income Statement Financials
Quarterly Revenue (MRQ)
491,872,000
Quarterly Net Income (MRQ)
63,999,000
Previous Quarterly Revenue (QoQ)
475,411,000
Previous Quarterly Revenue (YoY)
442,122,000
Previous Quarterly Net Income (QoQ)
86,243,000
Previous Quarterly Net Income (YoY)
58,721,000
Revenue (MRY)
1,768,802,000
Net Income (MRY)
256,834,000
Previous Annual Revenue
1,316,361,000
Previous Net Income
-139,244,000
Cost of Goods Sold (MRY)
Gross Profit (MRY)
1,768,802,000
Operating Expenses (MRY)
1,432,643,000
Operating Income (MRY)
336,158,900
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
336,159,000
Normalized Pre-Tax Income (MRY)
336,159,000
Income after Taxes (MRY)
256,834,000
Income from Continuous Operations (MRY)
256,834,000
Consolidated Net Income/Loss (MRY)
256,834,000
Normalized Income after Taxes (MRY)
256,834,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
182,932,000
Property, Plant, and Equipment (MRQ)
80,615,000
Long-Term Assets (MRQ)
5,382,332,000
Total Assets (MRQ)
5,565,263,000
Current Liabilities (MRQ)
190,810,000
Long-Term Debt (MRQ)
4,179,515,000
Long-Term Liabilities (MRQ)
4,295,736,000
Total Liabilities (MRQ)
4,486,546,000
Common Equity (MRQ)
1,078,717,000
Tangible Shareholders Equity (MRQ)
549,975,300
Shareholders Equity (MRQ)
1,078,717,000
Common Shares Outstanding (MRQ)
21,209,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
153,199,000
Cash Flow from Investing Activities (MRY)
-242,586,000
Cash Flow from Financial Activities (MRY)
44,854,000
Beginning Cash (MRY)
199,865,000
End Cash (MRY)
156,784,000
Increase/Decrease in Cash (MRY)
-43,081,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
7.17
PE Ratio (Trailing 12 Months)
7.34
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
1.08
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.91
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
7.57
Pre-Tax Margin (Trailing 12 Months)
20.63
Net Margin (Trailing 12 Months)
15.86
Return on Equity (Trailing 12 Months)
29.83
Return on Assets (Trailing 12 Months)
5.58
Current Ratio (Most Recent Fiscal Quarter)
0.96
Quick Ratio (Most Recent Fiscal Quarter)
0.96
Debt to Common Equity (Most Recent Fiscal Quarter)
3.87
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
50.86
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-09-30
Quarterly Earnings per Share Estimate
3.45
Next Expected Quarterly Earnings Report Date
2026-11-04
Days Until Next Expected Quarterly Earnings Report
60
Fiscal Period End, Last Quarterly Earnings Report
2026-06-30
Last Quarterly Earnings per Share Estimate
3.07
Last Quarterly Earnings per Share
2.81
Last Quarterly Earnings Report Date
2026-08-05
Days Since Last Quarterly Earnings Report
31
Earnings per Share (Most Recent Fiscal Year)
10.91
Diluted Earnings per Share (Trailing 12 Months)
13.21
Dividends
Last Dividend Date
Last Dividend Amount
Days Since Last Dividend
Annual Dividend (Based on Last Quarter)
0.00
Dividend Yield (Based on Last Quarter)
0.00
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
3.46
Percent Growth in Quarterly Revenue (YoY)
11.25
Percent Growth in Annual Revenue
34.37
Percent Growth in Quarterly Net Income (QoQ)
-25.79
Percent Growth in Quarterly Net Income (YoY)
8.99
Percent Growth in Annual Net Income
284.45
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
6
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
6
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
10
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
2
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.4236
Historical Volatility (Close-to-Close) (20-Day)
0.3717
Historical Volatility (Close-to-Close) (30-Day)
0.4688
Historical Volatility (Close-to-Close) (60-Day)
0.4326
Historical Volatility (Close-to-Close) (90-Day)
0.3930
Historical Volatility (Close-to-Close) (120-Day)
0.3673
Historical Volatility (Close-to-Close) (150-Day)
0.3457
Historical Volatility (Close-to-Close) (180-Day)
0.3318
Historical Volatility (Parkinson) (10-Day)
0.3838
Historical Volatility (Parkinson) (20-Day)
0.3421
Historical Volatility (Parkinson) (30-Day)
0.3972
Historical Volatility (Parkinson) (60-Day)
0.3790
Historical Volatility (Parkinson) (90-Day)
0.3642
Historical Volatility (Parkinson) (120-Day)
0.3581
Historical Volatility (Parkinson) (150-Day)
0.3740
Historical Volatility (Parkinson) (180-Day)
0.3642
Implied Volatility (Calls) (10-Day)
0.4084
Implied Volatility (Calls) (20-Day)
0.4081
Implied Volatility (Calls) (30-Day)
0.4075
Implied Volatility (Calls) (60-Day)
0.4157
Implied Volatility (Calls) (90-Day)
0.4303
Implied Volatility (Calls) (120-Day)
0.4375
Implied Volatility (Calls) (150-Day)
0.4377
Implied Volatility (Calls) (180-Day)
0.4373
Implied Volatility (Puts) (10-Day)
0.3889
Implied Volatility (Puts) (20-Day)
0.3882
Implied Volatility (Puts) (30-Day)
0.3872
Implied Volatility (Puts) (60-Day)
0.3952
Implied Volatility (Puts) (90-Day)
0.4109
Implied Volatility (Puts) (120-Day)
0.4197
Implied Volatility (Puts) (150-Day)
0.4211
Implied Volatility (Puts) (180-Day)
0.4233
Implied Volatility (Mean) (10-Day)
0.3986
Implied Volatility (Mean) (20-Day)
0.3981
Implied Volatility (Mean) (30-Day)
0.3973
Implied Volatility (Mean) (60-Day)
0.4054
Implied Volatility (Mean) (90-Day)
0.4206
Implied Volatility (Mean) (120-Day)
0.4286
Implied Volatility (Mean) (150-Day)
0.4294
Implied Volatility (Mean) (180-Day)
0.4303
Put-Call Implied Volatility Ratio (10-Day)
0.9523
Put-Call Implied Volatility Ratio (20-Day)
0.9515
Put-Call Implied Volatility Ratio (30-Day)
0.9501
Put-Call Implied Volatility Ratio (60-Day)
0.9507
Put-Call Implied Volatility Ratio (90-Day)
0.9550
Put-Call Implied Volatility Ratio (120-Day)
0.9592
Put-Call Implied Volatility Ratio (150-Day)
0.9620
Put-Call Implied Volatility Ratio (180-Day)
0.9680
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
0.0799
Implied Volatility Skew (90-Day)
0.0560
Implied Volatility Skew (120-Day)
0.0412
Implied Volatility Skew (150-Day)
0.0356
Implied Volatility Skew (180-Day)
0.0296
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
0.0000
Put-Call Ratio (Volume) (90-Day)
0.0000
Put-Call Ratio (Volume) (120-Day)
0.0000
Put-Call Ratio (Volume) (150-Day)
0.0000
Put-Call Ratio (Volume) (180-Day)
0.0000
Put-Call Ratio (Open Interest) (10-Day)
0.3971
Put-Call Ratio (Open Interest) (20-Day)
0.4072
Put-Call Ratio (Open Interest) (30-Day)
0.4241
Put-Call Ratio (Open Interest) (60-Day)
1.7765
Put-Call Ratio (Open Interest) (90-Day)
3.9967
Put-Call Ratio (Open Interest) (120-Day)
4.2650
Put-Call Ratio (Open Interest) (150-Day)
2.5815
Put-Call Ratio (Open Interest) (180-Day)
0.8979
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
100.00
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
93.33
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
93.33
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
40.00
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
20.00
Percentile Within Industry, Percent Change in Price, Past Week
26.67
Percentile Within Industry, Percent Change in Price, 1 Day
53.33
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
76.92
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
46.15
Percentile Within Industry, Percent Growth in Annual Revenue
85.71
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
42.86
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
50.00
Percentile Within Industry, Percent Growth in Annual Net Income
93.33
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
40.00
Percentile Within Industry, PE Ratio (Trailing 12 Months)
55.56
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
42.86
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
85.71
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
80.00
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
86.67
Percentile Within Industry, Net Margin (Trailing 12 Months)
85.71
Percentile Within Industry, Return on Equity (Trailing 12 Months)
92.86
Percentile Within Industry, Return on Assets (Trailing 12 Months)
92.86
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
28.57
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
28.57
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
71.43
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
73.33
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
20.00
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
98.38
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
87.75
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
79.27
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
18.84
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
8.88
Percentile Within Sector, Percent Change in Price, Past Week
15.61
Percentile Within Sector, Percent Change in Price, 1 Day
58.68
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
51.47
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
61.84
Percentile Within Sector, Percent Growth in Annual Revenue
87.50
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
15.43
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
38.78
Percentile Within Sector, Percent Growth in Annual Net Income
95.06
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
6.75
Percentile Within Sector, PE Ratio (Trailing 12 Months)
9.53
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
15.99
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
72.04
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
17.88
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
50.83
Percentile Within Sector, Net Margin (Trailing 12 Months)
48.98
Percentile Within Sector, Return on Equity (Trailing 12 Months)
92.86
Percentile Within Sector, Return on Assets (Trailing 12 Months)
84.88
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
49.03
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
50.97
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
97.35
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
29.07
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
37.95
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
96.90
Percentile Within Market, Percent Change in Price, Past 26 Weeks
90.88
Percentile Within Market, Percent Change in Price, Past 13 Weeks
87.53
Percentile Within Market, Percent Change in Price, Past 4 Weeks
27.09
Percentile Within Market, Percent Change in Price, Past 2 Weeks
19.56
Percentile Within Market, Percent Change in Price, Past Week
21.64
Percentile Within Market, Percent Change in Price, 1 Day
69.66
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
40.29
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
57.45
Percentile Within Market, Percent Growth in Annual Revenue
85.25
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
24.77
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
47.46
Percentile Within Market, Percent Growth in Annual Net Income
94.83
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
6.49
Percentile Within Market, PE Ratio (Trailing 12 Months)
9.11
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
30.54
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
49.71
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
26.73
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
79.34
Percentile Within Market, Net Margin (Trailing 12 Months)
76.50
Percentile Within Market, Return on Equity (Trailing 12 Months)
90.48
Percentile Within Market, Return on Assets (Trailing 12 Months)
70.70
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
23.71
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
32.87
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
95.97
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
62.62
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
39.16
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)