Eagle Financial Services, Inc., headquartered in Berryville, Virginia, operates as the holding company for Bank of Clarke County engages in generating deposits and originating loans and provides retail and commercial banking services primarily in northwestern Virginia. Its deposit products include checking accounts, NOW accounts, money market accounts, savings accounts, and time deposits. The company's loan portfolio comprises one-to-four-family residential real estate loans; commercial real estate loans; real estate-mortgage loans; real estate construction and land development loans; agricultural loans; commercial and industrial loans; and consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. It also offers credit cards, ATM cards, debit cards, merchant services, telephone banking and Internet banking services and through its trust services division, it provides personal and retirement plan services.
| Revenue (Most Recent Fiscal Year) | $112.88M |
| Net Income (Most Recent Fiscal Year) | $15.34M |
| PE Ratio (Current Year Earnings Estimate) | 9.92 |
| PE Ratio (Trailing 12 Months) | 9.47 |
| PEG Ratio (Long Term Growth Estimate) | -- |
| Price to Sales Ratio (Trailing 12 Months) | 1.67 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) | 0.97 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) | 7.83 |
| Pre-Tax Margin (Trailing 12 Months) | 6.66% |
| Net Margin (Trailing 12 Months) | 5.68% |
| Return on Equity (Trailing 12 Months) | 9.57% |
| Return on Assets (Trailing 12 Months) | 0.67% |
| Current Ratio (Most Recent Fiscal Quarter) | 1.06 |
| Quick Ratio (Most Recent Fiscal Quarter) | 1.05 |
| Debt to Common Equity (Most Recent Fiscal Quarter) | 0.54 |
| Inventory Turnover (Trailing 12 Months) | 10.50 |
| Book Value per Share (Most Recent Fiscal Quarter) | $32.81 |
| Earnings per Share (Most Recent Fiscal Quarter) | $0.62 |
| Earnings per Share (Most Recent Fiscal Year) | $3.45 |
| Diluted Earnings per Share (Trailing 12 Months) | $2.07 |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Common Shares Outstanding | 5.38M |
| Free Float | 4.91M |
| Market Capitalization | $170.71M |
| Average Volume (Last 20 Days) | 0.02M |
| Beta (Past 60 Months) | 0.26 |
| Percentage Held By Insiders (Latest Annual Proxy Report) | 8.70% |
| Percentage Held By Institutions (Latest 13F Reports) | 0.31% |
| Annual Dividend (Based on Last Quarter) | $1.24 |
| Dividend Yield (Based on Last Quarter) | 3.91% |