Enova International, Inc. (ENVA)

Last Closing Price: 104.62 (2025-07-28)

Profile
Ticker
ENVA
Security Name
Enova International, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
23,236,000
Market Capitalization
2,684,310,000
Average Volume (Last 20 Days)
319,904
Beta (Past 60 Months)
1.48
Percentage Held By Insiders (Latest Annual Proxy Report)
8.40
Percentage Held By Institutions (Latest 13F Reports)
89.43
Recent Price/Volume
Closing Price
104.62
Opening Price
106.35
High Price
107.13
Low Price
103.59
Volume
453,000
Previous Closing Price
105.82
Previous Opening Price
108.85
Previous High Price
109.99
Previous Low Price
105.82
Previous Volume
927,000
High/Low Price
52-Week High Price
119.06
26-Week High Price
119.06
13-Week High Price
119.06
4-Week High Price
119.06
2-Week High Price
118.51
1-Week High Price
118.51
52-Week Low Price
72.43
26-Week Low Price
79.41
13-Week Low Price
89.00
4-Week Low Price
103.59
2-Week Low Price
103.59
1-Week Low Price
103.59
High/Low Volume
52-Week High Volume
1,499,000
26-Week High Volume
1,499,000
13-Week High Volume
1,499,000
4-Week High Volume
927,000
2-Week High Volume
927,000
1-Week High Volume
927,000
52-Week Low Volume
85,674
26-Week Low Volume
119,775
13-Week Low Volume
139,000
4-Week Low Volume
162,000
2-Week Low Volume
188,000
1-Week Low Volume
304,000
Money Flow
Total Money Flow, Past 52 Weeks
5,842,733,999
Total Money Flow, Past 26 Weeks
3,557,472,873
Total Money Flow, Past 13 Weeks
1,868,423,565
Total Money Flow, Past 4 Weeks
721,373,564
Total Money Flow, Past 2 Weeks
422,705,000
Total Money Flow, Past Week
294,820,582
Total Money Flow, 1 Day
47,616,340
Total Volume
Total Volume, Past 52 Weeks
60,176,427
Total Volume, Past 26 Weeks
35,183,878
Total Volume, Past 13 Weeks
18,071,398
Total Volume, Past 4 Weeks
6,382,000
Total Volume, Past 2 Weeks
3,795,000
Total Volume, Past Week
2,670,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
27.12
Percent Change in Price, Past 26 Weeks
-4.68
Percent Change in Price, Past 13 Weeks
5.39
Percent Change in Price, Past 4 Weeks
-6.19
Percent Change in Price, Past 2 Weeks
-9.60
Percent Change in Price, Past Week
-7.45
Percent Change in Price, 1 Day
-1.13
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
True
Reached New 2-Week Low Price
True
Reached New 1-Week Low Price
True
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
3
Consecutive Weeks of Decreasing Price
3
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
110.79
Simple Moving Average (10-Day)
112.20
Simple Moving Average (20-Day)
113.71
Simple Moving Average (50-Day)
103.44
Simple Moving Average (100-Day)
98.82
Simple Moving Average (200-Day)
99.72
Previous Simple Moving Average (5-Day)
112.48
Previous Simple Moving Average (10-Day)
113.31
Previous Simple Moving Average (20-Day)
114.03
Previous Simple Moving Average (50-Day)
103.32
Previous Simple Moving Average (100-Day)
98.72
Previous Simple Moving Average (200-Day)
99.61
Technical Indicators
MACD (12, 26, 9)
1.54
MACD (12, 26, 9) Signal
3.23
Previous MACD (12, 26, 9)
2.34
Previous MACD (12, 26, 9) Signal
3.65
RSI (14-Day)
40.59
Previous RSI (14-Day)
42.38
Stochastic (14, 3, 3) %K
4.51
Stochastic (14, 3, 3) %D
25.30
Previous Stochastic (14, 3, 3) %K
29.46
Previous Stochastic (14, 3, 3) %D
40.17
Upper Bollinger Band (20, 2)
120.28
Lower Bollinger Band (20, 2)
107.13
Previous Upper Bollinger Band (20, 2)
119.29
Previous Lower Bollinger Band (20, 2)
108.76
Income Statement Financials
Quarterly Revenue (MRQ)
764,043,000
Quarterly Net Income (MRQ)
76,149,000
Previous Quarterly Revenue (QoQ)
745,541,000
Previous Quarterly Revenue (YoY)
628,436,000
Previous Quarterly Net Income (QoQ)
72,945,000
Previous Quarterly Net Income (YoY)
53,911,000
Revenue (MRY)
2,657,800,000
Net Income (MRY)
209,448,000
Previous Annual Revenue
2,117,639,000
Previous Net Income
175,121,000
Cost of Goods Sold (MRY)
1,128,351,000
Gross Profit (MRY)
1,529,449,000
Operating Expenses (MRY)
2,073,042,000
Operating Income (MRY)
584,758,100
Non-Operating Income/Expense (MRY)
-313,657,000
Pre-Tax Income (MRY)
271,101,000
Normalized Pre-Tax Income (MRY)
271,101,000
Income after Taxes (MRY)
209,448,000
Income from Continuous Operations (MRY)
209,448,000
Consolidated Net Income/Loss (MRY)
209,448,000
Normalized Income after Taxes (MRY)
209,448,000
EBIT (MRY)
584,758,100
EBITDA (MRY)
640,752,100
Balance Sheet Financials
Current Assets (MRQ)
5,266,389,000
Property, Plant, and Equipment (MRQ)
127,686,000
Long-Term Assets (MRQ)
458,364,000
Total Assets (MRQ)
5,724,753,000
Current Liabilities (MRQ)
532,584,000
Long-Term Debt (MRQ)
3,963,514,000
Long-Term Liabilities (MRQ)
3,963,514,000
Total Liabilities (MRQ)
4,496,098,000
Common Equity (MRQ)
1,228,655,000
Tangible Shareholders Equity (MRQ)
942,456,800
Shareholders Equity (MRQ)
1,228,655,000
Common Shares Outstanding (MRQ)
25,070,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
1,538,576,000
Cash Flow from Investing Activities (MRY)
-1,911,195,000
Cash Flow from Financial Activities (MRY)
318,882,000
Beginning Cash (MRY)
377,439,000
End Cash (MRY)
322,668,000
Increase/Decrease in Cash (MRY)
-54,771,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
9.88
PE Ratio (Trailing 12 Months)
10.28
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.92
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
2.18
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
9.60
Pre-Tax Margin (Trailing 12 Months)
11.10
Net Margin (Trailing 12 Months)
8.75
Return on Equity (Trailing 12 Months)
23.33
Return on Assets (Trailing 12 Months)
5.23
Current Ratio (Most Recent Fiscal Quarter)
9.89
Quick Ratio (Most Recent Fiscal Quarter)
18.55
Debt to Common Equity (Most Recent Fiscal Quarter)
3.23
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
45.67
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-09-30
Quarterly Earnings per Share Estimate
2.71
Next Expected Quarterly Earnings Report Date
2025-10-28
Days Until Next Expected Quarterly Earnings Report
91
Fiscal Period End, Last Quarterly Earnings Report
2025-06-30
Last Quarterly Earnings per Share Estimate
2.71
Last Quarterly Earnings per Share
2.95
Last Quarterly Earnings Report Date
2025-07-24
Days Since Last Quarterly Earnings Report
5
Earnings per Share (Most Recent Fiscal Year)
8.26
Diluted Earnings per Share (Trailing 12 Months)
9.42
Dividends
Last Dividend Date
Last Dividend Amount
Days Since Last Dividend
Annual Dividend (Based on Last Quarter)
0.00
Dividend Yield (Based on Last Quarter)
0.00
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
2.48
Percent Growth in Quarterly Revenue (YoY)
21.58
Percent Growth in Annual Revenue
25.51
Percent Growth in Quarterly Net Income (QoQ)
4.39
Percent Growth in Quarterly Net Income (YoY)
41.25
Percent Growth in Annual Net Income
19.60
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
9
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
17
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
4
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
3
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
5
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.5322
Historical Volatility (Close-to-Close) (20-Day)
0.3812
Historical Volatility (Close-to-Close) (30-Day)
0.3409
Historical Volatility (Close-to-Close) (60-Day)
0.3222
Historical Volatility (Close-to-Close) (90-Day)
0.3610
Historical Volatility (Close-to-Close) (120-Day)
0.4787
Historical Volatility (Close-to-Close) (150-Day)
0.4763
Historical Volatility (Close-to-Close) (180-Day)
0.4449
Historical Volatility (Parkinson) (10-Day)
0.3526
Historical Volatility (Parkinson) (20-Day)
0.2841
Historical Volatility (Parkinson) (30-Day)
0.2789
Historical Volatility (Parkinson) (60-Day)
0.2623
Historical Volatility (Parkinson) (90-Day)
0.2785
Historical Volatility (Parkinson) (120-Day)
0.3807
Historical Volatility (Parkinson) (150-Day)
0.3803
Historical Volatility (Parkinson) (180-Day)
0.3672
Implied Volatility (Calls) (10-Day)
0.3425
Implied Volatility (Calls) (20-Day)
0.3396
Implied Volatility (Calls) (30-Day)
0.3253
Implied Volatility (Calls) (60-Day)
0.2981
Implied Volatility (Calls) (90-Day)
0.3231
Implied Volatility (Calls) (120-Day)
0.3438
Implied Volatility (Calls) (150-Day)
0.3371
Implied Volatility (Calls) (180-Day)
0.3360
Implied Volatility (Puts) (10-Day)
0.3404
Implied Volatility (Puts) (20-Day)
0.3363
Implied Volatility (Puts) (30-Day)
0.3154
Implied Volatility (Puts) (60-Day)
0.2768
Implied Volatility (Puts) (90-Day)
0.3163
Implied Volatility (Puts) (120-Day)
0.3475
Implied Volatility (Puts) (150-Day)
0.3310
Implied Volatility (Puts) (180-Day)
0.3343
Implied Volatility (Mean) (10-Day)
0.3415
Implied Volatility (Mean) (20-Day)
0.3380
Implied Volatility (Mean) (30-Day)
0.3204
Implied Volatility (Mean) (60-Day)
0.2874
Implied Volatility (Mean) (90-Day)
0.3197
Implied Volatility (Mean) (120-Day)
0.3456
Implied Volatility (Mean) (150-Day)
0.3340
Implied Volatility (Mean) (180-Day)
0.3351
Put-Call Implied Volatility Ratio (10-Day)
0.9939
Put-Call Implied Volatility Ratio (20-Day)
0.9900
Put-Call Implied Volatility Ratio (30-Day)
0.9698
Put-Call Implied Volatility Ratio (60-Day)
0.9285
Put-Call Implied Volatility Ratio (90-Day)
0.9790
Put-Call Implied Volatility Ratio (120-Day)
1.0107
Put-Call Implied Volatility Ratio (150-Day)
0.9818
Put-Call Implied Volatility Ratio (180-Day)
0.9950
Implied Volatility Skew (10-Day)
0.0258
Implied Volatility Skew (20-Day)
0.0270
Implied Volatility Skew (30-Day)
0.0327
Implied Volatility Skew (60-Day)
0.0456
Implied Volatility Skew (90-Day)
0.0443
Implied Volatility Skew (120-Day)
0.0393
Implied Volatility Skew (150-Day)
0.0153
Implied Volatility Skew (180-Day)
0.0197
Option Statistics
Put-Call Ratio (Volume) (10-Day)
1.8000
Put-Call Ratio (Volume) (20-Day)
1.7026
Put-Call Ratio (Volume) (30-Day)
1.2155
Put-Call Ratio (Volume) (60-Day)
0.0952
Put-Call Ratio (Volume) (90-Day)
0.0952
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.2964
Put-Call Ratio (Open Interest) (20-Day)
0.3153
Put-Call Ratio (Open Interest) (30-Day)
0.4098
Put-Call Ratio (Open Interest) (60-Day)
0.5609
Put-Call Ratio (Open Interest) (90-Day)
0.2770
Put-Call Ratio (Open Interest) (120-Day)
0.0928
Put-Call Ratio (Open Interest) (150-Day)
0.4348
Put-Call Ratio (Open Interest) (180-Day)
0.2912
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
56.90
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
37.93
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
43.10
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
27.59
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
13.79
Percentile Within Industry, Percent Change in Price, Past Week
15.52
Percentile Within Industry, Percent Change in Price, 1 Day
39.66
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
71.43
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
83.67
Percentile Within Industry, Percent Growth in Annual Revenue
88.46
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
55.10
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
76.00
Percentile Within Industry, Percent Growth in Annual Net Income
59.26
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
47.62
Percentile Within Industry, PE Ratio (Trailing 12 Months)
47.73
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
38.00
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
72.55
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
69.57
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
46.15
Percentile Within Industry, Net Margin (Trailing 12 Months)
44.68
Percentile Within Industry, Return on Equity (Trailing 12 Months)
79.59
Percentile Within Industry, Return on Assets (Trailing 12 Months)
61.22
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
92.00
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
94.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
84.00
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
56.90
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
53.85
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
77.36
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
74.86
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
33.01
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
37.15
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
13.54
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
5.94
Percentile Within Sector, Percent Change in Price, Past Week
6.77
Percentile Within Sector, Percent Change in Price, 1 Day
28.45
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
69.80
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
84.59
Percentile Within Sector, Percent Growth in Annual Revenue
83.43
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
60.24
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
75.55
Percentile Within Sector, Percent Growth in Annual Net Income
64.97
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
32.14
Percentile Within Sector, PE Ratio (Trailing 12 Months)
28.41
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
15.40
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
79.85
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
36.83
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
33.62
Percentile Within Sector, Net Margin (Trailing 12 Months)
33.48
Percentile Within Sector, Return on Equity (Trailing 12 Months)
91.37
Percentile Within Sector, Return on Assets (Trailing 12 Months)
83.14
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
96.25
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
97.97
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
96.79
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
28.04
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
62.41
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
89.05
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
82.57
Percentile Within Market, Percent Change in Price, Past 26 Weeks
29.81
Percentile Within Market, Percent Change in Price, Past 13 Weeks
40.00
Percentile Within Market, Percent Change in Price, Past 4 Weeks
10.06
Percentile Within Market, Percent Change in Price, Past 2 Weeks
5.67
Percentile Within Market, Percent Change in Price, Past Week
5.29
Percentile Within Market, Percent Change in Price, 1 Day
27.07
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
64.90
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
81.51
Percentile Within Market, Percent Growth in Annual Revenue
84.72
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
53.49
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
71.53
Percentile Within Market, Percent Growth in Annual Net Income
62.38
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
18.72
Percentile Within Market, PE Ratio (Trailing 12 Months)
21.47
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
28.31
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
57.12
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
43.09
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
66.85
Percentile Within Market, Net Margin (Trailing 12 Months)
65.00
Percentile Within Market, Return on Equity (Trailing 12 Months)
88.02
Percentile Within Market, Return on Assets (Trailing 12 Months)
71.17
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
93.09
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
97.11
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
95.10
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
61.76
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
58.73
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
81.44