Enova International, Inc. (ENVA)

Last Closing Price: 165.23 (2026-04-20)

Profile
Ticker
ENVA
Security Name
Enova International, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
22,850,000
Market Capitalization
4,061,350,000
Average Volume (Last 20 Days)
191,778
Beta (Past 60 Months)
1.20
Percentage Held By Insiders (Latest Annual Proxy Report)
8.40
Percentage Held By Institutions (Latest 13F Reports)
89.43
Recent Price/Volume
Closing Price
165.23
Opening Price
161.84
High Price
166.03
Low Price
161.70
Volume
144,000
Previous Closing Price
162.81
Previous Opening Price
160.07
Previous High Price
165.67
Previous Low Price
160.07
Previous Volume
212,000
High/Low Price
52-Week High Price
176.68
26-Week High Price
176.68
13-Week High Price
176.68
4-Week High Price
166.03
2-Week High Price
166.03
1-Week High Price
166.03
52-Week Low Price
89.00
26-Week Low Price
109.39
13-Week Low Price
129.25
4-Week Low Price
129.25
2-Week Low Price
137.86
1-Week Low Price
151.00
High/Low Volume
52-Week High Volume
1,499,000
26-Week High Volume
891,000
13-Week High Volume
891,000
4-Week High Volume
357,000
2-Week High Volume
243,000
1-Week High Volume
243,000
52-Week Low Volume
58,600
26-Week Low Volume
58,600
13-Week Low Volume
69,500
4-Week Low Volume
69,500
2-Week Low Volume
69,500
1-Week Low Volume
144,000
Money Flow
Total Money Flow, Past 52 Weeks
8,588,347,089
Total Money Flow, Past 26 Weeks
4,731,908,889
Total Money Flow, Past 13 Weeks
2,491,744,521
Total Money Flow, Past 4 Weeks
447,683,753
Total Money Flow, Past 2 Weeks
241,867,612
Total Money Flow, Past Week
142,185,120
Total Money Flow, 1 Day
23,662,320
Total Volume
Total Volume, Past 52 Weeks
68,127,376
Total Volume, Past 26 Weeks
32,403,100
Total Volume, Past 13 Weeks
16,608,500
Total Volume, Past 4 Weeks
3,112,500
Total Volume, Past 2 Weeks
1,580,500
Total Volume, Past Week
898,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
85.57
Percent Change in Price, Past 26 Weeks
50.94
Percent Change in Price, Past 13 Weeks
7.72
Percent Change in Price, Past 4 Weeks
20.31
Percent Change in Price, Past 2 Weeks
19.07
Percent Change in Price, Past Week
9.63
Percent Change in Price, 1 Day
1.49
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
2
Consecutive Weeks of Increasing Price
3
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
1
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
0
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
True
Moving Averages
Simple Moving Average (5-Day)
158.84
Simple Moving Average (10-Day)
152.21
Simple Moving Average (20-Day)
143.84
Simple Moving Average (50-Day)
143.46
Simple Moving Average (100-Day)
148.88
Simple Moving Average (200-Day)
132.17
Previous Simple Moving Average (5-Day)
155.94
Previous Simple Moving Average (10-Day)
149.57
Previous Simple Moving Average (20-Day)
142.33
Previous Simple Moving Average (50-Day)
143.35
Previous Simple Moving Average (100-Day)
148.47
Previous Simple Moving Average (200-Day)
131.93
Technical Indicators
MACD (12, 26, 9)
5.36
MACD (12, 26, 9) Signal
2.35
Previous MACD (12, 26, 9)
4.44
Previous MACD (12, 26, 9) Signal
1.60
RSI (14-Day)
76.99
Previous RSI (14-Day)
75.40
Stochastic (14, 3, 3) %K
93.52
Stochastic (14, 3, 3) %D
93.93
Previous Stochastic (14, 3, 3) %K
93.79
Previous Stochastic (14, 3, 3) %D
95.22
Upper Bollinger Band (20, 2)
164.22
Lower Bollinger Band (20, 2)
123.46
Previous Upper Bollinger Band (20, 2)
160.51
Previous Lower Bollinger Band (20, 2)
124.15
Income Statement Financials
Quarterly Revenue (MRQ)
839,391,100
Quarterly Net Income (MRQ)
78,981,000
Previous Quarterly Revenue (QoQ)
802,678,000
Previous Quarterly Revenue (YoY)
729,551,000
Previous Quarterly Net Income (QoQ)
80,314,000
Previous Quarterly Net Income (YoY)
63,695,000
Revenue (MRY)
3,151,653,000
Net Income (MRY)
308,389,000
Previous Annual Revenue
2,657,800,000
Previous Net Income
209,448,000
Cost of Goods Sold (MRY)
1,321,412,000
Gross Profit (MRY)
1,830,241,000
Operating Expenses (MRY)
2,412,221,000
Operating Income (MRY)
739,432,100
Non-Operating Income/Expense (MRY)
-338,398,000
Pre-Tax Income (MRY)
401,034,000
Normalized Pre-Tax Income (MRY)
401,034,000
Income after Taxes (MRY)
308,389,000
Income from Continuous Operations (MRY)
308,389,000
Consolidated Net Income/Loss (MRY)
308,389,000
Normalized Income after Taxes (MRY)
308,389,000
EBIT (MRY)
739,432,100
EBITDA (MRY)
797,851,100
Balance Sheet Financials
Current Assets (MRQ)
6,001,178,000
Property, Plant, and Equipment (MRQ)
132,566,000
Long-Term Assets (MRQ)
467,254,000
Total Assets (MRQ)
6,468,432,000
Current Liabilities (MRQ)
633,327,000
Long-Term Debt (MRQ)
4,498,381,000
Long-Term Liabilities (MRQ)
4,498,381,000
Total Liabilities (MRQ)
5,131,708,000
Common Equity (MRQ)
1,336,724,000
Tangible Shareholders Equity (MRQ)
1,053,789,000
Shareholders Equity (MRQ)
1,336,724,000
Common Shares Outstanding (MRQ)
24,716,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
1,819,121,000
Cash Flow from Investing Activities (MRY)
-2,445,783,000
Cash Flow from Financial Activities (MRY)
711,818,000
Beginning Cash (MRY)
322,668,000
End Cash (MRY)
407,863,000
Increase/Decrease in Cash (MRY)
85,195,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
11.08
PE Ratio (Trailing 12 Months)
13.56
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
1.29
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
3.43
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
12.13
Pre-Tax Margin (Trailing 12 Months)
12.73
Net Margin (Trailing 12 Months)
9.78
Return on Equity (Trailing 12 Months)
25.31
Return on Assets (Trailing 12 Months)
5.41
Current Ratio (Most Recent Fiscal Quarter)
9.48
Quick Ratio (Most Recent Fiscal Quarter)
9.48
Debt to Common Equity (Most Recent Fiscal Quarter)
3.37
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
47.52
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-03-31
Quarterly Earnings per Share Estimate
3.41
Next Expected Quarterly Earnings Report Date
2026-04-23
Days Until Next Expected Quarterly Earnings Report
2
Fiscal Period End, Last Quarterly Earnings Report
2025-12-31
Last Quarterly Earnings per Share Estimate
2.94
Last Quarterly Earnings per Share
3.20
Last Quarterly Earnings Report Date
2026-01-27
Days Since Last Quarterly Earnings Report
84
Earnings per Share (Most Recent Fiscal Year)
11.92
Diluted Earnings per Share (Trailing 12 Months)
11.58
Dividends
Last Dividend Date
Last Dividend Amount
Days Since Last Dividend
Annual Dividend (Based on Last Quarter)
0.00
Dividend Yield (Based on Last Quarter)
0.00
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
4.57
Percent Growth in Quarterly Revenue (YoY)
15.06
Percent Growth in Annual Revenue
18.58
Percent Growth in Quarterly Net Income (QoQ)
-1.66
Percent Growth in Quarterly Net Income (YoY)
24.00
Percent Growth in Annual Net Income
47.24
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
True
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
True
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
True
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
11
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
19
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
5
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
7
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
2
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2563
Historical Volatility (Close-to-Close) (20-Day)
0.3109
Historical Volatility (Close-to-Close) (30-Day)
0.3377
Historical Volatility (Close-to-Close) (60-Day)
0.4027
Historical Volatility (Close-to-Close) (90-Day)
0.4142
Historical Volatility (Close-to-Close) (120-Day)
0.3818
Historical Volatility (Close-to-Close) (150-Day)
0.4028
Historical Volatility (Close-to-Close) (180-Day)
0.4122
Historical Volatility (Parkinson) (10-Day)
0.2963
Historical Volatility (Parkinson) (20-Day)
0.2702
Historical Volatility (Parkinson) (30-Day)
0.2935
Historical Volatility (Parkinson) (60-Day)
0.3422
Historical Volatility (Parkinson) (90-Day)
0.3874
Historical Volatility (Parkinson) (120-Day)
0.3662
Historical Volatility (Parkinson) (150-Day)
0.3679
Historical Volatility (Parkinson) (180-Day)
0.3819
Implied Volatility (Calls) (10-Day)
0.5182
Implied Volatility (Calls) (20-Day)
0.5182
Implied Volatility (Calls) (30-Day)
0.5058
Implied Volatility (Calls) (60-Day)
0.4336
Implied Volatility (Calls) (90-Day)
0.4346
Implied Volatility (Calls) (120-Day)
0.4355
Implied Volatility (Calls) (150-Day)
0.4366
Implied Volatility (Calls) (180-Day)
0.4342
Implied Volatility (Puts) (10-Day)
0.5124
Implied Volatility (Puts) (20-Day)
0.5124
Implied Volatility (Puts) (30-Day)
0.5017
Implied Volatility (Puts) (60-Day)
0.4394
Implied Volatility (Puts) (90-Day)
0.4419
Implied Volatility (Puts) (120-Day)
0.4444
Implied Volatility (Puts) (150-Day)
0.4468
Implied Volatility (Puts) (180-Day)
0.4461
Implied Volatility (Mean) (10-Day)
0.5153
Implied Volatility (Mean) (20-Day)
0.5153
Implied Volatility (Mean) (30-Day)
0.5037
Implied Volatility (Mean) (60-Day)
0.4365
Implied Volatility (Mean) (90-Day)
0.4382
Implied Volatility (Mean) (120-Day)
0.4400
Implied Volatility (Mean) (150-Day)
0.4417
Implied Volatility (Mean) (180-Day)
0.4402
Put-Call Implied Volatility Ratio (10-Day)
0.9888
Put-Call Implied Volatility Ratio (20-Day)
0.9888
Put-Call Implied Volatility Ratio (30-Day)
0.9919
Put-Call Implied Volatility Ratio (60-Day)
1.0133
Put-Call Implied Volatility Ratio (90-Day)
1.0167
Put-Call Implied Volatility Ratio (120-Day)
1.0203
Put-Call Implied Volatility Ratio (150-Day)
1.0234
Put-Call Implied Volatility Ratio (180-Day)
1.0275
Implied Volatility Skew (10-Day)
0.1073
Implied Volatility Skew (20-Day)
0.1073
Implied Volatility Skew (30-Day)
0.1018
Implied Volatility Skew (60-Day)
0.0695
Implied Volatility Skew (90-Day)
0.0527
Implied Volatility Skew (120-Day)
0.0359
Implied Volatility Skew (150-Day)
0.0192
Implied Volatility Skew (180-Day)
0.0194
Option Statistics
Put-Call Ratio (Volume) (10-Day)
147.0000
Put-Call Ratio (Volume) (20-Day)
147.0000
Put-Call Ratio (Volume) (30-Day)
127.8824
Put-Call Ratio (Volume) (60-Day)
16.8413
Put-Call Ratio (Volume) (90-Day)
12.0804
Put-Call Ratio (Volume) (120-Day)
7.3196
Put-Call Ratio (Volume) (150-Day)
2.5587
Put-Call Ratio (Volume) (180-Day)
1.6352
Put-Call Ratio (Open Interest) (10-Day)
13.4792
Put-Call Ratio (Open Interest) (20-Day)
13.4792
Put-Call Ratio (Open Interest) (30-Day)
11.7581
Put-Call Ratio (Open Interest) (60-Day)
1.7711
Put-Call Ratio (Open Interest) (90-Day)
1.6258
Put-Call Ratio (Open Interest) (120-Day)
1.4804
Put-Call Ratio (Open Interest) (150-Day)
1.3351
Put-Call Ratio (Open Interest) (180-Day)
1.3303
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
91.07
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
94.64
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
76.79
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
78.57
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
76.79
Percentile Within Industry, Percent Change in Price, Past Week
76.79
Percentile Within Industry, Percent Change in Price, 1 Day
80.36
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
69.39
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
65.31
Percentile Within Industry, Percent Growth in Annual Revenue
79.63
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
55.10
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
61.22
Percentile Within Industry, Percent Growth in Annual Net Income
72.73
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
62.50
Percentile Within Industry, PE Ratio (Trailing 12 Months)
74.47
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
46.94
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
87.04
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
81.25
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
44.00
Percentile Within Industry, Net Margin (Trailing 12 Months)
42.86
Percentile Within Industry, Return on Equity (Trailing 12 Months)
81.63
Percentile Within Industry, Return on Assets (Trailing 12 Months)
73.47
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
87.76
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
87.76
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
84.00
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
51.79
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
53.85
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
77.36
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
92.97
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
96.97
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
64.28
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
91.31
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
90.48
Percentile Within Sector, Percent Change in Price, Past Week
90.21
Percentile Within Sector, Percent Change in Price, 1 Day
87.86
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
74.66
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
71.17
Percentile Within Sector, Percent Growth in Annual Revenue
75.85
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
45.30
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
53.39
Percentile Within Sector, Percent Growth in Annual Net Income
75.35
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
53.24
Percentile Within Sector, PE Ratio (Trailing 12 Months)
63.56
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
20.30
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
88.30
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
63.27
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
31.83
Percentile Within Sector, Net Margin (Trailing 12 Months)
31.63
Percentile Within Sector, Return on Equity (Trailing 12 Months)
91.06
Percentile Within Sector, Return on Assets (Trailing 12 Months)
84.30
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
96.26
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
96.20
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
96.93
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
27.59
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
62.03
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
89.25
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
88.21
Percentile Within Market, Percent Change in Price, Past 26 Weeks
94.15
Percentile Within Market, Percent Change in Price, Past 13 Weeks
74.01
Percentile Within Market, Percent Change in Price, Past 4 Weeks
89.18
Percentile Within Market, Percent Change in Price, Past 2 Weeks
90.02
Percentile Within Market, Percent Change in Price, Past Week
87.10
Percentile Within Market, Percent Change in Price, 1 Day
84.37
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
61.64
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
69.49
Percentile Within Market, Percent Growth in Annual Revenue
75.74
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
50.47
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
59.45
Percentile Within Market, Percent Growth in Annual Net Income
74.63
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
26.78
Percentile Within Market, PE Ratio (Trailing 12 Months)
36.46
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
35.29
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
69.80
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
54.07
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
67.80
Percentile Within Market, Net Margin (Trailing 12 Months)
65.83
Percentile Within Market, Return on Equity (Trailing 12 Months)
89.02
Percentile Within Market, Return on Assets (Trailing 12 Months)
71.98
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
92.37
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
92.75
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
95.29
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
61.81
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
59.59
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
81.72