Essent Group Ltd. (ESNT)

Last Closing Price: 63.81 (2025-09-12)

Loss Ratio (Annual)

Loss Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The loss ratio is calculated by taking the incurred underwriting losses and then dividing them by earned premium. Calculated as: Underwriting Losses Total / Net Premiums Earned

Essent Group Ltd. (ESNT) had Loss Ratio of 0.36 for the most recently reported fiscal year, ending 2024-12-31.

Figures for fiscal year ending 2024-12-31
Income Statement Financials
$1.24B
$729.40M
$352.09M
$890.81M
$352.09M
$890.81M
$-35.32M
$855.49M
$855.49M
$729.40M
$729.40M
$729.40M
$729.40M
$890.81M
$916.82M
105.39M
106.55M
$6.92
$6.85
Balance Sheet Financials
$187.04M
$41.87M
$6.92B
$7.11B
$621.60M
$493.96M
$886.39M
$1.51B
$5.60B
$5.52B
$5.60B
105.02M
Cash Flow Statement Financials
$861.53M
$-706.93M
$-164.91M
$141.79M
$131.48M
$-10.31M
$24.78M
$-118.04M
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Fundamental Metrics & Ratios
--
--
--
0.08
0.09
--
71.67%
71.67%
73.76%
68.83%
58.69%
$854.77M
Loss Ratio
0.36
--
0.36
0.17
--
--
--
13.02%
13.20%
10.26%
11.96%
$53.36
$8.02
$8.09