ESSA Bancorp, Inc. operates as the holding company for ESSA Bank & Trust and is the leading service-oriented financial institution that provides services to individuals, families, and businesses in greater Pocono, Pennsylvania region. The Bank maintains its corporate headquarters in downtown Stroudsburg, Pennsylvania and has community offices throughout the Pocono area. In addition to being one of the region's largest mortgage lenders, ESSA Bank & Trust offers a full range of retail and commercial financial services. ESSA Bank & Trust's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans, including construction mortgage loans, commercial real estate, home equity loans and lines of credit, commercial and consumer loans.
| Revenue (Most Recent Fiscal Year) | $93.40M |
| Net Income (Most Recent Fiscal Year) | $18.58M |
| PE Ratio (Current Year Earnings Estimate) | 10.03 |
| PE Ratio (Trailing 12 Months) | 9.11 |
| PEG Ratio (Long Term Growth Estimate) | -- |
| Price to Sales Ratio (Trailing 12 Months) | 1.60 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) | 0.77 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) | 9.63 |
| Pre-Tax Margin (Trailing 12 Months) | 22.24% |
| Net Margin (Trailing 12 Months) | 16.84% |
| Return on Equity (Trailing 12 Months) | 8.16% |
| Return on Assets (Trailing 12 Months) | 0.80% |
| Current Ratio (Most Recent Fiscal Quarter) | 0.90 |
| Quick Ratio (Most Recent Fiscal Quarter) | 0.90 |
| Debt to Common Equity (Most Recent Fiscal Quarter) | 0.05 |
| Inventory Turnover (Trailing 12 Months) | 381.76 |
| Book Value per Share (Most Recent Fiscal Quarter) | $21.12 |
| Earnings per Share (Most Recent Fiscal Quarter) | $0.48 |
| Earnings per Share (Most Recent Fiscal Year) | $1.91 |
| Diluted Earnings per Share (Trailing 12 Months) | $1.85 |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Common Shares Outstanding | 10.13M |
| Free Float | 9.37M |
| Market Capitalization | $170.72M |
| Average Volume (Last 20 Days) | 0.01M |
| Beta (Past 60 Months) | 0.31 |
| Percentage Held By Insiders (Latest Annual Proxy Report) | 7.48% |
| Percentage Held By Institutions (Latest 13F Reports) | 54.15% |
| Annual Dividend (Based on Last Quarter) | $0.60 |
| Dividend Yield (Based on Last Quarter) | 3.56% |