Return on Tangible Equity (Annual)

Return on Tangible Equity: The amount of net income returned as a percentage of shareholders equity, after subtracting intangible assets, goodwill and preferred equity. Calculated as: Income from Continuing Operations / Tangible Shareholders Equity

First Acceptance Corporation (FACO) had Return on Tangible Equity of 15.12% for the most recently reported fiscal year, ending 2025-12-31.

Quarterly Annual

Figures for fiscal year ending 2025-12-31

Income Statement Financials
Revenue	$506.34M
Net Income	$30.23M
Cost of Goods Sold	$461.19M
Gross Profit	$45.15M
Operating Expenses	$464.32M
Operating Income	$42.02M
Non-Operating Income/Expense	$-3.50M
Pre-Tax Income	$38.52M
Normalized Pre-Tax Income	$38.52M
Income after Taxes	$30.23M
Income from Continuous Operations	$30.23M
Consolidated Net Income/Loss	$30.23M
Normalized Income after Taxes	$30.23M
EBIT	$42.02M
EBITDA	$43.11M
Weighted-Average Shares Outstanding (Basic)	36.95M
Weighted-Average Shares Outstanding (Diluted)	37.90M
Earnings per Share (EPS) (Basic)	$0.82
Earnings per Share (EPS) (Diluted)	$0.80
Balance Sheet Financials
Current Assets	$348.07M
Property, Plant, and Equipment	$2.93M
Long-Term Assets	$482.88M
Total Assets	$835.43M
Current Liabilities	$547.83M
Long-Term Debt	$40.71M
Long-Term Liabilities	$82.92M
Total Liabilities	$635.56M
Common Equity	$199.88M
Tangible Shareholders Equity	$199.88M
Shareholders Equity	$199.88M
Common Shares Outstanding	36.70M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$46.25M
Cash Flow from Investing Activities	$-47.59M
Cash Flow from Financial Activities	$-6.28M
Beginning Cash	$85.92M
End Cash	$78.30M
Increase/Decrease in Cash	$-7.62M
Stock-Based Compensation	$1.05M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	--
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.17
Debt to Equity Ratio	0.20
Gross Margin	--
Operating Margin	8.30%
EBIT Margin	8.30%
EBITDA Margin	8.51%
Pre-Tax Profit Margin	7.61%
Profit Margin	5.97%
Free Cash Flow	$45.68M
Loss Ratio	0.69
Expense Ratio	0.36
Combined Ratio	1.05
Asset Turnover	0.61
Inventory Turnover	--
Receiveable Turnover	--
Days Sales in Receivables	--
Return on Equity	15.12%
Return on Tangible Equity	15.12%
Return on Assets	3.62%
Return on Investments	12.56%
Book Value Per Share	$5.45
Free Cash Flow per Share	$1.21
Operating Cash Flow per Share	$1.22

Data from Zacks Investment Research, Inc.