First Commonwealth Financial Corporation (FCF)

Last Closing Price: 15.44 (2025-05-23)

Company Description

First Commonwealth Financial Corporation is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. The Corporation operates two chartered banks, First Commonwealth Bank and Southwest Bank. Personal financial planning and other financial services and insurance products are also provided through First Commonwealth Trust Company and First Commonwealth Insurance Agency. The Corporation also operates through Commonwealth Systems Corporation, a data processing subsidiary.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $699.69M
Net Income (Most Recent Fiscal Year) $142.57M
PE Ratio (Current Year Earnings Estimate) 10.97
PE Ratio (Trailing 12 Months) 11.52
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.32
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.12
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 10.54
Pre-Tax Margin (Trailing 12 Months) 24.68%
Net Margin (Trailing 12 Months) 19.68%
Return on Equity (Trailing 12 Months) 9.80%
Return on Assets (Trailing 12 Months) 1.17%
Current Ratio (Most Recent Fiscal Quarter) 0.92
Quick Ratio (Most Recent Fiscal Quarter) 0.92
Debt to Common Equity (Most Recent Fiscal Quarter) 0.18
Inventory Turnover (Trailing 12 Months) 4.09
Book Value per Share (Most Recent Fiscal Quarter) $13.79
Earnings per Share (Most Recent Fiscal Quarter) $0.32
Earnings per Share (Most Recent Fiscal Year) $1.40
Diluted Earnings per Share (Trailing 12 Months) $1.34
Stock
Exchange NYSE
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 104.94M
Free Float 102.66M
Market Capitalization $1.62B
Average Volume (Last 20 Days) 0.59M
Beta (Past 60 Months) 0.77
Percentage Held By Insiders (Latest Annual Proxy Report) 2.17%
Percentage Held By Institutions (Latest 13F Reports) 72.58%
Annual Dividend (Based on Last Quarter) $0.54
Dividend Yield (Based on Last Quarter) 3.50%