Loan Loss Reserves / Non-Performing Loans (Annual)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Fair Isaac Corporation (FICO) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal year ending 2025-09-30

Income Statement Financials
Revenue	$1.99B
Net Income	$651.95M
Cost of Goods Sold	$353.72M
Gross Profit	$1.64B
Operating Expenses	$1.07B
Operating Income	$924.85M
Non-Operating Income/Expense	$-122.25M
Pre-Tax Income	$802.60M
Normalized Pre-Tax Income	$802.60M
Income after Taxes	$651.95M
Income from Continuous Operations	$651.95M
Consolidated Net Income/Loss	$651.95M
Normalized Income after Taxes	$651.95M
EBIT	$924.85M
EBITDA	$939.80M
Weighted-Average Shares Outstanding (Basic)	24.24M
Weighted-Average Shares Outstanding (Diluted)	24.56M
Earnings per Share (EPS) (Basic)	$26.90
Earnings per Share (EPS) (Diluted)	$26.54
Balance Sheet Financials
Current Assets	$705.16M
Property, Plant, and Equipment	$67.71M
Long-Term Assets	$1.16B
Total Assets	$1.87B
Current Liabilities	$849.22M
Long-Term Debt	$2.66B
Long-Term Liabilities	$2.76B
Total Liabilities	$3.61B
Common Equity	$-1.75B
Tangible Shareholders Equity	$-2.53B
Shareholders Equity	$-1.75B
Common Shares Outstanding	23.76M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$778.81M
Cash Flow from Investing Activities	$-43.72M
Cash Flow from Financial Activities	$-750.33M
Beginning Cash	$150.67M
End Cash	$134.14M
Increase/Decrease in Cash	$-16.53M
Stock-Based Compensation	$156.67M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	0.83
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	2.92
Debt to Equity Ratio	-1.75
Gross Margin	82.23%
Operating Margin	46.45%
EBIT Margin	46.45%
EBITDA Margin	47.21%
Pre-Tax Profit Margin	40.31%
Profit Margin	32.75%
Free Cash Flow	$739.40M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	1.07
Inventory Turnover	--
Receiveable Turnover	3.76
Days Sales in Receivables	97.01
Return on Equity	-37.34%
Return on Tangible Equity	-25.78%
Return on Assets	34.90%
Return on Investments	71.61%
Book Value Per Share	$-73.46
Free Cash Flow per Share	$30.10
Operating Cash Flow per Share	$31.71

Data from Zacks Investment Research, Inc.