Financial Institutions, Inc. (FISI)

Last Closing Price: 34.22 (2026-04-21)

Loss Ratio (Annual)

Loss Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The loss ratio is calculated by taking the incurred underwriting losses and then dividing them by earned premium. Calculated as: Underwriting Losses Total / Net Premiums Earned

Financial Institutions, Inc. (FISI) Loss Ratio data is not available.

Figures for fiscal year ending 2025-12-31
Income Statement Financials
$377.94M
$73.41M
$133.00M
$244.94M
$286.59M
$91.35M
--
$91.35M
$91.35M
$74.87M
$74.87M
$74.87M
$74.87M
--
--
20.10M
20.32M
$3.65
$3.61
Balance Sheet Financials
$4.72B
$39.89M
$1.55B
$6.27B
$5.32B
$193.65M
$329.94M
$5.65B
$611.57M
$568.51M
$628.85M
19.80M
Cash Flow Statement Financials
$18.80M
$-140.04M
$142.67M
$87.32M
$108.75M
$21.43M
$3.08M
$-24.72M
$-1.46M
Fundamental Metrics & Ratios
--
0.01
1.33
0.24
0.48
--
--
--
--
39.15%
31.46%
$13.35M
Loss Ratio
--
--
--
0.04
--
--
--
12.24%
13.17%
1.19%
9.10%
$31.77
$0.66
$0.93