First Savings Financial Group, Inc. (FSFG)

Last Closing Price: 15.85 (2024-04-24)

Company Description

First Savings Financial Group, Inc. ( FSFG ) operates as the holding company for First Savings Bank. The Bank provides various banking services to individuals and business customers in southern Indiana. The Company's principal business activity is the ownership of the outstanding common stock of First Savings Bank. The Bank operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its primary market area. The Bank attracts deposits from the public and uses those funds to originate primarily residential and commercial mortgage loans. The Bank also originates commercial business loans, residential and commercial construction loans, multi-family loans, land and land development loans, and consumer loans. It conducts its lending and deposit activities primarily with individuals and small businesses in its primary market area. The Bank's subsidiaries include FFCC, Inc. (FFCC) and First Savings Investments, Inc.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $128.57M
Net Income (Most Recent Fiscal Year) $8.17M
PE Ratio (Current Year Earnings Estimate) 10.60
PE Ratio (Trailing 12 Months) 8.46
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 0.83
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.67
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 7.77
Pre-Tax Margin (Trailing 12 Months) 4.32%
Net Margin (Trailing 12 Months) 4.74%
Return on Equity (Trailing 12 Months) 7.99%
Return on Assets (Trailing 12 Months) 0.57%
Current Ratio (Most Recent Fiscal Quarter) 1.11
Quick Ratio (Most Recent Fiscal Quarter) 1.10
Debt to Common Equity (Most Recent Fiscal Quarter) 2.47
Inventory Turnover (Trailing 12 Months) 0.74
Book Value per Share (Most Recent Fiscal Quarter) $21.99
Earnings per Share (Most Recent Fiscal Quarter) $0.59
Earnings per Share (Most Recent Fiscal Year) $1.85
Diluted Earnings per Share (Trailing 12 Months) $0.90
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 6.88M
Free Float 5.79M
Market Capitalization $109.44M
Average Volume (Last 20 Days) 5232.35
Beta (Past 60 Months) 0.72
Percentage Held By Insiders (Latest Annual Proxy Report) 15.91%
Percentage Held By Institutions (Latest 13F Reports) 35.22%
Annual Dividend (Based on Last Quarter) $0.60
Dividend Yield (Based on Last Quarter) 3.77%