Loss Ratio (Annual)

Loss Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The loss ratio is calculated by taking the incurred underwriting losses and then dividing them by earned premium. Calculated as: Underwriting Losses Total / Net Premiums Earned

Granite Construction Incorporated (GVA) Loss Ratio data is not available.

Quarterly Annual

Figures for fiscal year ending 2024-12-31

Income Statement Financials
Revenue	$4.01B
Net Income	$126.35M
Cost of Goods Sold	$3.43B
Gross Profit	$572.70M
Operating Expenses	$3.80B
Operating Income	$207.36M
Non-Operating Income/Expense	$-11.17M
Pre-Tax Income	$196.19M
Normalized Pre-Tax Income	$196.19M
Income after Taxes	$140.44M
Income from Continuous Operations	$140.44M
Consolidated Net Income/Loss	$140.44M
Normalized Income after Taxes	$140.44M
EBIT	$207.36M
EBITDA	$338.19M
Weighted-Average Shares Outstanding (Basic)	43.85M
Weighted-Average Shares Outstanding (Diluted)	52.51M
Earnings per Share (EPS) (Basic)	$2.88
Earnings per Share (EPS) (Diluted)	$2.62
Balance Sheet Financials
Current Assets	$1.72B
Property, Plant, and Equipment	$716.18M
Long-Term Assets	$1.31B
Total Assets	$3.03B
Current Liabilities	$1.03B
Long-Term Debt	$737.94M
Long-Term Liabilities	$914.33M
Total Liabilities	$1.95B
Common Equity	$1.08B
Tangible Shareholders Equity	$737.01M
Shareholders Equity	$1.08B
Common Shares Outstanding	43.42M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$456.34M
Cash Flow from Investing Activities	$-228.56M
Cash Flow from Financial Activities	$-67.12M
Beginning Cash	$417.66M
End Cash	$578.33M
Increase/Decrease in Cash	$160.67M
Stock-Based Compensation	$19.59M
Common Stock Dividends Paid	$-22.81M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.66
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.41
Debt to Equity Ratio	0.68
Gross Margin	14.29%
Operating Margin	5.17%
EBIT Margin	5.17%
EBITDA Margin	8.44%
Pre-Tax Profit Margin	4.90%
Profit Margin	3.15%
Free Cash Flow	$333.79M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	1.32
Inventory Turnover	31.75
Receiveable Turnover	7.83
Days Sales in Receivables	46.61
Return on Equity	13.01%
Return on Tangible Equity	19.06%
Return on Assets	4.64%
Return on Investments	7.73%
Book Value Per Share	$24.86
Free Cash Flow per Share	$6.36
Operating Cash Flow per Share	$8.69

Data from Zacks Investment Research, Inc.