Loan Loss Reserves / Non-Performing Loans (Quarterly)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

HCI Group, Inc. (HCI) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal quarter ending 2026-03-31

Income Statement Financials
Revenue	$242.88M
Net Income	$70.15M
Cost of Goods Sold	$97.37M
Gross Profit	$145.51M
Operating Expenses	$127.50M
Operating Income	$115.38M
Non-Operating Income/Expense	--
Pre-Tax Income	$115.38M
Normalized Pre-Tax Income	$115.38M
Income after Taxes	$85.04M
Income from Continuous Operations	$85.04M
Consolidated Net Income/Loss	$85.04M
Normalized Income after Taxes	$85.04M
EBIT	$116.31M
EBITDA	$118.45M
Weighted-Average Shares Outstanding (Basic)	12.49M
Weighted-Average Shares Outstanding (Diluted)	12.90M
Earnings per Share (EPS) (Basic)	$5.62
Earnings per Share (EPS) (Diluted)	$5.45
Balance Sheet Financials
Current Assets	$1.08B
Property, Plant, and Equipment	$28.24M
Long-Term Assets	$1.53B
Total Assets	$2.61B
Current Liabilities	$1.31B
Long-Term Debt	$31.67M
Long-Term Liabilities	$126.72M
Total Liabilities	$1.44B
Common Equity	$1.17B
Tangible Shareholders Equity	$1.17B
Shareholders Equity	$1.17B
Common Shares Outstanding	12.90M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$148.81M
Cash Flow from Investing Activities	$-325.22M
Cash Flow from Financial Activities	$-19.57M
Beginning Cash	$1.21B
End Cash	$1.02B
Increase/Decrease in Cash	$-196.07M
Stock-Based Compensation	$3.36M
Common Stock Dividends Paid	$-5.20M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	--
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.03
Debt to Equity Ratio	0.06
Gross Margin	--
Operating Margin	47.51%
EBIT Margin	47.89%
EBITDA Margin	--
Pre-Tax Profit Margin	47.51%
Profit Margin	28.88%
Free Cash Flow	$148.48M
Loss Ratio	0.30
Expense Ratio	0.28
Combined Ratio	0.57
Asset Turnover	0.09
Inventory Turnover	--
Receiveable Turnover	--
Days Sales in Receivables	--
Return on Equity	7.25%
Return on Tangible Equity	7.26%
Return on Assets	3.26%
Return on Investments	7.06%
Book Value Per Share	$90.96
Free Cash Flow per Share	$11.51
Operating Cash Flow per Share	$11.54

Data from Zacks Investment Research, Inc.