Horace Mann Educators Corporation (HMN)

Last Closing Price: 43.12 (2026-02-20)

Expense Ratio (Annual)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

Horace Mann Educators Corporation (HMN) Expense Ratio data is not available for the most recently reported fiscal year, ending 2025-12-31.

Figures for fiscal year ending 2025-12-31
Income Statement Financials
$1.70B
$162.10M
$928.40M
$773.00M
$1.46B
$237.60M
$-36.40M
$201.20M
$201.20M
$162.10M
$162.10M
$162.10M
$162.10M
$237.60M
$237.60M
41.20M
41.60M
$3.93
$3.90
Balance Sheet Financials
$445.20M
--
$14.82B
$15.27B
$7.61B
$593.40M
$6.17B
$13.78B
$1.48B
$1.29B
$1.48B
40.70M
Cash Flow Statement Financials
--
--
--
--
--
--
--
--
--
Fundamental Metrics & Ratios
--
--
--
--
--
--
--
--
--
--
--
--
--
Expense Ratio
--
--
--
--
--
--
--
--
--
--
--
--
--