H2O America (HTO)

Last Closing Price: 57.58 (2026-05-21)

Expense Ratio (Quarterly)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

H2O America (HTO) Expense Ratio data is not available.

Figures for fiscal quarter ending 2026-03-31
Income Statement Financials
$183.29M
$19.01M
$66.42M
$116.87M
$145.87M
$37.43M
$-15.02M
$22.41M
$22.41M
$19.01M
$19.01M
$19.01M
$19.01M
$37.43M
$71.19M
37.93M
38.55M
$0.50
$0.49
Balance Sheet Financials
$323.41M
$4.00B
$5.03B
$5.35B
$160.05M
$1.87B
$3.36B
$3.52B
$1.83B
$1.19B
$1.83B
41.84M
Cash Flow Statement Financials
$43.71M
$-92.93M
$181.55M
$20.69M
$153.01M
$132.32M
$1.21M
$-15.91M
--
Fundamental Metrics & Ratios
2.02
--
--
0.50
1.02
63.76%
20.42%
20.42%
--
12.22%
10.37%
$-48.80M
--
Expense Ratio
--
--
0.03
--
2.45
36.75
1.04%
1.59%
0.36%
0.51%
$43.84
$-1.27
$1.13