Independent Bank Corporation (IBCP)

Last Closing Price: 35.37 (2026-03-04)

Profile
Ticker
IBCP
Security Name
Independent Bank Corporation
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
19,517,000
Market Capitalization
730,840,000
Average Volume (Last 20 Days)
154,227
Beta (Past 60 Months)
0.78
Percentage Held By Insiders (Latest Annual Proxy Report)
5.68
Percentage Held By Institutions (Latest 13F Reports)
79.43
Recent Price/Volume
Closing Price
35.37
Opening Price
35.60
High Price
35.76
Low Price
35.05
Volume
100,000
Previous Closing Price
35.32
Previous Opening Price
34.65
Previous High Price
35.40
Previous Low Price
34.44
Previous Volume
99,000
High/Low Price
52-Week High Price
37.39
26-Week High Price
37.39
13-Week High Price
37.39
4-Week High Price
37.30
2-Week High Price
37.15
1-Week High Price
36.49
52-Week Low Price
25.88
26-Week Low Price
29.52
13-Week Low Price
31.72
4-Week Low Price
34.19
2-Week Low Price
34.19
1-Week Low Price
34.19
High/Low Volume
52-Week High Volume
387,000
26-Week High Volume
387,000
13-Week High Volume
283,000
4-Week High Volume
236,000
2-Week High Volume
236,000
1-Week High Volume
201,000
52-Week Low Volume
36,300
26-Week Low Volume
36,300
13-Week Low Volume
36,300
4-Week Low Volume
99,000
2-Week Low Volume
99,000
1-Week Low Volume
99,000
Money Flow
Total Money Flow, Past 52 Weeks
879,235,532
Total Money Flow, Past 26 Weeks
535,348,380
Total Money Flow, Past 13 Weeks
299,267,799
Total Money Flow, Past 4 Weeks
108,434,680
Total Money Flow, Past 2 Weeks
57,356,780
Total Money Flow, Past Week
26,722,143
Total Money Flow, 1 Day
3,539,167
Total Volume
Total Volume, Past 52 Weeks
27,485,500
Total Volume, Past 26 Weeks
16,220,600
Total Volume, Past 13 Weeks
8,627,300
Total Volume, Past 4 Weeks
3,012,000
Total Volume, Past 2 Weeks
1,607,000
Total Volume, Past Week
757,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
13.50
Percent Change in Price, Past 26 Weeks
9.80
Percent Change in Price, Past 13 Weeks
4.86
Percent Change in Price, Past 4 Weeks
-3.70
Percent Change in Price, Past 2 Weeks
-2.64
Percent Change in Price, Past Week
-1.39
Percent Change in Price, 1 Day
0.14
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
1
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
2
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
35.35
Simple Moving Average (10-Day)
35.72
Simple Moving Average (20-Day)
36.05
Simple Moving Average (50-Day)
34.57
Simple Moving Average (100-Day)
33.16
Simple Moving Average (200-Day)
32.24
Previous Simple Moving Average (5-Day)
35.45
Previous Simple Moving Average (10-Day)
35.82
Previous Simple Moving Average (20-Day)
36.09
Previous Simple Moving Average (50-Day)
34.56
Previous Simple Moving Average (100-Day)
33.11
Previous Simple Moving Average (200-Day)
32.22
Technical Indicators
MACD (12, 26, 9)
0.16
MACD (12, 26, 9) Signal
0.38
Previous MACD (12, 26, 9)
0.20
Previous MACD (12, 26, 9) Signal
0.43
RSI (14-Day)
49.23
Previous RSI (14-Day)
48.77
Stochastic (14, 3, 3) %K
37.40
Stochastic (14, 3, 3) %D
32.98
Previous Stochastic (14, 3, 3) %K
28.54
Previous Stochastic (14, 3, 3) %D
32.57
Upper Bollinger Band (20, 2)
37.24
Lower Bollinger Band (20, 2)
34.85
Previous Upper Bollinger Band (20, 2)
37.25
Previous Lower Bollinger Band (20, 2)
34.94
Income Statement Financials
Quarterly Revenue (MRQ)
81,227,000
Quarterly Net Income (MRQ)
17,502,000
Previous Quarterly Revenue (QoQ)
78,203,000
Previous Quarterly Revenue (YoY)
77,842,000
Previous Quarterly Net Income (QoQ)
16,877,000
Previous Quarterly Net Income (YoY)
13,810,000
Revenue (MRY)
323,138,000
Net Income (MRY)
66,790,000
Previous Annual Revenue
290,353,000
Previous Net Income
59,067,000
Cost of Goods Sold (MRY)
100,528,000
Gross Profit (MRY)
222,610,000
Operating Expenses (MRY)
240,092,000
Operating Income (MRY)
83,046,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
83,046,000
Normalized Pre-Tax Income (MRY)
83,046,000
Income after Taxes (MRY)
66,790,000
Income from Continuous Operations (MRY)
66,790,000
Consolidated Net Income/Loss (MRY)
66,790,000
Normalized Income after Taxes (MRY)
66,790,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
4,496,764,000
Property, Plant, and Equipment (MRQ)
38,805,000
Long-Term Assets (MRQ)
996,349,000
Total Assets (MRQ)
5,493,113,000
Current Liabilities (MRQ)
4,960,518,000
Long-Term Debt (MRQ)
41,853,000
Long-Term Liabilities (MRQ)
41,853,000
Total Liabilities (MRQ)
5,002,371,000
Common Equity (MRQ)
490,742,000
Tangible Shareholders Equity (MRQ)
429,796,700
Shareholders Equity (MRQ)
490,742,000
Common Shares Outstanding (MRQ)
20,692,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
63,151,000
Cash Flow from Investing Activities (MRY)
-118,159,000
Cash Flow from Financial Activities (MRY)
5,109,000
Beginning Cash (MRY)
169,781,000
End Cash (MRY)
119,882,000
Increase/Decrease in Cash (MRY)
-49,899,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
10.16
PE Ratio (Trailing 12 Months)
10.77
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.32
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.49
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
9.61
Pre-Tax Margin (Trailing 12 Months)
26.00
Net Margin (Trailing 12 Months)
21.73
Return on Equity (Trailing 12 Months)
14.41
Return on Assets (Trailing 12 Months)
1.27
Current Ratio (Most Recent Fiscal Quarter)
0.91
Quick Ratio (Most Recent Fiscal Quarter)
0.90
Debt to Common Equity (Most Recent Fiscal Quarter)
0.09
Inventory Turnover (Trailing 12 Months)
8.32
Book Value per Share (Most Recent Fiscal Quarter)
21.76
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-03-31
Quarterly Earnings per Share Estimate
0.79
Next Expected Quarterly Earnings Report Date
2026-04-23
Days Until Next Expected Quarterly Earnings Report
49
Fiscal Period End, Last Quarterly Earnings Report
2025-12-31
Last Quarterly Earnings per Share Estimate
0.83
Last Quarterly Earnings per Share
0.89
Last Quarterly Earnings Report Date
2026-01-22
Days Since Last Quarterly Earnings Report
42
Earnings per Share (Most Recent Fiscal Year)
3.27
Diluted Earnings per Share (Trailing 12 Months)
3.28
Dividends
Last Dividend Date
2026-02-03
Last Dividend Amount
0.28
Days Since Last Dividend
30
Annual Dividend (Based on Last Quarter)
1.12
Dividend Yield (Based on Last Quarter)
3.17
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
3.87
Percent Growth in Quarterly Revenue (YoY)
4.35
Percent Growth in Annual Revenue
11.29
Percent Growth in Quarterly Net Income (QoQ)
3.70
Percent Growth in Quarterly Net Income (YoY)
26.73
Percent Growth in Annual Net Income
13.07
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
True
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
2
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
1
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
3
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
2
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
1
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.3290
Historical Volatility (Close-to-Close) (20-Day)
0.2851
Historical Volatility (Close-to-Close) (30-Day)
0.2302
Historical Volatility (Close-to-Close) (60-Day)
0.2708
Historical Volatility (Close-to-Close) (90-Day)
0.2480
Historical Volatility (Close-to-Close) (120-Day)
0.2546
Historical Volatility (Close-to-Close) (150-Day)
0.2617
Historical Volatility (Close-to-Close) (180-Day)
0.2528
Historical Volatility (Parkinson) (10-Day)
0.3359
Historical Volatility (Parkinson) (20-Day)
0.3501
Historical Volatility (Parkinson) (30-Day)
0.3159
Historical Volatility (Parkinson) (60-Day)
0.3131
Historical Volatility (Parkinson) (90-Day)
0.2889
Historical Volatility (Parkinson) (120-Day)
0.2817
Historical Volatility (Parkinson) (150-Day)
0.2766
Historical Volatility (Parkinson) (180-Day)
0.2681
Implied Volatility (Calls) (10-Day)
0.7636
Implied Volatility (Calls) (20-Day)
0.7225
Implied Volatility (Calls) (30-Day)
0.6197
Implied Volatility (Calls) (60-Day)
0.4251
Implied Volatility (Calls) (90-Day)
0.3673
Implied Volatility (Calls) (120-Day)
0.3343
Implied Volatility (Calls) (150-Day)
0.3012
Implied Volatility (Calls) (180-Day)
0.2791
Implied Volatility (Puts) (10-Day)
Implied Volatility (Puts) (20-Day)
Implied Volatility (Puts) (30-Day)
Implied Volatility (Puts) (60-Day)
Implied Volatility (Puts) (90-Day)
Implied Volatility (Puts) (120-Day)
Implied Volatility (Puts) (150-Day)
Implied Volatility (Puts) (180-Day)
0.2824
Implied Volatility (Mean) (10-Day)
Implied Volatility (Mean) (20-Day)
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
Implied Volatility (Mean) (90-Day)
Implied Volatility (Mean) (120-Day)
Implied Volatility (Mean) (150-Day)
Implied Volatility (Mean) (180-Day)
0.2808
Put-Call Implied Volatility Ratio (10-Day)
Put-Call Implied Volatility Ratio (20-Day)
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
Put-Call Implied Volatility Ratio (90-Day)
Put-Call Implied Volatility Ratio (120-Day)
Put-Call Implied Volatility Ratio (150-Day)
Put-Call Implied Volatility Ratio (180-Day)
1.0120
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
Implied Volatility Skew (90-Day)
Implied Volatility Skew (120-Day)
Implied Volatility Skew (150-Day)
Implied Volatility Skew (180-Day)
0.0925
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.0000
Put-Call Ratio (Open Interest) (20-Day)
0.0000
Put-Call Ratio (Open Interest) (30-Day)
0.0000
Put-Call Ratio (Open Interest) (60-Day)
0.1250
Put-Call Ratio (Open Interest) (90-Day)
0.2490
Put-Call Ratio (Open Interest) (120-Day)
0.4556
Put-Call Ratio (Open Interest) (150-Day)
0.6622
Put-Call Ratio (Open Interest) (180-Day)
0.8000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
31.86
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
51.74
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
47.00
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
64.35
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
59.62
Percentile Within Industry, Percent Change in Price, Past Week
67.19
Percentile Within Industry, Percent Change in Price, 1 Day
29.34
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
75.08
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
45.34
Percentile Within Industry, Percent Growth in Annual Revenue
60.13
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
46.28
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
50.48
Percentile Within Industry, Percent Growth in Annual Net Income
54.81
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
49.60
Percentile Within Industry, PE Ratio (Trailing 12 Months)
36.03
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
58.03
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
84.71
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
24.92
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
69.81
Percentile Within Industry, Net Margin (Trailing 12 Months)
74.68
Percentile Within Industry, Return on Equity (Trailing 12 Months)
85.85
Percentile Within Industry, Return on Assets (Trailing 12 Months)
68.27
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
40.63
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
39.94
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
29.94
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
41.90
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
66.56
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
51.50
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
82.89
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
50.28
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
64.72
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
62.08
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
53.75
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
49.44
Percentile Within Sector, Percent Change in Price, Past Week
53.19
Percentile Within Sector, Percent Change in Price, 1 Day
29.58
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
69.39
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
42.45
Percentile Within Sector, Percent Growth in Annual Revenue
62.48
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
49.62
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
55.44
Percentile Within Sector, Percent Growth in Annual Net Income
54.12
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
46.73
Percentile Within Sector, PE Ratio (Trailing 12 Months)
40.56
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
56.86
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
66.04
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
38.07
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
70.30
Percentile Within Sector, Net Margin (Trailing 12 Months)
73.91
Percentile Within Sector, Return on Equity (Trailing 12 Months)
69.42
Percentile Within Sector, Return on Assets (Trailing 12 Months)
48.07
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
39.12
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
39.77
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
31.88
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
46.80
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
70.97
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
52.69
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
75.30
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
58.12
Percentile Within Market, Percent Change in Price, Past 26 Weeks
66.28
Percentile Within Market, Percent Change in Price, Past 13 Weeks
64.01
Percentile Within Market, Percent Change in Price, Past 4 Weeks
25.14
Percentile Within Market, Percent Change in Price, Past 2 Weeks
26.69
Percentile Within Market, Percent Change in Price, Past Week
39.44
Percentile Within Market, Percent Change in Price, 1 Day
33.55
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
59.22
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
43.92
Percentile Within Market, Percent Growth in Annual Revenue
66.29
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
52.49
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
62.46
Percentile Within Market, Percent Growth in Annual Net Income
57.90
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
22.92
Percentile Within Market, PE Ratio (Trailing 12 Months)
23.83
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
55.61
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
42.55
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
40.69
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
86.81
Percentile Within Market, Net Margin (Trailing 12 Months)
86.57
Percentile Within Market, Return on Equity (Trailing 12 Months)
73.74
Percentile Within Market, Return on Assets (Trailing 12 Months)
47.66
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
20.94
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
29.23
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
40.91
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
67.62
Percentile Within Market, Dividend Yield (Based on Last Quarter)
84.49
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
51.34
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
68.91