Independent Bank Corporation (IBCP)

Last Closing Price: 32.84 (2025-07-24)

Profile
Ticker
IBCP
Security Name
Independent Bank Corporation
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
19,544,000
Market Capitalization
708,450,000
Average Volume (Last 20 Days)
81,923
Beta (Past 60 Months)
0.84
Percentage Held By Insiders (Latest Annual Proxy Report)
5.68
Percentage Held By Institutions (Latest 13F Reports)
79.43
Recent Price/Volume
Closing Price
32.84
Opening Price
33.50
High Price
33.72
Low Price
32.74
Volume
88,000
Previous Closing Price
34.19
Previous Opening Price
34.29
Previous High Price
34.29
Previous Low Price
33.78
Previous Volume
47,000
High/Low Price
52-Week High Price
39.70
26-Week High Price
36.82
13-Week High Price
34.72
4-Week High Price
34.72
2-Week High Price
34.69
1-Week High Price
34.69
52-Week Low Price
26.53
26-Week Low Price
26.53
13-Week Low Price
29.93
4-Week Low Price
32.02
2-Week Low Price
32.74
1-Week Low Price
32.74
High/Low Volume
52-Week High Volume
365,015
26-Week High Volume
274,378
13-Week High Volume
228,000
4-Week High Volume
228,000
2-Week High Volume
88,000
1-Week High Volume
88,000
52-Week Low Volume
35,454
26-Week Low Volume
37,000
13-Week Low Volume
37,000
4-Week Low Volume
47,000
2-Week Low Volume
47,000
1-Week Low Volume
47,000
Money Flow
Total Money Flow, Past 52 Weeks
821,647,692
Total Money Flow, Past 26 Weeks
390,946,158
Total Money Flow, Past 13 Weeks
154,707,011
Total Money Flow, Past 4 Weeks
56,087,579
Total Money Flow, Past 2 Weeks
22,739,765
Total Money Flow, Past Week
10,624,904
Total Money Flow, 1 Day
2,912,800
Total Volume
Total Volume, Past 52 Weeks
24,995,025
Total Volume, Past 26 Weeks
12,192,608
Total Volume, Past 13 Weeks
4,809,244
Total Volume, Past 4 Weeks
1,663,400
Total Volume, Past 2 Weeks
670,600
Total Volume, Past Week
313,400
Percent Change in Price
Percent Change in Price, Past 52 Weeks
-3.64
Percent Change in Price, Past 26 Weeks
-5.36
Percent Change in Price, Past 13 Weeks
7.16
Percent Change in Price, Past 4 Weeks
1.86
Percent Change in Price, Past 2 Weeks
-4.42
Percent Change in Price, Past Week
-4.42
Percent Change in Price, 1 Day
-3.95
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
True
Reached New 1-Week Low Price
True
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
0
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
1
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
4
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
True
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
33.88
Simple Moving Average (10-Day)
33.93
Simple Moving Average (20-Day)
33.77
Simple Moving Average (50-Day)
32.41
Simple Moving Average (100-Day)
31.46
Simple Moving Average (200-Day)
33.14
Previous Simple Moving Average (5-Day)
34.18
Previous Simple Moving Average (10-Day)
34.08
Previous Simple Moving Average (20-Day)
33.70
Previous Simple Moving Average (50-Day)
32.41
Previous Simple Moving Average (100-Day)
31.47
Previous Simple Moving Average (200-Day)
33.13
Technical Indicators
MACD (12, 26, 9)
0.48
MACD (12, 26, 9) Signal
0.62
Previous MACD (12, 26, 9)
0.61
Previous MACD (12, 26, 9) Signal
0.66
RSI (14-Day)
46.44
Previous RSI (14-Day)
59.40
Stochastic (14, 3, 3) %K
43.75
Stochastic (14, 3, 3) %D
61.39
Previous Stochastic (14, 3, 3) %K
68.38
Previous Stochastic (14, 3, 3) %D
73.80
Upper Bollinger Band (20, 2)
35.14
Lower Bollinger Band (20, 2)
32.39
Previous Upper Bollinger Band (20, 2)
35.35
Previous Lower Bollinger Band (20, 2)
32.06
Income Statement Financials
Quarterly Revenue (MRQ)
76,568,000
Quarterly Net Income (MRQ)
15,590,000
Previous Quarterly Revenue (QoQ)
86,099,000
Previous Quarterly Revenue (YoY)
77,687,000
Previous Quarterly Net Income (QoQ)
18,461,000
Previous Quarterly Net Income (YoY)
15,991,000
Revenue (MRY)
323,138,000
Net Income (MRY)
66,790,000
Previous Annual Revenue
290,353,000
Previous Net Income
59,067,000
Cost of Goods Sold (MRY)
100,528,000
Gross Profit (MRY)
222,610,000
Operating Expenses (MRY)
240,092,000
Operating Income (MRY)
83,046,000
Non-Operating Income/Expense (MRY)
Pre-Tax Income (MRY)
83,046,000
Normalized Pre-Tax Income (MRY)
83,046,000
Income after Taxes (MRY)
66,790,000
Income from Continuous Operations (MRY)
66,790,000
Consolidated Net Income/Loss (MRY)
66,790,000
Normalized Income after Taxes (MRY)
66,790,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
4,292,897,000
Property, Plant, and Equipment (MRQ)
37,369,000
Long-Term Assets (MRQ)
1,035,531,000
Total Assets (MRQ)
5,328,428,000
Current Liabilities (MRQ)
4,736,719,000
Long-Term Debt (MRQ)
124,432,000
Long-Term Liabilities (MRQ)
124,432,000
Total Liabilities (MRQ)
4,861,151,000
Common Equity (MRQ)
467,277,000
Tangible Shareholders Equity (MRQ)
405,440,300
Shareholders Equity (MRQ)
467,277,000
Common Shares Outstanding (MRQ)
20,970,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
63,151,000
Cash Flow from Investing Activities (MRY)
-118,159,000
Cash Flow from Financial Activities (MRY)
5,109,000
Beginning Cash (MRY)
169,781,000
End Cash (MRY)
119,882,000
Increase/Decrease in Cash (MRY)
-49,899,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
10.85
PE Ratio (Trailing 12 Months)
10.89
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.20
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.53
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
9.30
Pre-Tax Margin (Trailing 12 Months)
25.57
Net Margin (Trailing 12 Months)
20.62
Return on Equity (Trailing 12 Months)
14.71
Return on Assets (Trailing 12 Months)
1.25
Current Ratio (Most Recent Fiscal Quarter)
0.91
Quick Ratio (Most Recent Fiscal Quarter)
0.90
Debt to Common Equity (Most Recent Fiscal Quarter)
0.27
Inventory Turnover (Trailing 12 Months)
7.71
Book Value per Share (Most Recent Fiscal Quarter)
21.76
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
0.78
Next Expected Quarterly Earnings Report Date
2025-07-24
Days Until Next Expected Quarterly Earnings Report
-1
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
0.70
Last Quarterly Earnings per Share
0.74
Last Quarterly Earnings Report Date
2025-04-24
Days Since Last Quarterly Earnings Report
92
Earnings per Share (Most Recent Fiscal Year)
3.16
Diluted Earnings per Share (Trailing 12 Months)
3.14
Dividends
Last Dividend Date
2025-05-05
Last Dividend Amount
0.26
Days Since Last Dividend
81
Annual Dividend (Based on Last Quarter)
1.04
Dividend Yield (Based on Last Quarter)
3.04
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-11.07
Percent Growth in Quarterly Revenue (YoY)
-1.44
Percent Growth in Annual Revenue
11.29
Percent Growth in Quarterly Net Income (QoQ)
-15.55
Percent Growth in Quarterly Net Income (YoY)
-2.51
Percent Growth in Annual Net Income
13.07
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
True
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
1
Consecutive Years of Increasing Revenue
3
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
1
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.3045
Historical Volatility (Close-to-Close) (20-Day)
0.2743
Historical Volatility (Close-to-Close) (30-Day)
0.2889
Historical Volatility (Close-to-Close) (60-Day)
0.2584
Historical Volatility (Close-to-Close) (90-Day)
0.2464
Historical Volatility (Close-to-Close) (120-Day)
0.2858
Historical Volatility (Close-to-Close) (150-Day)
0.2787
Historical Volatility (Close-to-Close) (180-Day)
0.2743
Historical Volatility (Parkinson) (10-Day)
0.2290
Historical Volatility (Parkinson) (20-Day)
0.2238
Historical Volatility (Parkinson) (30-Day)
0.2514
Historical Volatility (Parkinson) (60-Day)
0.2233
Historical Volatility (Parkinson) (90-Day)
0.2225
Historical Volatility (Parkinson) (120-Day)
0.2898
Historical Volatility (Parkinson) (150-Day)
0.3000
Historical Volatility (Parkinson) (180-Day)
0.2979
Implied Volatility (Calls) (10-Day)
0.8670
Implied Volatility (Calls) (20-Day)
0.8670
Implied Volatility (Calls) (30-Day)
0.7739
Implied Volatility (Calls) (60-Day)
0.4544
Implied Volatility (Calls) (90-Day)
0.4012
Implied Volatility (Calls) (120-Day)
0.3480
Implied Volatility (Calls) (150-Day)
0.3317
Implied Volatility (Calls) (180-Day)
0.3154
Implied Volatility (Puts) (10-Day)
0.3290
Implied Volatility (Puts) (20-Day)
0.3290
Implied Volatility (Puts) (30-Day)
0.3556
Implied Volatility (Puts) (60-Day)
0.4362
Implied Volatility (Puts) (90-Day)
0.3425
Implied Volatility (Puts) (120-Day)
0.2485
Implied Volatility (Puts) (150-Day)
0.2632
Implied Volatility (Puts) (180-Day)
0.2777
Implied Volatility (Mean) (10-Day)
0.5980
Implied Volatility (Mean) (20-Day)
0.5980
Implied Volatility (Mean) (30-Day)
0.5648
Implied Volatility (Mean) (60-Day)
0.4453
Implied Volatility (Mean) (90-Day)
0.3718
Implied Volatility (Mean) (120-Day)
0.2983
Implied Volatility (Mean) (150-Day)
0.2974
Implied Volatility (Mean) (180-Day)
0.2966
Put-Call Implied Volatility Ratio (10-Day)
0.3795
Put-Call Implied Volatility Ratio (20-Day)
0.3795
Put-Call Implied Volatility Ratio (30-Day)
0.4595
Put-Call Implied Volatility Ratio (60-Day)
0.9600
Put-Call Implied Volatility Ratio (90-Day)
0.8536
Put-Call Implied Volatility Ratio (120-Day)
0.7141
Put-Call Implied Volatility Ratio (150-Day)
0.7935
Put-Call Implied Volatility Ratio (180-Day)
0.8805
Implied Volatility Skew (10-Day)
-0.1992
Implied Volatility Skew (20-Day)
-0.1992
Implied Volatility Skew (30-Day)
-0.1245
Implied Volatility Skew (60-Day)
0.1210
Implied Volatility Skew (90-Day)
0.0583
Implied Volatility Skew (120-Day)
-0.0042
Implied Volatility Skew (150-Day)
0.0194
Implied Volatility Skew (180-Day)
0.0431
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
4.8571
Put-Call Ratio (Open Interest) (20-Day)
4.8571
Put-Call Ratio (Open Interest) (30-Day)
4.8571
Put-Call Ratio (Open Interest) (60-Day)
5.5484
Put-Call Ratio (Open Interest) (90-Day)
5.5484
Put-Call Ratio (Open Interest) (120-Day)
5.5484
Put-Call Ratio (Open Interest) (150-Day)
3.7192
Put-Call Ratio (Open Interest) (180-Day)
1.8901
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
22.56
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
21.34
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
38.11
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
41.46
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
24.39
Percentile Within Industry, Percent Change in Price, Past Week
14.94
Percentile Within Industry, Percent Change in Price, 1 Day
8.54
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
6.29
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
27.30
Percentile Within Industry, Percent Growth in Annual Revenue
53.85
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
22.01
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
30.37
Percentile Within Industry, Percent Growth in Annual Net Income
73.01
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
43.14
Percentile Within Industry, PE Ratio (Trailing 12 Months)
28.52
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
58.57
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
85.45
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
24.92
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
78.77
Percentile Within Industry, Net Margin (Trailing 12 Months)
79.57
Percentile Within Industry, Return on Equity (Trailing 12 Months)
88.54
Percentile Within Industry, Return on Assets (Trailing 12 Months)
74.61
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
43.87
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
42.64
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
52.00
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
42.01
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
60.67
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
53.35
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
82.30
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
26.24
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
26.52
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
42.54
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
43.92
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
19.89
Percentile Within Sector, Percent Change in Price, Past Week
12.85
Percentile Within Sector, Percent Change in Price, 1 Day
9.25
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
10.81
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
29.48
Percentile Within Sector, Percent Growth in Annual Revenue
52.43
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
33.38
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
40.80
Percentile Within Sector, Percent Growth in Annual Net Income
59.18
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
41.57
Percentile Within Sector, PE Ratio (Trailing 12 Months)
33.22
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
53.67
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
67.15
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
32.19
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
75.04
Percentile Within Sector, Net Margin (Trailing 12 Months)
76.36
Percentile Within Sector, Return on Equity (Trailing 12 Months)
73.62
Percentile Within Sector, Return on Assets (Trailing 12 Months)
52.15
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
42.65
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
42.46
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
49.20
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
46.62
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
67.54
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
52.43
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
74.96
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
30.32
Percentile Within Market, Percent Change in Price, Past 26 Weeks
28.76
Percentile Within Market, Percent Change in Price, Past 13 Weeks
42.50
Percentile Within Market, Percent Change in Price, Past 4 Weeks
43.54
Percentile Within Market, Percent Change in Price, Past 2 Weeks
13.68
Percentile Within Market, Percent Change in Price, Past Week
8.67
Percentile Within Market, Percent Change in Price, 1 Day
8.58
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
23.15
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
34.73
Percentile Within Market, Percent Growth in Annual Revenue
67.15
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
38.70
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
45.00
Percentile Within Market, Percent Growth in Annual Net Income
57.94
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
23.31
Percentile Within Market, PE Ratio (Trailing 12 Months)
24.27
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
54.31
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
43.71
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
40.46
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
88.55
Percentile Within Market, Net Margin (Trailing 12 Months)
87.89
Percentile Within Market, Return on Equity (Trailing 12 Months)
75.46
Percentile Within Market, Return on Assets (Trailing 12 Months)
48.61
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
22.09
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
30.62
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
53.05
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
66.22
Percentile Within Market, Dividend Yield (Based on Last Quarter)
82.55
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
50.87
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
68.64