Jefferson Capital, Inc. (JCAP)

Last Closing Price: 19.43 (2026-04-02)

Expense Ratio (Annual)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

Jefferson Capital, Inc. (JCAP) Expense Ratio data is not available.

Figures for fiscal year ending 2025-12-31
Income Statement Financials
$613.29M
$169.38M
$189.56M
$423.73M
$296.79M
$316.50M
$-98.06M
$218.44M
$218.44M
$187.97M
$187.97M
$187.97M
$187.97M
$316.50M
$327.97M
30.02M
30.02M
$5.64
$5.64
Balance Sheet Financials
$59.80M
$1.70M
$2.03B
$2.09B
$1.51B
--
$106.14M
$1.61B
$476.13M
$411.58M
$476.13M
58.30M
Cash Flow Statement Financials
$268.81M
$-401.94M
$149.70M
$38.24M
$47.55M
$9.31M
$17.22M
$-63.45M
--
Fundamental Metrics & Ratios
0.04
--
--
--
2.96
69.09%
51.61%
51.61%
53.48%
35.62%
27.62%
$267.73M
--
Expense Ratio
--
--
0.29
--
50.08
7.29
39.48%
45.67%
9.00%
39.48%
$8.17
$8.92
$8.96