Kentucky First Federal Bancorp (KFFB)

Last Closing Price: 2.63 (2025-05-29)

Company Description

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and First Federal Savings Bank of Frankfort, which provides various financial products and services in Kentucky and Perry County. It engages in generating deposits from the general public and originating adjustable-rate loans. The company's deposit products include savings accounts, certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises residential mortgage loans, construction loans, multi-family and nonresidential loans, and consumer loans. The company is based in Hazard, Kentucky.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $16.53M
Net Income (Most Recent Fiscal Year) $-1.72M
PE Ratio (Current Year Earnings Estimate) --
PE Ratio (Trailing 12 Months) --
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 1.11
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.44
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 76.34
Pre-Tax Margin (Trailing 12 Months) -5.83%
Net Margin (Trailing 12 Months) -5.60%
Return on Equity (Trailing 12 Months) -0.26%
Return on Assets (Trailing 12 Months) -0.03%
Current Ratio (Most Recent Fiscal Quarter) 1.29
Quick Ratio (Most Recent Fiscal Quarter) 1.29
Debt to Common Equity (Most Recent Fiscal Quarter) 1.11
Inventory Turnover (Trailing 12 Months) 15.55
Book Value per Share (Most Recent Fiscal Quarter) $5.95
Earnings per Share (Most Recent Fiscal Quarter) --
Earnings per Share (Most Recent Fiscal Year) --
Diluted Earnings per Share (Trailing 12 Months) $-0.13
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 8.09M
Free Float 7.77M
Market Capitalization $21.27M
Average Volume (Last 20 Days) 4064.65
Beta (Past 60 Months) 0.02
Percentage Held By Insiders (Latest Annual Proxy Report) 3.90%
Percentage Held By Institutions (Latest 13F Reports) 3.16%
Annual Dividend (Based on Last Quarter) $0.00
Dividend Yield (Based on Last Quarter) 0.00%