Company Description
LCNB Corp. is a financial holding company. The Company, through its subsidiaries, LCNB National Bank and Dakin Insurance Agency, Inc., is engaged in the commercial banking and insurance agency businesses. Headquartered in Lebanon, Ohio, the Bank is a full service community bank offering a range of commercial and personal banking services. In addition, the company provides safe deposit boxes, night depositories, U.S. savings bonds, travelers' checks, money orders, cashier's checks, bank-by-mail, automated teller machines (ATMs), cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public services, personal computer based cash management services, telephone banking, and Internet banking services for individuals and businesses. Further, LCNB, through its subsidiary, Dakin Insurance Agency, Inc., engages in insurance agency businesses. It involves in the sale and servicing of personal and commercial insurance products, and annuity products.
Financials, Fundamental Metrics & Ratios
| Revenue (Most Recent Fiscal Year) |
$125.42M |
| Net Income (Most Recent Fiscal Year) |
$13.49M |
| PE Ratio (Current Year Earnings Estimate) |
9.60 |
| PE Ratio (Trailing 12 Months) |
10.51 |
| PEG Ratio (Long Term Growth Estimate) |
-- |
| Price to Sales Ratio (Trailing 12 Months) |
1.60 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) |
0.79 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) |
11.15 |
| Pre-Tax Margin (Trailing 12 Months) |
15.12% |
| Net Margin (Trailing 12 Months) |
12.72% |
| Return on Equity (Trailing 12 Months) |
7.68% |
| Return on Assets (Trailing 12 Months) |
0.83% |
| Current Ratio (Most Recent Fiscal Quarter) |
0.91 |
| Quick Ratio (Most Recent Fiscal Quarter) |
0.91 |
| Debt to Common Equity (Most Recent Fiscal Quarter) |
0.40 |
| Inventory Turnover (Trailing 12 Months) |
1.54 |
| Book Value per Share (Most Recent Fiscal Quarter) |
$18.26 |
| Earnings per Share (Most Recent Fiscal Quarter) |
$0.33 |
| Earnings per Share (Most Recent Fiscal Year) |
$1.27 |
| Diluted Earnings per Share (Trailing 12 Months) |
$1.15 |