Mechanics Bancorp (MCHB)

Last Closing Price: 13.65 (2025-10-20)

Company Description

Mechanics Bancorp is the holding company of Mechanics Bank, a full-service bank. It offers a wide range of products and services in consumer and business banking, commercial lending, cash management services, private banking and comprehensive wealth management and trust services. Mechanics Bancorp, formerly known as HOMESTREET INC, is based in WALNUT CREEK, Calif.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $358.19M
Net Income (Most Recent Fiscal Year) $-144.34M
PE Ratio (Current Year Earnings Estimate) --
PE Ratio (Trailing 12 Months) --
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 0.79
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.64
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) --
Pre-Tax Margin (Trailing 12 Months) -34.00%
Net Margin (Trailing 12 Months) -42.54%
Return on Equity (Trailing 12 Months) -3.92%
Return on Assets (Trailing 12 Months) -0.21%
Current Ratio (Most Recent Fiscal Quarter) 1.03
Quick Ratio (Most Recent Fiscal Quarter) 1.02
Debt to Common Equity (Most Recent Fiscal Quarter) 3.14
Inventory Turnover (Trailing 12 Months) 4.51
Book Value per Share (Most Recent Fiscal Quarter) $21.05
Earnings per Share (Most Recent Fiscal Quarter) $-0.16
Earnings per Share (Most Recent Fiscal Year) $-1.11
Diluted Earnings per Share (Trailing 12 Months) $-7.40
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 18.92M
Free Float 18.05M
Market Capitalization $258.27M
Average Volume (Last 20 Days) 0.28M
Beta (Past 60 Months) 1.39
Percentage Held By Insiders (Latest Annual Proxy Report) 4.60%
Percentage Held By Institutions (Latest 13F Reports) 74.71%
Annual Dividend (Based on Last Quarter) $0.00
Dividend Yield (Based on Last Quarter) 0.00%