Midland States Bancorp, Inc. (MSBI)

Last Closing Price: 23.64 (2026-02-20)

Profile
Ticker
MSBI
Security Name
Midland States Bancorp, Inc.
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
20,416,000
Market Capitalization
499,140,000
Average Volume (Last 20 Days)
167,437
Beta (Past 60 Months)
0.66
Percentage Held By Insiders (Latest Annual Proxy Report)
5.27
Percentage Held By Institutions (Latest 13F Reports)
60.93
Recent Price/Volume
Closing Price
23.21
Opening Price
22.94
High Price
23.24
Low Price
22.86
Volume
148,000
Previous Closing Price
23.16
Previous Opening Price
23.19
Previous High Price
23.68
Previous Low Price
23.03
Previous Volume
122,000
High/Low Price
52-Week High Price
24.23
26-Week High Price
24.23
13-Week High Price
24.23
4-Week High Price
23.93
2-Week High Price
23.85
1-Week High Price
23.68
52-Week Low Price
13.77
26-Week Low Price
13.77
13-Week Low Price
15.01
4-Week Low Price
22.06
2-Week Low Price
22.59
1-Week Low Price
22.63
High/Low Volume
52-Week High Volume
536,000
26-Week High Volume
536,000
13-Week High Volume
536,000
4-Week High Volume
401,000
2-Week High Volume
227,000
1-Week High Volume
148,000
52-Week Low Volume
63,400
26-Week Low Volume
69,000
13-Week Low Volume
69,000
4-Week Low Volume
69,000
2-Week Low Volume
69,000
1-Week Low Volume
69,000
Money Flow
Total Money Flow, Past 52 Weeks
654,263,488
Total Money Flow, Past 26 Weeks
397,026,823
Total Money Flow, Past 13 Weeks
244,007,069
Total Money Flow, Past 4 Weeks
74,093,550
Total Money Flow, Past 2 Weeks
25,600,010
Total Money Flow, Past Week
9,632,297
Total Money Flow, 1 Day
3,419,293
Total Volume
Total Volume, Past 52 Weeks
36,675,500
Total Volume, Past 26 Weeks
21,027,500
Total Volume, Past 13 Weeks
11,620,000
Total Volume, Past 4 Weeks
3,229,500
Total Volume, Past 2 Weeks
1,103,500
Total Volume, Past Week
416,500
Percent Change in Price
Percent Change in Price, Past 52 Weeks
25.84
Percent Change in Price, Past 26 Weeks
38.97
Percent Change in Price, Past 13 Weeks
54.93
Percent Change in Price, Past 4 Weeks
-2.39
Percent Change in Price, Past 2 Weeks
0.01
Percent Change in Price, Past Week
1.48
Percent Change in Price, 1 Day
0.22
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
4
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
3
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
3
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
23.07
Simple Moving Average (10-Day)
23.18
Simple Moving Average (20-Day)
23.06
Simple Moving Average (50-Day)
21.98
Simple Moving Average (100-Day)
18.99
Simple Moving Average (200-Day)
17.94
Previous Simple Moving Average (5-Day)
23.03
Previous Simple Moving Average (10-Day)
23.22
Previous Simple Moving Average (20-Day)
23.07
Previous Simple Moving Average (50-Day)
21.90
Previous Simple Moving Average (100-Day)
18.92
Previous Simple Moving Average (200-Day)
17.91
Technical Indicators
MACD (12, 26, 9)
0.41
MACD (12, 26, 9) Signal
0.52
Previous MACD (12, 26, 9)
0.43
Previous MACD (12, 26, 9) Signal
0.55
RSI (14-Day)
59.58
Previous RSI (14-Day)
58.95
Stochastic (14, 3, 3) %K
57.69
Stochastic (14, 3, 3) %D
53.17
Previous Stochastic (14, 3, 3) %K
53.26
Previous Stochastic (14, 3, 3) %D
49.86
Upper Bollinger Band (20, 2)
23.80
Lower Bollinger Band (20, 2)
22.32
Previous Upper Bollinger Band (20, 2)
23.82
Previous Lower Bollinger Band (20, 2)
22.32
Income Statement Financials
Quarterly Revenue (MRQ)
118,509,000
Quarterly Net Income (MRQ)
5,328,000
Previous Quarterly Revenue (QoQ)
121,458,000
Previous Quarterly Revenue (YoY)
142,539,000
Previous Quarterly Net Income (QoQ)
9,796,000
Previous Quarterly Net Income (YoY)
18,202,000
Revenue (MRY)
564,869,000
Net Income (MRY)
29,131,000
Previous Annual Revenue
531,884,000
Previous Net Income
52,242,000
Cost of Goods Sold (MRY)
189,782,000
Gross Profit (MRY)
375,087,000
Operating Expenses (MRY)
510,111,000
Operating Income (MRY)
54,758,000
Non-Operating Income/Expense (MRY)
-7,858,000
Pre-Tax Income (MRY)
46,900,000
Normalized Pre-Tax Income (MRY)
54,758,000
Income after Taxes (MRY)
38,044,000
Income from Continuous Operations (MRY)
38,044,000
Consolidated Net Income/Loss (MRY)
38,044,000
Normalized Income after Taxes (MRY)
47,385,800
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
4,967,055,000
Property, Plant, and Equipment (MRQ)
86,005,000
Long-Term Assets (MRQ)
1,944,460,000
Total Assets (MRQ)
6,911,515,000
Current Liabilities (MRQ)
5,875,816,000
Long-Term Debt (MRQ)
451,698,000
Long-Term Liabilities (MRQ)
451,698,000
Total Liabilities (MRQ)
6,327,514,000
Common Equity (MRQ)
473,453,000
Tangible Shareholders Equity (MRQ)
550,290,000
Shareholders Equity (MRQ)
584,001,000
Common Shares Outstanding (MRQ)
21,544,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
176,546,000
Cash Flow from Investing Activities (MRY)
136,708,000
Cash Flow from Financial Activities (MRY)
-333,549,000
Beginning Cash (MRY)
135,061,000
End Cash (MRY)
114,766,000
Increase/Decrease in Cash (MRY)
-20,295,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
9.13
PE Ratio (Trailing 12 Months)
13.01
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
1.05
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.05
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
Pre-Tax Margin (Trailing 12 Months)
-31.47
Net Margin (Trailing 12 Months)
6.62
Return on Equity (Trailing 12 Months)
10.41
Return on Assets (Trailing 12 Months)
0.68
Current Ratio (Most Recent Fiscal Quarter)
0.85
Quick Ratio (Most Recent Fiscal Quarter)
0.84
Debt to Common Equity (Most Recent Fiscal Quarter)
0.95
Inventory Turnover (Trailing 12 Months)
0.81
Book Value per Share (Most Recent Fiscal Quarter)
28.05
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-03-31
Quarterly Earnings per Share Estimate
0.59
Next Expected Quarterly Earnings Report Date
2026-04-29
Days Until Next Expected Quarterly Earnings Report
68
Fiscal Period End, Last Quarterly Earnings Report
2025-12-31
Last Quarterly Earnings per Share Estimate
0.70
Last Quarterly Earnings per Share
0.53
Last Quarterly Earnings Report Date
2026-01-22
Days Since Last Quarterly Earnings Report
29
Earnings per Share (Most Recent Fiscal Year)
1.70
Diluted Earnings per Share (Trailing 12 Months)
1.01
Dividends
Last Dividend Date
2026-02-13
Last Dividend Amount
0.32
Days Since Last Dividend
7
Annual Dividend (Based on Last Quarter)
1.28
Dividend Yield (Based on Last Quarter)
5.53
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-2.43
Percent Growth in Quarterly Revenue (YoY)
-16.86
Percent Growth in Annual Revenue
6.20
Percent Growth in Quarterly Net Income (QoQ)
-45.61
Percent Growth in Quarterly Net Income (YoY)
-70.73
Percent Growth in Annual Net Income
-44.24
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
True
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
0
Consecutive Quarters of Decreasing Revenue (YoY)
4
Consecutive Years of Increasing Revenue
4
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
4
Consecutive Years of Increasing Net Income
0
Consecutive Years of Decreasing Net Income
2
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.0914
Historical Volatility (Close-to-Close) (20-Day)
0.1959
Historical Volatility (Close-to-Close) (30-Day)
0.3237
Historical Volatility (Close-to-Close) (60-Day)
0.2686
Historical Volatility (Close-to-Close) (90-Day)
0.3342
Historical Volatility (Close-to-Close) (120-Day)
0.3999
Historical Volatility (Close-to-Close) (150-Day)
0.3828
Historical Volatility (Close-to-Close) (180-Day)
0.3646
Historical Volatility (Parkinson) (10-Day)
0.2614
Historical Volatility (Parkinson) (20-Day)
0.2784
Historical Volatility (Parkinson) (30-Day)
0.3007
Historical Volatility (Parkinson) (60-Day)
0.2793
Historical Volatility (Parkinson) (90-Day)
0.3179
Historical Volatility (Parkinson) (120-Day)
0.3436
Historical Volatility (Parkinson) (150-Day)
0.3332
Historical Volatility (Parkinson) (180-Day)
0.3210
Implied Volatility (Calls) (10-Day)
2.2668
Implied Volatility (Calls) (20-Day)
1.5123
Implied Volatility (Calls) (30-Day)
0.8265
Implied Volatility (Calls) (60-Day)
0.6377
Implied Volatility (Calls) (90-Day)
0.5684
Implied Volatility (Calls) (120-Day)
0.4992
Implied Volatility (Calls) (150-Day)
0.4324
Implied Volatility (Calls) (180-Day)
0.4007
Implied Volatility (Puts) (10-Day)
2.4922
Implied Volatility (Puts) (20-Day)
1.5608
Implied Volatility (Puts) (30-Day)
0.7185
Implied Volatility (Puts) (60-Day)
0.6032
Implied Volatility (Puts) (90-Day)
0.5497
Implied Volatility (Puts) (120-Day)
0.4960
Implied Volatility (Puts) (150-Day)
0.4442
Implied Volatility (Puts) (180-Day)
0.4171
Implied Volatility (Mean) (10-Day)
2.3795
Implied Volatility (Mean) (20-Day)
1.5366
Implied Volatility (Mean) (30-Day)
0.7725
Implied Volatility (Mean) (60-Day)
0.6205
Implied Volatility (Mean) (90-Day)
0.5590
Implied Volatility (Mean) (120-Day)
0.4976
Implied Volatility (Mean) (150-Day)
0.4383
Implied Volatility (Mean) (180-Day)
0.4089
Put-Call Implied Volatility Ratio (10-Day)
1.0994
Put-Call Implied Volatility Ratio (20-Day)
1.0321
Put-Call Implied Volatility Ratio (30-Day)
0.8693
Put-Call Implied Volatility Ratio (60-Day)
0.9459
Put-Call Implied Volatility Ratio (90-Day)
0.9671
Put-Call Implied Volatility Ratio (120-Day)
0.9935
Put-Call Implied Volatility Ratio (150-Day)
1.0271
Put-Call Implied Volatility Ratio (180-Day)
1.0407
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
0.2111
Implied Volatility Skew (60-Day)
0.0499
Implied Volatility Skew (90-Day)
0.0434
Implied Volatility Skew (120-Day)
0.0372
Implied Volatility Skew (150-Day)
0.0315
Implied Volatility Skew (180-Day)
0.0358
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.0000
Put-Call Ratio (Volume) (20-Day)
0.0000
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
2.5000
Put-Call Ratio (Open Interest) (20-Day)
2.5000
Put-Call Ratio (Open Interest) (30-Day)
6.0000
Put-Call Ratio (Open Interest) (60-Day)
5.8132
Put-Call Ratio (Open Interest) (90-Day)
3.9451
Put-Call Ratio (Open Interest) (120-Day)
2.0769
Put-Call Ratio (Open Interest) (150-Day)
0.3333
Put-Call Ratio (Open Interest) (180-Day)
0.3333
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
71.16
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
92.48
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
99.37
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
18.50
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
74.61
Percentile Within Industry, Percent Change in Price, Past Week
81.50
Percentile Within Industry, Percent Change in Price, 1 Day
69.91
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
13.83
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
5.11
Percentile Within Industry, Percent Growth in Annual Revenue
36.86
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
6.75
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
4.79
Percentile Within Industry, Percent Growth in Annual Net Income
9.90
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
16.87
Percentile Within Industry, PE Ratio (Trailing 12 Months)
60.61
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
5.54
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
29.30
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
1.62
Percentile Within Industry, Net Margin (Trailing 12 Months)
12.74
Percentile Within Industry, Return on Equity (Trailing 12 Months)
48.08
Percentile Within Industry, Return on Assets (Trailing 12 Months)
16.29
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
22.47
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
23.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
86.35
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
7.14
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
98.43
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
47.68
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
56.03
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
74.90
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
93.90
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
98.89
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
39.53
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
64.77
Percentile Within Sector, Percent Change in Price, Past Week
74.20
Percentile Within Sector, Percent Change in Price, 1 Day
71.71
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
18.88
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
6.54
Percentile Within Sector, Percent Growth in Annual Revenue
41.57
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
13.81
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
10.64
Percentile Within Sector, Percent Growth in Annual Net Income
15.45
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
25.19
Percentile Within Sector, PE Ratio (Trailing 12 Months)
58.84
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
16.11
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
31.99
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
5.58
Percentile Within Sector, Net Margin (Trailing 12 Months)
21.62
Percentile Within Sector, Return on Equity (Trailing 12 Months)
42.30
Percentile Within Sector, Return on Assets (Trailing 12 Months)
18.25
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
30.10
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
31.09
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
78.75
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
13.94
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
91.12
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
50.22
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
55.39
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
77.42
Percentile Within Market, Percent Change in Price, Past 26 Weeks
88.92
Percentile Within Market, Percent Change in Price, Past 13 Weeks
95.83
Percentile Within Market, Percent Change in Price, Past 4 Weeks
36.79
Percentile Within Market, Percent Change in Price, Past 2 Weeks
27.72
Percentile Within Market, Percent Change in Price, Past Week
66.44
Percentile Within Market, Percent Change in Price, 1 Day
67.36
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
27.75
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
10.42
Percentile Within Market, Percent Growth in Annual Revenue
54.05
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
22.83
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
19.95
Percentile Within Market, Percent Growth in Annual Net Income
25.28
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
15.10
Percentile Within Market, PE Ratio (Trailing 12 Months)
33.65
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
30.27
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
27.38
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
19.64
Percentile Within Market, Net Margin (Trailing 12 Months)
56.51
Percentile Within Market, Return on Equity (Trailing 12 Months)
61.55
Percentile Within Market, Return on Assets (Trailing 12 Months)
41.42
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
17.88
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
25.43
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
78.90
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
5.54
Percentile Within Market, Dividend Yield (Based on Last Quarter)
93.21
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
49.42
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
52.03