NBT Bancorp Inc. (NBTB)

Last Closing Price: 41.85 (2025-05-30)

Profile
Ticker
NBTB
Security Name
NBT Bancorp Inc.
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional
Free Float
45,826,000
Market Capitalization
1,986,710,000
Average Volume (Last 20 Days)
308,992
Beta (Past 60 Months)
0.58
Percentage Held By Insiders (Latest Annual Proxy Report)
3.03
Percentage Held By Institutions (Latest 13F Reports)
58.46
Recent Price/Volume
Closing Price
41.85
Opening Price
41.96
High Price
42.60
Low Price
41.70
Volume
221,000
Previous Closing Price
42.04
Previous Opening Price
41.99
Previous High Price
42.08
Previous Low Price
41.73
Previous Volume
108,000
High/Low Price
52-Week High Price
52.07
26-Week High Price
52.07
13-Week High Price
47.92
4-Week High Price
45.56
2-Week High Price
44.03
1-Week High Price
42.74
52-Week Low Price
33.75
26-Week Low Price
37.31
13-Week Low Price
37.31
4-Week Low Price
40.91
2-Week Low Price
40.91
1-Week Low Price
41.59
High/Low Volume
52-Week High Volume
2,160,024
26-Week High Volume
2,160,024
13-Week High Volume
2,160,024
4-Week High Volume
371,943
2-Week High Volume
229,221
1-Week High Volume
221,000
52-Week Low Volume
77,430
26-Week Low Volume
94,193
13-Week Low Volume
108,000
4-Week Low Volume
108,000
2-Week Low Volume
108,000
1-Week Low Volume
108,000
Money Flow
Total Money Flow, Past 52 Weeks
2,618,684,373
Total Money Flow, Past 26 Weeks
1,445,480,740
Total Money Flow, Past 13 Weeks
815,140,270
Total Money Flow, Past 4 Weeks
183,281,641
Total Money Flow, Past 2 Weeks
64,731,304
Total Money Flow, Past Week
26,947,721
Total Money Flow, 1 Day
9,293,050
Total Volume
Total Volume, Past 52 Weeks
59,148,375
Total Volume, Past 26 Weeks
32,296,569
Total Volume, Past 13 Weeks
19,197,854
Total Volume, Past 4 Weeks
4,240,807
Total Volume, Past 2 Weeks
1,525,303
Total Volume, Past Week
639,783
Percent Change in Price
Percent Change in Price, Past 52 Weeks
15.95
Percent Change in Price, Past 26 Weeks
-15.33
Percent Change in Price, Past 13 Weeks
-11.73
Percent Change in Price, Past 4 Weeks
-3.59
Percent Change in Price, Past 2 Weeks
-5.12
Percent Change in Price, Past Week
0.70
Percent Change in Price, 1 Day
-0.45
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
1
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
1
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
0
Consecutive Weeks of Decreasing Volume
3
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
True
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
42.00
Simple Moving Average (10-Day)
42.57
Simple Moving Average (20-Day)
43.11
Simple Moving Average (50-Day)
42.08
Simple Moving Average (100-Day)
44.22
Simple Moving Average (200-Day)
45.32
Previous Simple Moving Average (5-Day)
42.00
Previous Simple Moving Average (10-Day)
42.82
Previous Simple Moving Average (20-Day)
43.14
Previous Simple Moving Average (50-Day)
42.11
Previous Simple Moving Average (100-Day)
44.28
Previous Simple Moving Average (200-Day)
45.33
Technical Indicators
MACD (12, 26, 9)
-0.10
MACD (12, 26, 9) Signal
0.15
Previous MACD (12, 26, 9)
-0.04
Previous MACD (12, 26, 9) Signal
0.22
RSI (14-Day)
43.90
Previous RSI (14-Day)
45.18
Stochastic (14, 3, 3) %K
22.22
Stochastic (14, 3, 3) %D
24.71
Previous Stochastic (14, 3, 3) %K
27.67
Previous Stochastic (14, 3, 3) %D
23.26
Upper Bollinger Band (20, 2)
45.11
Lower Bollinger Band (20, 2)
41.11
Previous Upper Bollinger Band (20, 2)
45.08
Previous Lower Bollinger Band (20, 2)
41.20
Income Statement Financials
Quarterly Revenue (MRQ)
201,856,000
Quarterly Net Income (MRQ)
36,745,000
Previous Quarterly Revenue (QoQ)
200,163,000
Previous Quarterly Revenue (YoY)
192,329,000
Previous Quarterly Net Income (QoQ)
36,005,000
Previous Quarterly Net Income (YoY)
33,823,000
Revenue (MRY)
788,494,000
Net Income (MRY)
140,641,000
Previous Annual Revenue
664,967,000
Previous Net Income
118,782,000
Cost of Goods Sold (MRY)
211,548,000
Gross Profit (MRY)
576,946,000
Operating Expenses (MRY)
607,505,000
Operating Income (MRY)
180,989,000
Non-Operating Income/Expense (MRY)
-1,531,000
Pre-Tax Income (MRY)
179,458,000
Normalized Pre-Tax Income (MRY)
179,458,000
Income after Taxes (MRY)
140,641,000
Income from Continuous Operations (MRY)
140,641,000
Consolidated Net Income/Loss (MRY)
140,641,000
Normalized Income after Taxes (MRY)
140,641,000
EBIT (MRY)
EBITDA (MRY)
Balance Sheet Financials
Current Assets (MRQ)
10,130,980,000
Property, Plant, and Equipment (MRQ)
81,598,000
Long-Term Assets (MRQ)
3,733,273,000
Total Assets (MRQ)
13,864,250,000
Current Liabilities (MRQ)
11,794,110,000
Long-Term Debt (MRQ)
227,380,000
Long-Term Liabilities (MRQ)
504,368,000
Total Liabilities (MRQ)
12,298,480,000
Common Equity (MRQ)
1,565,775,000
Tangible Shareholders Equity (MRQ)
1,168,863,000
Shareholders Equity (MRQ)
1,565,775,000
Common Shares Outstanding (MRQ)
47,255,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
188,567,000
Cash Flow from Investing Activities (MRY)
-399,160,000
Cash Flow from Financial Activities (MRY)
289,460,000
Beginning Cash (MRY)
205,189,000
End Cash (MRY)
284,056,000
Increase/Decrease in Cash (MRY)
78,867,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
12.45
PE Ratio (Trailing 12 Months)
13.74
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
2.49
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.27
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
11.66
Pre-Tax Margin (Trailing 12 Months)
22.99
Net Margin (Trailing 12 Months)
17.99
Return on Equity (Trailing 12 Months)
9.57
Return on Assets (Trailing 12 Months)
1.06
Current Ratio (Most Recent Fiscal Quarter)
0.86
Quick Ratio (Most Recent Fiscal Quarter)
0.86
Debt to Common Equity (Most Recent Fiscal Quarter)
0.15
Inventory Turnover (Trailing 12 Months)
24.47
Book Value per Share (Most Recent Fiscal Quarter)
33.13
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
0.70
Next Expected Quarterly Earnings Report Date
2025-07-28
Days Until Next Expected Quarterly Earnings Report
58
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
0.76
Last Quarterly Earnings per Share
0.80
Last Quarterly Earnings Report Date
2025-04-24
Days Since Last Quarterly Earnings Report
37
Earnings per Share (Most Recent Fiscal Year)
2.94
Diluted Earnings per Share (Trailing 12 Months)
3.02
Dividends
Last Dividend Date
2025-03-03
Last Dividend Amount
0.34
Days Since Last Dividend
89
Annual Dividend (Based on Last Quarter)
1.36
Dividend Yield (Based on Last Quarter)
3.23
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
0.85
Percent Growth in Quarterly Revenue (YoY)
4.95
Percent Growth in Annual Revenue
18.58
Percent Growth in Quarterly Net Income (QoQ)
2.06
Percent Growth in Quarterly Net Income (YoY)
8.64
Percent Growth in Annual Net Income
18.40
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
1
Consecutive Quarters of Decreasing Revenue (QoQ)
0
Consecutive Quarters of Increasing Revenue (YoY)
14
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
4
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
1
Consecutive Quarters of Decreasing Net Income (QoQ)
0
Consecutive Quarters of Increasing Net Income (YoY)
5
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2777
Historical Volatility (Close-to-Close) (20-Day)
0.2642
Historical Volatility (Close-to-Close) (30-Day)
0.2389
Historical Volatility (Close-to-Close) (60-Day)
0.3339
Historical Volatility (Close-to-Close) (90-Day)
0.2986
Historical Volatility (Close-to-Close) (120-Day)
0.2796
Historical Volatility (Close-to-Close) (150-Day)
0.2849
Historical Volatility (Close-to-Close) (180-Day)
0.2790
Historical Volatility (Parkinson) (10-Day)
0.1952
Historical Volatility (Parkinson) (20-Day)
0.1995
Historical Volatility (Parkinson) (30-Day)
0.2125
Historical Volatility (Parkinson) (60-Day)
0.3293
Historical Volatility (Parkinson) (90-Day)
0.3058
Historical Volatility (Parkinson) (120-Day)
0.2853
Historical Volatility (Parkinson) (150-Day)
0.2891
Historical Volatility (Parkinson) (180-Day)
0.2867
Implied Volatility (Calls) (10-Day)
0.4684
Implied Volatility (Calls) (20-Day)
0.4684
Implied Volatility (Calls) (30-Day)
0.4622
Implied Volatility (Calls) (60-Day)
0.4244
Implied Volatility (Calls) (90-Day)
0.3753
Implied Volatility (Calls) (120-Day)
0.3496
Implied Volatility (Calls) (150-Day)
0.3240
Implied Volatility (Calls) (180-Day)
0.3028
Implied Volatility (Puts) (10-Day)
0.6071
Implied Volatility (Puts) (20-Day)
0.6071
Implied Volatility (Puts) (30-Day)
0.5531
Implied Volatility (Puts) (60-Day)
0.4179
Implied Volatility (Puts) (90-Day)
0.3720
Implied Volatility (Puts) (120-Day)
0.3422
Implied Volatility (Puts) (150-Day)
0.3121
Implied Volatility (Puts) (180-Day)
0.2870
Implied Volatility (Mean) (10-Day)
0.5378
Implied Volatility (Mean) (20-Day)
0.5378
Implied Volatility (Mean) (30-Day)
0.5077
Implied Volatility (Mean) (60-Day)
0.4212
Implied Volatility (Mean) (90-Day)
0.3737
Implied Volatility (Mean) (120-Day)
0.3459
Implied Volatility (Mean) (150-Day)
0.3181
Implied Volatility (Mean) (180-Day)
0.2949
Put-Call Implied Volatility Ratio (10-Day)
1.2960
Put-Call Implied Volatility Ratio (20-Day)
1.2960
Put-Call Implied Volatility Ratio (30-Day)
1.1966
Put-Call Implied Volatility Ratio (60-Day)
0.9846
Put-Call Implied Volatility Ratio (90-Day)
0.9912
Put-Call Implied Volatility Ratio (120-Day)
0.9788
Put-Call Implied Volatility Ratio (150-Day)
0.9632
Put-Call Implied Volatility Ratio (180-Day)
0.9481
Implied Volatility Skew (10-Day)
-0.0374
Implied Volatility Skew (20-Day)
-0.0374
Implied Volatility Skew (30-Day)
0.0086
Implied Volatility Skew (60-Day)
0.0961
Implied Volatility Skew (90-Day)
0.0756
Implied Volatility Skew (120-Day)
0.0623
Implied Volatility Skew (150-Day)
0.0491
Implied Volatility Skew (180-Day)
0.0382
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.0000
Put-Call Ratio (Volume) (20-Day)
0.0000
Put-Call Ratio (Volume) (30-Day)
0.0000
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.1120
Put-Call Ratio (Open Interest) (20-Day)
0.1120
Put-Call Ratio (Open Interest) (30-Day)
0.0760
Put-Call Ratio (Open Interest) (60-Day)
0.0151
Put-Call Ratio (Open Interest) (90-Day)
0.0460
Put-Call Ratio (Open Interest) (120-Day)
0.0634
Put-Call Ratio (Open Interest) (150-Day)
0.0808
Put-Call Ratio (Open Interest) (180-Day)
0.0952
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
33.85
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
35.40
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
14.29
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
11.18
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
15.22
Percentile Within Industry, Percent Change in Price, Past Week
47.83
Percentile Within Industry, Percent Change in Price, 1 Day
60.56
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
74.20
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
58.31
Percentile Within Industry, Percent Growth in Annual Revenue
75.86
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
60.19
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
41.69
Percentile Within Industry, Percent Growth in Annual Net Income
77.81
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
78.12
Percentile Within Industry, PE Ratio (Trailing 12 Months)
72.61
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
79.11
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
78.23
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
68.85
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
69.50
Percentile Within Industry, Net Margin (Trailing 12 Months)
67.82
Percentile Within Industry, Return on Equity (Trailing 12 Months)
48.42
Percentile Within Industry, Return on Assets (Trailing 12 Months)
60.44
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
28.62
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
29.97
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
36.48
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
68.66
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
57.14
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
32.04
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
50.47
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
44.54
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
32.34
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
19.43
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
16.60
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
19.57
Percentile Within Sector, Percent Change in Price, Past Week
42.41
Percentile Within Sector, Percent Change in Price, 1 Day
47.80
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
67.02
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
53.08
Percentile Within Sector, Percent Growth in Annual Revenue
72.82
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
59.79
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
50.30
Percentile Within Sector, Percent Growth in Annual Net Income
63.65
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
67.86
Percentile Within Sector, PE Ratio (Trailing 12 Months)
65.89
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
67.02
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
61.54
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
64.21
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
69.59
Percentile Within Sector, Net Margin (Trailing 12 Months)
69.43
Percentile Within Sector, Return on Equity (Trailing 12 Months)
40.93
Percentile Within Sector, Return on Assets (Trailing 12 Months)
43.37
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
34.89
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
36.28
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
37.28
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
70.88
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
65.53
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
37.50
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
51.96
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
76.62
Percentile Within Market, Percent Change in Price, Past 26 Weeks
27.67
Percentile Within Market, Percent Change in Price, Past 13 Weeks
20.78
Percentile Within Market, Percent Change in Price, Past 4 Weeks
17.64
Percentile Within Market, Percent Change in Price, Past 2 Weeks
17.07
Percentile Within Market, Percent Change in Price, Past Week
45.13
Percentile Within Market, Percent Change in Price, 1 Day
36.49
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
61.66
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
54.60
Percentile Within Market, Percent Growth in Annual Revenue
78.63
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
54.23
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
53.17
Percentile Within Market, Percent Growth in Annual Net Income
61.67
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
35.92
Percentile Within Market, PE Ratio (Trailing 12 Months)
42.47
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
61.30
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
40.03
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
56.79
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
86.58
Percentile Within Market, Net Margin (Trailing 12 Months)
84.82
Percentile Within Market, Return on Equity (Trailing 12 Months)
59.93
Percentile Within Market, Return on Assets (Trailing 12 Months)
46.40
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
19.60
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
28.03
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
44.85
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
85.90
Percentile Within Market, Dividend Yield (Based on Last Quarter)
81.67
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
38.90
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
49.11