Loan Loss Reserves / Non-Performing Loans (Annual)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Neptune Insurance Holdings Inc. (NP) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal year ending 2025-12-31

Income Statement Financials
Revenue	$159.55M
Net Income	$-27.20M
Cost of Goods Sold	--
Gross Profit	$159.55M
Operating Expenses	$88.60M
Operating Income	$70.95M
Non-Operating Income/Expense	$-17.32M
Pre-Tax Income	$53.63M
Normalized Pre-Tax Income	$53.63M
Income after Taxes	$37.41M
Income from Continuous Operations	$37.41M
Consolidated Net Income/Loss	$37.41M
Normalized Income after Taxes	$37.41M
EBIT	$70.95M
EBITDA	$75.30M
Weighted-Average Shares Outstanding (Basic)	104.50M
Weighted-Average Shares Outstanding (Diluted)	104.50M
Earnings per Share (EPS) (Basic)	$-0.26
Earnings per Share (EPS) (Diluted)	$-0.26
Balance Sheet Financials
Current Assets	$51.15M
Property, Plant, and Equipment	--
Long-Term Assets	$14.15M
Total Assets	$65.30M
Current Liabilities	$30.06M
Long-Term Debt	$240.00M
Long-Term Liabilities	$262.73M
Total Liabilities	$292.79M
Common Equity	$-227.49M
Tangible Shareholders Equity	$-231.75M
Shareholders Equity	$-227.49M
Common Shares Outstanding	138.15M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$51.67M
Cash Flow from Investing Activities	$-3.98M
Cash Flow from Financial Activities	$-35.21M
Beginning Cash	$28.07M
End Cash	$40.55M
Increase/Decrease in Cash	$12.48M
Stock-Based Compensation	$11.42M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	--
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	19.19
Debt to Equity Ratio	-1.05
Gross Margin	--
Operating Margin	44.47%
EBIT Margin	44.47%
EBITDA Margin	47.19%
Pre-Tax Profit Margin	33.62%
Profit Margin	-17.04%
Free Cash Flow	$51.67M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	2.44
Inventory Turnover	--
Receiveable Turnover	--
Days Sales in Receivables	--
Return on Equity	-16.45%
Return on Tangible Equity	-16.14%
Return on Assets	57.29%
Return on Investments	299.16%
Book Value Per Share	$-1.65
Free Cash Flow per Share	$0.49
Operating Cash Flow per Share	$0.49

Data from Zacks Investment Research, Inc.