Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. It accepts a range of deposit products, such as interest-bearing and noninterest-bearing transaction accounts, statement savings and money market accounts, and certificate of deposits. The company also offers various loans, which include commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. Further, the company is involved in annuity and mutual fund sales; and discount brokerage activities, as well as operates as an insurance agency. It serves consumers, businesses, nonprofit organizations, and municipalities.
| Revenue (Most Recent Fiscal Year) | $101.43M |
| Net Income (Most Recent Fiscal Year) | $-0.16M |
| PE Ratio (Current Year Earnings Estimate) | 9.80 |
| PE Ratio (Trailing 12 Months) | 12.89 |
| PEG Ratio (Long Term Growth Estimate) | -- |
| Price to Sales Ratio (Trailing 12 Months) | 2.29 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) | 1.09 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) | 11.50 |
| Pre-Tax Margin (Trailing 12 Months) | 1.35% |
| Net Margin (Trailing 12 Months) | 1.12% |
| Return on Equity (Trailing 12 Months) | 8.35% |
| Return on Assets (Trailing 12 Months) | 0.74% |
| Current Ratio (Most Recent Fiscal Quarter) | 0.91 |
| Quick Ratio (Most Recent Fiscal Quarter) | 0.91 |
| Debt to Common Equity (Most Recent Fiscal Quarter) | 0.54 |
| Inventory Turnover (Trailing 12 Months) | -- |
| Book Value per Share (Most Recent Fiscal Quarter) | $23.83 |
| Earnings per Share (Most Recent Fiscal Quarter) | $0.63 |
| Earnings per Share (Most Recent Fiscal Year) | $1.93 |
| Diluted Earnings per Share (Trailing 12 Months) | $0.09 |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Common Shares Outstanding | 9.26M |
| Free Float | 8.42M |
| Market Capitalization | $239.94M |
| Average Volume (Last 20 Days) | 0.01M |
| Beta (Past 60 Months) | 0.69 |
| Percentage Held By Insiders (Latest Annual Proxy Report) | 9.10% |
| Percentage Held By Institutions (Latest 13F Reports) | 28.08% |
| Annual Dividend (Based on Last Quarter) | $1.24 |
| Dividend Yield (Based on Last Quarter) | 4.79% |