Orange County Bancorp, Inc. (OBT)

Last Closing Price: 23.85 (2025-06-20)

Company Description

Orange County Bancorp Inc. is the parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc. Orange Bank & Trust Company is an independent bank. It provides commercial and consumer banking services to individuals, small businesses and local municipal governments. The company accepts checking and savings accounts, money market accounts, custodial accounts, certificates of deposit and remote deposits. It also offers personal and business, and home equity loans; power lines of credit; and fixed rate, jumbo, and residential mortgages, as well as letters of credit. Orange County Bancorp Inc. is based in Middletown, New York.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $128.82M
Net Income (Most Recent Fiscal Year) $27.88M
PE Ratio (Current Year Earnings Estimate) 7.75
PE Ratio (Trailing 12 Months) 9.77
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.14
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.33
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 8.64
Pre-Tax Margin (Trailing 12 Months) 23.83%
Net Margin (Trailing 12 Months) 18.86%
Return on Equity (Trailing 12 Months) 14.41%
Return on Assets (Trailing 12 Months) 1.08%
Current Ratio (Most Recent Fiscal Quarter) 0.87
Quick Ratio (Most Recent Fiscal Quarter) 0.87
Debt to Common Equity (Most Recent Fiscal Quarter) 0.25
Inventory Turnover (Trailing 12 Months) --
Book Value per Share (Most Recent Fiscal Quarter) $16.35
Earnings per Share (Most Recent Fiscal Quarter) $0.77
Earnings per Share (Most Recent Fiscal Year) $2.47
Diluted Earnings per Share (Trailing 12 Months) $2.41
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 13.10M
Free Float 11.88M
Market Capitalization $309.26M
Average Volume (Last 20 Days) 0.05M
Beta (Past 60 Months) 0.48
Percentage Held By Insiders (Latest Annual Proxy Report) 9.30%
Percentage Held By Institutions (Latest 13F Reports) 42.55%
Annual Dividend (Based on Last Quarter) $0.52
Dividend Yield (Based on Last Quarter) 2.20%