Orrstown Financial Services Inc (ORRF)

Last Closing Price: 29.93 (2025-05-29)

Company Description

Orrstown Financial Services, Inc. is a financial holding company. The Company's primary activity consists of owning and supervising its subsidiary, Orrstown Bank, that is engaged in providing banking and bank related services. The Bank provides these services in south central Pennsylvania, principally Franklin, Perry and Cumberland Counties in Pennsylvania and in Washington County, Maryland. The Company's subsidiary is The First National Bank of Newport. The day-to-day management of the Bank is conducted by the subsidiary's officers.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $286.37M
Net Income (Most Recent Fiscal Year) $22.05M
PE Ratio (Current Year Earnings Estimate) 7.37
PE Ratio (Trailing 12 Months) 7.86
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 1.80
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.10
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 10.90
Pre-Tax Margin (Trailing 12 Months) 12.28%
Net Margin (Trailing 12 Months) 9.74%
Return on Equity (Trailing 12 Months) 14.35%
Return on Assets (Trailing 12 Months) 1.35%
Current Ratio (Most Recent Fiscal Quarter) 0.87
Quick Ratio (Most Recent Fiscal Quarter) 0.87
Debt to Common Equity (Most Recent Fiscal Quarter) 0.13
Inventory Turnover (Trailing 12 Months) 22.35
Book Value per Share (Most Recent Fiscal Quarter) $27.32
Earnings per Share (Most Recent Fiscal Quarter) $1.00
Earnings per Share (Most Recent Fiscal Year) $3.76
Diluted Earnings per Share (Trailing 12 Months) $1.96
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 19.51M
Free Float 18.59M
Market Capitalization $583.89M
Average Volume (Last 20 Days) 0.09M
Beta (Past 60 Months) 0.77
Percentage Held By Insiders (Latest Annual Proxy Report) 4.70%
Percentage Held By Institutions (Latest 13F Reports) 44.27%
Annual Dividend (Based on Last Quarter) $1.04
Dividend Yield (Based on Last Quarter) 3.47%