Old Second Bancorp, Inc. (OSBC)

Last Closing Price: 16.85 (2023-02-01)

Company Description

Old Second Bancorp Inc.'s full service banking businesses include the customary consumer and commercial products and services which banks provide. The following services are included: demand, savings, time deposit, individual retirement and Keogh deposit accounts; commercial, industrial, consumer and real estate lending, including installment loans, student loans, farm loans, lines of credit and overdraft checking; safe deposit operations; trust services; and an extensive variety of additional services tailored to the needs of individual customers.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $259.59M
Net Income (Most Recent Fiscal Year) $67.40M
PE Ratio (Current Year Earnings Estimate) 7.62
PE Ratio (Trailing 12 Months) 10.34
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.89
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 1.73
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 15.79
Pre-Tax Margin (Trailing 12 Months) 21.46%
Net Margin (Trailing 12 Months) 25.96%
Return on Equity (Trailing 12 Months) 16.37%
Return on Assets (Trailing 12 Months) 1.21%
Current Ratio (Most Recent Fiscal Quarter) 0.74
Quick Ratio (Most Recent Fiscal Quarter) 0.74
Debt to Common Equity (Most Recent Fiscal Quarter) 0.32
Inventory Turnover (Trailing 12 Months) 0.65
Book Value per Share (Most Recent Fiscal Quarter) $11.29
Earnings per Share (Most Recent Fiscal Quarter) $0.53
Earnings per Share (Most Recent Fiscal Year) $1.63
Diluted Earnings per Share (Trailing 12 Months) $1.49
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 44.57M
Free Float 42.12M
Market Capitalization $751.07M
Average Volume (Last 20 Days) 0.18M
Beta (Past 60 Months) 1.12
Percentage Held By Insiders (Latest Annual Proxy Report) 5.50%
Percentage Held By Institutions (Latest 13F Reports) 65.85%
Annual Dividend (Based on Last Quarter) $0.20
Dividend Yield (Based on Last Quarter) 1.19%