PennyMac Financial Services, Inc. (PFSI)

Last Closing Price: 94.30 (2026-04-20)

Profile
Ticker
PFSI
Security Name
PennyMac Financial Services, Inc.
Exchange
NYSE
Sector
Financial Services
Industry
Mortgage Finance
Free Float
43,925,000
Market Capitalization
4,933,510,000
Average Volume (Last 20 Days)
518,634
Beta (Past 60 Months)
1.52
Percentage Held By Insiders (Latest Annual Proxy Report)
15.80
Percentage Held By Institutions (Latest 13F Reports)
57.87
Recent Price/Volume
Closing Price
94.30
Opening Price
93.74
High Price
94.55
Low Price
93.21
Volume
340,000
Previous Closing Price
94.57
Previous Opening Price
93.49
Previous High Price
95.75
Previous Low Price
92.89
Previous Volume
499,000
High/Low Price
52-Week High Price
159.84
26-Week High Price
159.84
13-Week High Price
156.89
4-Week High Price
95.75
2-Week High Price
95.75
1-Week High Price
95.75
52-Week Low Price
82.65
26-Week Low Price
82.65
13-Week Low Price
82.65
4-Week Low Price
82.65
2-Week Low Price
88.30
1-Week Low Price
91.12
High/Low Volume
52-Week High Volume
5,227,000
26-Week High Volume
5,227,000
13-Week High Volume
5,227,000
4-Week High Volume
1,123,000
2-Week High Volume
1,123,000
1-Week High Volume
499,000
52-Week Low Volume
90,000
26-Week Low Volume
90,000
13-Week Low Volume
209,000
4-Week Low Volume
209,000
2-Week Low Volume
209,000
1-Week Low Volume
316,000
Money Flow
Total Money Flow, Past 52 Weeks
12,777,069,036
Total Money Flow, Past 26 Weeks
7,773,931,534
Total Money Flow, Past 13 Weeks
5,029,671,509
Total Money Flow, Past 4 Weeks
754,052,878
Total Money Flow, Past 2 Weeks
401,661,447
Total Money Flow, Past Week
176,980,758
Total Money Flow, 1 Day
31,966,913
Total Volume
Total Volume, Past 52 Weeks
120,645,000
Total Volume, Past 26 Weeks
72,891,000
Total Volume, Past 13 Weeks
52,150,000
Total Volume, Past 4 Weeks
8,432,000
Total Volume, Past 2 Weeks
4,366,000
Total Volume, Past Week
1,900,000
Percent Change in Price
Percent Change in Price, Past 52 Weeks
1.24
Percent Change in Price, Past 26 Weeks
-21.88
Percent Change in Price, Past 13 Weeks
-37.16
Percent Change in Price, Past 4 Weeks
10.29
Percent Change in Price, Past 2 Weeks
4.34
Percent Change in Price, Past Week
1.37
Percent Change in Price, 1 Day
-0.29
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
False
Reached New 2-Week High Price
False
Reached New 1-Week High Price
False
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
0
Consecutive Weeks of Increasing Price
3
Consecutive Days of Decreasing Price
1
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
1
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
93.00
Simple Moving Average (10-Day)
92.13
Simple Moving Average (20-Day)
89.50
Simple Moving Average (50-Day)
89.90
Simple Moving Average (100-Day)
111.65
Simple Moving Average (200-Day)
112.65
Previous Simple Moving Average (5-Day)
92.75
Previous Simple Moving Average (10-Day)
91.74
Previous Simple Moving Average (20-Day)
89.00
Previous Simple Moving Average (50-Day)
89.95
Previous Simple Moving Average (100-Day)
111.97
Previous Simple Moving Average (200-Day)
112.69
Technical Indicators
MACD (12, 26, 9)
0.63
MACD (12, 26, 9) Signal
-0.35
Previous MACD (12, 26, 9)
0.43
Previous MACD (12, 26, 9) Signal
-0.60
RSI (14-Day)
59.13
Previous RSI (14-Day)
60.02
Stochastic (14, 3, 3) %K
85.87
Stochastic (14, 3, 3) %D
85.03
Previous Stochastic (14, 3, 3) %K
84.45
Previous Stochastic (14, 3, 3) %D
86.49
Upper Bollinger Band (20, 2)
95.88
Lower Bollinger Band (20, 2)
83.11
Previous Upper Bollinger Band (20, 2)
95.34
Previous Lower Bollinger Band (20, 2)
82.66
Income Statement Financials
Quarterly Revenue (MRQ)
538,004,900
Quarterly Net Income (MRQ)
106,831,000
Previous Quarterly Revenue (QoQ)
632,898,000
Previous Quarterly Revenue (YoY)
470,110,000
Previous Quarterly Net Income (QoQ)
181,503,000
Previous Quarterly Net Income (YoY)
104,489,000
Revenue (MRY)
2,046,536,000
Net Income (MRY)
501,077,000
Previous Annual Revenue
1,593,731,000
Previous Net Income
311,423,000
Cost of Goods Sold (MRY)
374,616,000
Gross Profit (MRY)
1,671,920,000
Operating Expenses (MRY)
1,404,249,000
Operating Income (MRY)
642,287,000
Non-Operating Income/Expense (MRY)
-90,870,000
Pre-Tax Income (MRY)
551,417,000
Normalized Pre-Tax Income (MRY)
551,417,000
Income after Taxes (MRY)
501,077,000
Income from Continuous Operations (MRY)
501,077,000
Consolidated Net Income/Loss (MRY)
501,077,000
Normalized Income after Taxes (MRY)
501,077,000
EBIT (MRY)
642,287,000
EBITDA (MRY)
744,400,000
Balance Sheet Financials
Current Assets (MRQ)
711,717,000
Property, Plant, and Equipment (MRQ)
Long-Term Assets (MRQ)
28,676,970,000
Total Assets (MRQ)
29,388,690,000
Current Liabilities (MRQ)
2,111,259,000
Long-Term Debt (MRQ)
14,323,930,000
Long-Term Liabilities (MRQ)
22,968,460,000
Total Liabilities (MRQ)
25,079,710,000
Common Equity (MRQ)
4,308,976,000
Tangible Shareholders Equity (MRQ)
-5,289,965,000
Shareholders Equity (MRQ)
4,308,976,000
Common Shares Outstanding (MRQ)
52,061,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
-1,651,984,000
Cash Flow from Investing Activities (MRY)
552,493,000
Cash Flow from Financial Activities (MRY)
1,162,689,000
Beginning Cash (MRY)
238,482,000
End Cash (MRY)
301,680,000
Increase/Decrease in Cash (MRY)
63,198,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
7.96
PE Ratio (Trailing 12 Months)
12.16
PEG Ratio (Long Term Growth Estimate)
0.55
Price to Sales Ratio (Trailing 12 Months)
2.41
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
1.14
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
9.44
Pre-Tax Margin (Trailing 12 Months)
26.94
Net Margin (Trailing 12 Months)
24.48
Return on Equity (Trailing 12 Months)
10.20
Return on Assets (Trailing 12 Months)
1.63
Current Ratio (Most Recent Fiscal Quarter)
0.34
Quick Ratio (Most Recent Fiscal Quarter)
0.34
Debt to Common Equity (Most Recent Fiscal Quarter)
3.32
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
82.77
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2026-03-31
Quarterly Earnings per Share Estimate
2.05
Next Expected Quarterly Earnings Report Date
2026-04-28
Days Until Next Expected Quarterly Earnings Report
7
Fiscal Period End, Last Quarterly Earnings Report
2025-12-31
Last Quarterly Earnings per Share Estimate
3.23
Last Quarterly Earnings per Share
1.97
Last Quarterly Earnings Report Date
2026-01-29
Days Since Last Quarterly Earnings Report
82
Earnings per Share (Most Recent Fiscal Year)
7.78
Diluted Earnings per Share (Trailing 12 Months)
9.30
Dividends
Last Dividend Date
2026-02-13
Last Dividend Amount
0.30
Days Since Last Dividend
67
Annual Dividend (Based on Last Quarter)
1.20
Dividend Yield (Based on Last Quarter)
1.27
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-14.99
Percent Growth in Quarterly Revenue (YoY)
14.44
Percent Growth in Annual Revenue
28.41
Percent Growth in Quarterly Net Income (QoQ)
-41.14
Percent Growth in Quarterly Net Income (YoY)
2.24
Percent Growth in Annual Net Income
60.90
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
False
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
False
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
False
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
9
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
2
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
5
Consecutive Quarters of Decreasing Net Income (YoY)
0
Consecutive Years of Increasing Net Income
2
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.2461
Historical Volatility (Close-to-Close) (20-Day)
0.2667
Historical Volatility (Close-to-Close) (30-Day)
0.2629
Historical Volatility (Close-to-Close) (60-Day)
0.3005
Historical Volatility (Close-to-Close) (90-Day)
0.8754
Historical Volatility (Close-to-Close) (120-Day)
0.7925
Historical Volatility (Close-to-Close) (150-Day)
0.7222
Historical Volatility (Close-to-Close) (180-Day)
0.6603
Historical Volatility (Parkinson) (10-Day)
0.2069
Historical Volatility (Parkinson) (20-Day)
0.2607
Historical Volatility (Parkinson) (30-Day)
0.2725
Historical Volatility (Parkinson) (60-Day)
0.2989
Historical Volatility (Parkinson) (90-Day)
0.3996
Historical Volatility (Parkinson) (120-Day)
0.3816
Historical Volatility (Parkinson) (150-Day)
0.3595
Historical Volatility (Parkinson) (180-Day)
0.3420
Implied Volatility (Calls) (10-Day)
0.4839
Implied Volatility (Calls) (20-Day)
0.4839
Implied Volatility (Calls) (30-Day)
0.4706
Implied Volatility (Calls) (60-Day)
0.3937
Implied Volatility (Calls) (90-Day)
0.3853
Implied Volatility (Calls) (120-Day)
0.3768
Implied Volatility (Calls) (150-Day)
0.3768
Implied Volatility (Calls) (180-Day)
0.3777
Implied Volatility (Puts) (10-Day)
0.4799
Implied Volatility (Puts) (20-Day)
0.4799
Implied Volatility (Puts) (30-Day)
0.4740
Implied Volatility (Puts) (60-Day)
0.4392
Implied Volatility (Puts) (90-Day)
0.4196
Implied Volatility (Puts) (120-Day)
0.4000
Implied Volatility (Puts) (150-Day)
0.3923
Implied Volatility (Puts) (180-Day)
0.3859
Implied Volatility (Mean) (10-Day)
0.4819
Implied Volatility (Mean) (20-Day)
0.4819
Implied Volatility (Mean) (30-Day)
0.4723
Implied Volatility (Mean) (60-Day)
0.4165
Implied Volatility (Mean) (90-Day)
0.4024
Implied Volatility (Mean) (120-Day)
0.3884
Implied Volatility (Mean) (150-Day)
0.3845
Implied Volatility (Mean) (180-Day)
0.3818
Put-Call Implied Volatility Ratio (10-Day)
0.9918
Put-Call Implied Volatility Ratio (20-Day)
0.9918
Put-Call Implied Volatility Ratio (30-Day)
1.0072
Put-Call Implied Volatility Ratio (60-Day)
1.1156
Put-Call Implied Volatility Ratio (90-Day)
1.0890
Put-Call Implied Volatility Ratio (120-Day)
1.0615
Put-Call Implied Volatility Ratio (150-Day)
1.0411
Put-Call Implied Volatility Ratio (180-Day)
1.0217
Implied Volatility Skew (10-Day)
0.0993
Implied Volatility Skew (20-Day)
0.0993
Implied Volatility Skew (30-Day)
0.0934
Implied Volatility Skew (60-Day)
0.0581
Implied Volatility Skew (90-Day)
0.0362
Implied Volatility Skew (120-Day)
0.0144
Implied Volatility Skew (150-Day)
0.0208
Implied Volatility Skew (180-Day)
0.0303
Option Statistics
Put-Call Ratio (Volume) (10-Day)
0.6667
Put-Call Ratio (Volume) (20-Day)
0.6667
Put-Call Ratio (Volume) (30-Day)
0.6667
Put-Call Ratio (Volume) (60-Day)
Put-Call Ratio (Volume) (90-Day)
Put-Call Ratio (Volume) (120-Day)
Put-Call Ratio (Volume) (150-Day)
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
0.3102
Put-Call Ratio (Open Interest) (20-Day)
0.3102
Put-Call Ratio (Open Interest) (30-Day)
0.4851
Put-Call Ratio (Open Interest) (60-Day)
1.4873
Put-Call Ratio (Open Interest) (90-Day)
1.1072
Put-Call Ratio (Open Interest) (120-Day)
0.7270
Put-Call Ratio (Open Interest) (150-Day)
0.8802
Put-Call Ratio (Open Interest) (180-Day)
1.0926
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
43.75
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
62.50
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
12.50
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
43.75
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
31.25
Percentile Within Industry, Percent Change in Price, Past Week
37.50
Percentile Within Industry, Percent Change in Price, 1 Day
37.50
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
23.08
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
61.54
Percentile Within Industry, Percent Growth in Annual Revenue
78.57
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
35.71
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
42.86
Percentile Within Industry, Percent Growth in Annual Net Income
75.00
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
66.67
Percentile Within Industry, PE Ratio (Trailing 12 Months)
63.64
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
100.00
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
71.43
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
57.14
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
76.92
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
92.86
Percentile Within Industry, Net Margin (Trailing 12 Months)
92.86
Percentile Within Industry, Return on Equity (Trailing 12 Months)
80.00
Percentile Within Industry, Return on Assets (Trailing 12 Months)
66.67
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
14.29
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
14.29
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
61.54
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
81.25
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
62.50
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
80.00
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
22.34
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
12.97
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
2.62
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
60.41
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
36.28
Percentile Within Sector, Percent Change in Price, Past Week
42.07
Percentile Within Sector, Percent Change in Price, 1 Day
42.07
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
6.11
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
70.26
Percentile Within Sector, Percent Growth in Annual Revenue
85.73
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
16.82
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
32.88
Percentile Within Sector, Percent Growth in Annual Net Income
81.20
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
10.50
Percentile Within Sector, PE Ratio (Trailing 12 Months)
50.98
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
11.80
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
56.87
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
41.37
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
35.19
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
73.11
Percentile Within Sector, Net Margin (Trailing 12 Months)
81.56
Percentile Within Sector, Return on Equity (Trailing 12 Months)
40.83
Percentile Within Sector, Return on Assets (Trailing 12 Months)
58.81
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
9.77
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
10.07
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
96.49
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
38.90
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
76.40
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
53.17
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
25.03
Percentile Within Market, Percent Change in Price, Past 26 Weeks
18.04
Percentile Within Market, Percent Change in Price, Past 13 Weeks
5.49
Percentile Within Market, Percent Change in Price, Past 4 Weeks
71.92
Percentile Within Market, Percent Change in Price, Past 2 Weeks
45.12
Percentile Within Market, Percent Change in Price, Past Week
42.96
Percentile Within Market, Percent Change in Price, 1 Day
33.53
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
11.92
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
68.69
Percentile Within Market, Percent Growth in Annual Revenue
83.70
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
28.11
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
46.13
Percentile Within Market, Percent Growth in Annual Net Income
79.04
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
9.46
Percentile Within Market, PE Ratio (Trailing 12 Months)
29.87
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
7.46
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
56.08
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
30.27
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
38.23
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
87.44
Percentile Within Market, Net Margin (Trailing 12 Months)
89.32
Percentile Within Market, Return on Equity (Trailing 12 Months)
60.75
Percentile Within Market, Return on Assets (Trailing 12 Months)
50.61
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
4.78
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
6.34
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
95.16
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
71.10
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
72.45
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
50.26