Pacific Premier Bancorp Inc (PPBI)

Last Closing Price: 21.40 (2025-05-29)

Company Description

LIFE Financial Corporation is a savings and loan holding company for Life Bank. The company originates, purchases, sells, securitizes and services primarily non-conventional mortgage loans principally secured by first and second mortgages on one- to four-family residences. The Company makes Liberator Series loans, which are for the purchase of residential real property by borrowers who generally would not qualify for Fannie Mae or Freddie Mac loans, and Portfolio Series loans, which is debt consolidation loans for borrowers whose credit history qualifies them.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $905.41M
Net Income (Most Recent Fiscal Year) $158.80M
PE Ratio (Current Year Earnings Estimate) 14.99
PE Ratio (Trailing 12 Months) 14.08
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.37
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.70
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 13.09
Pre-Tax Margin (Trailing 12 Months) 22.44%
Net Margin (Trailing 12 Months) 16.89%
Return on Equity (Trailing 12 Months) 5.01%
Return on Assets (Trailing 12 Months) 0.82%
Current Ratio (Most Recent Fiscal Quarter) 0.85
Quick Ratio (Most Recent Fiscal Quarter) 0.85
Debt to Common Equity (Most Recent Fiscal Quarter) 0.09
Inventory Turnover (Trailing 12 Months) 420.46
Book Value per Share (Most Recent Fiscal Quarter) $30.57
Earnings per Share (Most Recent Fiscal Quarter) $0.37
Earnings per Share (Most Recent Fiscal Year) $1.65
Diluted Earnings per Share (Trailing 12 Months) $1.52
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 97.06M
Free Float 94.84M
Market Capitalization $2.08B
Average Volume (Last 20 Days) 0.75M
Beta (Past 60 Months) 1.18
Percentage Held By Insiders (Latest Annual Proxy Report) 2.29%
Percentage Held By Institutions (Latest 13F Reports) 93.11%
Annual Dividend (Based on Last Quarter) $1.32
Dividend Yield (Based on Last Quarter) 6.17%