Primerica, Inc. (PRI)

Last Closing Price: 269.77 (2025-05-29)

Company Description

Primerica, Inc. provides financial products and services. It assists its clients in meeting their needs for term life insurance, which it underwrites, and mutual funds, variable annuities and other financial products, which it distributes primarily on behalf of third parties. The Company's mission is to serve middle income families by helping them make informed financial decisions and providing them with a strategy and means to gain financial independence. The Company's sales representatives use its proprietary financial needs analysis, or FNA, tool and an educational approach to demonstrate how its products can assist clients to provide financial protection for their families, save for their retirement and manage their debt. The Company's clients are generally middle income consumers. Primerica also provides an entrepreneurial business opportunity for individuals to distribute its financial products. The Company is based in Duluth, Georgia.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $3.09B
Net Income (Most Recent Fiscal Year) $470.52M
PE Ratio (Current Year Earnings Estimate) 12.95
PE Ratio (Trailing 12 Months) 13.20
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 2.82
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 3.96
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 7.19
Pre-Tax Margin (Trailing 12 Months) 30.51%
Net Margin (Trailing 12 Months) 15.82%
Return on Equity (Trailing 12 Months) 32.30%
Return on Assets (Trailing 12 Months) 4.74%
Current Ratio (Most Recent Fiscal Quarter) 0.36
Quick Ratio (Most Recent Fiscal Quarter) 0.36
Debt to Common Equity (Most Recent Fiscal Quarter) 0.00
Inventory Turnover (Trailing 12 Months) --
Book Value per Share (Most Recent Fiscal Quarter) $68.19
Earnings per Share (Most Recent Fiscal Quarter) $5.02
Earnings per Share (Most Recent Fiscal Year) $19.84
Diluted Earnings per Share (Trailing 12 Months) $14.87
Stock
Exchange NYSE
Sector Financial Services
Industry Insurance - Life
Common Shares Outstanding 33.09M
Free Float 32.89M
Market Capitalization $8.93B
Average Volume (Last 20 Days) 0.14M
Beta (Past 60 Months) 1.02
Percentage Held By Insiders (Latest Annual Proxy Report) 0.61%
Percentage Held By Institutions (Latest 13F Reports) 90.88%
Annual Dividend (Based on Last Quarter) $4.16
Dividend Yield (Based on Last Quarter) 1.54%