Loan Loss Reserves / Non-Performing Loans (Annual)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Qfin Holdings Inc. - Sponsored ADR (QFIN) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal year ending 2024-12-31

Income Statement Financials
Revenue	$2.35B
Net Income	$858.21M
Cost of Goods Sold	$397.39M
Gross Profit	$1.95B
Operating Expenses	$1.32B
Operating Income	$1.03B
Non-Operating Income/Expense	$49.85M
Pre-Tax Income	$1.08B
Normalized Pre-Tax Income	$1.08B
Income after Taxes	$855.99M
Income from Continuous Operations	$855.99M
Consolidated Net Income/Loss	$855.99M
Normalized Income after Taxes	$855.99M
EBIT	$1.11B
EBITDA	$1.12B
Weighted-Average Shares Outstanding (Basic)	149.01M
Weighted-Average Shares Outstanding (Diluted)	151.72M
Earnings per Share (EPS) (Basic)	$5.76
Earnings per Share (EPS) (Diluted)	$5.66
Balance Sheet Financials
Current Assets	$5.86B
Property, Plant, and Equipment	$49.70M
Long-Term Assets	$733.23M
Total Assets	$6.59B
Current Liabilities	$2.39B
Long-Term Debt	--
Long-Term Liabilities	$878.74M
Total Liabilities	$3.27B
Common Equity	$3.32B
Tangible Shareholders Equity	$3.18B
Shareholders Equity	$3.32B
Common Shares Outstanding	141.99M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$1.28B
Cash Flow from Investing Activities	$-1.10B
Cash Flow from Financial Activities	$-289.68M
Beginning Cash	$1.04B
End Cash	$932.39M
Increase/Decrease in Cash	$-103.19M
Stock-Based Compensation	$22.96M
Common Stock Dividends Paid	$-173.02M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	2.45
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	--
Debt to Equity Ratio	0.06
Gross Margin	83.10%
Operating Margin	43.86%
EBIT Margin	47.30%
EBITDA Margin	47.74%
Pre-Tax Profit Margin	45.98%
Profit Margin	36.49%
Free Cash Flow	$1.26B
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.36
Inventory Turnover	--
Receiveable Turnover	0.55
Days Sales in Receivables	658.18
Return on Equity	25.77%
Return on Tangible Equity	26.89%
Return on Assets	12.98%
Return on Investments	25.77%
Book Value Per Share	$23.39
Free Cash Flow per Share	$8.30
Operating Cash Flow per Share	$8.44

Data from Zacks Investment Research, Inc.