Radian Group Inc. is a credit enhancement company which supports homebuyers, mortgage lenders, loan servicers and investors with a suite of private mortgage insurance and related risk-management products and services. The company has two business segments - Mortgage Insurance and Mortgage and Real Estate Services. Mortgage Insurance - This segment provides credit-related insurance coverage, principally through private mortgage insurance and risk management services, to mortgage lending institutions. The company conducts mortgage insurance business primarily through Radian Guaranty, its principal mortgage insurance subsidiary. Mortgage insurance is of immense importance in the U.S. housing finance system as it offers home ownership at affordable rates and pacify risks related to residential mortgage loans. Radian introduced homegenius that replaced its former Real Estate segment. Renaming the segment was in line with aligning with updates to branding strategy for the segment's products and services.
| Revenue (Most Recent Fiscal Year) | $1.29B |
| Net Income (Most Recent Fiscal Year) | $604.44M |
| PE Ratio (Current Year Earnings Estimate) | 9.08 |
| PE Ratio (Trailing 12 Months) | 8.36 |
| PEG Ratio (Long Term Growth Estimate) | -- |
| Price to Sales Ratio (Trailing 12 Months) | 3.57 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) | 1.06 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) | 6.98 |
| Pre-Tax Margin (Trailing 12 Months) | 59.04% |
| Net Margin (Trailing 12 Months) | 46.29% |
| Return on Equity (Trailing 12 Months) | 13.54% |
| Return on Assets (Trailing 12 Months) | 7.33% |
| Current Ratio (Most Recent Fiscal Quarter) | 3.44 |
| Quick Ratio (Most Recent Fiscal Quarter) | 3.44 |
| Debt to Common Equity (Most Recent Fiscal Quarter) | 0.52 |
| Inventory Turnover (Trailing 12 Months) | -- |
| Book Value per Share (Most Recent Fiscal Quarter) | $31.88 |
| Earnings per Share (Most Recent Fiscal Quarter) | $0.99 |
| Earnings per Share (Most Recent Fiscal Year) | $4.11 |
| Diluted Earnings per Share (Trailing 12 Months) | $3.93 |
| Exchange | NYSE |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Common Shares Outstanding | 134.33M |
| Free Float | 131.43M |
| Market Capitalization | $4.60B |
| Average Volume (Last 20 Days) | 1.00M |
| Beta (Past 60 Months) | 0.71 |
| Percentage Held By Insiders (Latest Annual Proxy Report) | 2.16% |
| Percentage Held By Institutions (Latest 13F Reports) | 95.33% |
| Annual Dividend (Based on Last Quarter) | $1.02 |
| Dividend Yield (Based on Last Quarter) | 2.98% |