Regional Management Corp. (RM)

Last Closing Price: 32.94 (2025-07-03)

Profile
Ticker
RM
Security Name
Regional Management Corp.
Exchange
NYSE
Sector
Financial Services
Industry
Credit Services
Free Float
8,850,000
Market Capitalization
316,370,000
Average Volume (Last 20 Days)
50,532
Beta (Past 60 Months)
1.18
Percentage Held By Insiders (Latest Annual Proxy Report)
10.80
Percentage Held By Institutions (Latest 13F Reports)
98.89
Recent Price/Volume
Closing Price
32.94
Opening Price
32.25
High Price
33.13
Low Price
31.98
Volume
31,000
Previous Closing Price
31.89
Previous Opening Price
31.00
Previous High Price
32.06
Previous Low Price
30.96
Previous Volume
41,700
High/Low Price
52-Week High Price
36.80
26-Week High Price
36.80
13-Week High Price
33.70
4-Week High Price
33.13
2-Week High Price
33.13
1-Week High Price
33.13
52-Week Low Price
25.13
26-Week Low Price
25.13
13-Week Low Price
25.13
4-Week Low Price
26.90
2-Week Low Price
26.98
1-Week Low Price
29.01
High/Low Volume
52-Week High Volume
150,000
26-Week High Volume
150,000
13-Week High Volume
125,000
4-Week High Volume
125,000
2-Week High Volume
125,000
1-Week High Volume
125,000
52-Week Low Volume
8,300
26-Week Low Volume
14,400
13-Week Low Volume
14,400
4-Week Low Volume
14,400
2-Week Low Volume
14,400
1-Week Low Volume
28,200
Money Flow
Total Money Flow, Past 52 Weeks
290,642,029
Total Money Flow, Past 26 Weeks
185,473,329
Total Money Flow, Past 13 Weeks
87,989,924
Total Money Flow, Past 4 Weeks
28,720,564
Total Money Flow, Past 2 Weeks
16,162,331
Total Money Flow, Past Week
8,734,577
Total Money Flow, 1 Day
1,013,183
Total Volume
Total Volume, Past 52 Weeks
9,463,178
Total Volume, Past 26 Weeks
6,008,978
Total Volume, Past 13 Weeks
3,053,078
Total Volume, Past 4 Weeks
992,500
Total Volume, Past 2 Weeks
550,100
Total Volume, Past Week
288,900
Percent Change in Price
Percent Change in Price, Past 52 Weeks
27.23
Percent Change in Price, Past 26 Weeks
0.50
Percent Change in Price, Past 13 Weeks
14.81
Percent Change in Price, Past 4 Weeks
22.09
Percent Change in Price, Past 2 Weeks
16.97
Percent Change in Price, Past Week
12.89
Percent Change in Price, 1 Day
3.29
New High/Low in Price
Reached New 52-Week High Price
False
Reached New 26-Week High Price
False
Reached New 13-Week High Price
False
Reached New 4-Week High Price
True
Reached New 2-Week High Price
True
Reached New 1-Week High Price
True
Reached New 52-Week Low Price
False
Reached New 26-Week Low Price
False
Reached New 13-Week Low Price
False
Reached New 4-Week Low Price
False
Reached New 2-Week Low Price
False
Reached New 1-Week Low Price
False
Consecutive Days/Weeks of Increasing/Decreasing Price
Consecutive Days of Increasing Price
3
Consecutive Weeks of Increasing Price
5
Consecutive Days of Decreasing Price
0
Consecutive Weeks of Decreasing Price
0
Consecutive Days/Weeks of Increasing/Decreasing Volume
Consecutive Days of Increasing Volume
0
Consecutive Weeks of Increasing Volume
0
Consecutive Days of Decreasing Volume
2
Consecutive Weeks of Decreasing Volume
1
New High/Low in Volume
Had New 52-Week High Volume
False
Had New 26-Week High Volume
False
Had New 13-Week High Volume
False
Had New 4-Week High Volume
False
Had New 2-Week High Volume
False
Had New 1-Week High Volume
False
Had New 52-Week Low Volume
False
Had New 26-Week Low Volume
False
Had New 13-Week Low Volume
False
Had New 4-Week Low Volume
False
Had New 2-Week Low Volume
False
Had New 1-Week Low Volume
False
Moving Averages
Simple Moving Average (5-Day)
30.84
Simple Moving Average (10-Day)
29.71
Simple Moving Average (20-Day)
28.85
Simple Moving Average (50-Day)
28.78
Simple Moving Average (100-Day)
30.06
Simple Moving Average (200-Day)
30.84
Previous Simple Moving Average (5-Day)
30.09
Previous Simple Moving Average (10-Day)
29.18
Previous Simple Moving Average (20-Day)
28.54
Previous Simple Moving Average (50-Day)
28.76
Previous Simple Moving Average (100-Day)
30.08
Previous Simple Moving Average (200-Day)
30.84
Technical Indicators
MACD (12, 26, 9)
0.84
MACD (12, 26, 9) Signal
0.32
Previous MACD (12, 26, 9)
0.61
Previous MACD (12, 26, 9) Signal
0.19
RSI (14-Day)
75.66
Previous RSI (14-Day)
72.06
Stochastic (14, 3, 3) %K
96.22
Stochastic (14, 3, 3) %D
91.31
Previous Stochastic (14, 3, 3) %K
89.73
Previous Stochastic (14, 3, 3) %D
87.64
Upper Bollinger Band (20, 2)
31.80
Lower Bollinger Band (20, 2)
25.90
Previous Upper Bollinger Band (20, 2)
30.95
Previous Lower Bollinger Band (20, 2)
26.14
Income Statement Financials
Quarterly Revenue (MRQ)
152,967,000
Quarterly Net Income (MRQ)
7,007,000
Previous Quarterly Revenue (QoQ)
154,832,000
Previous Quarterly Revenue (YoY)
144,308,000
Previous Quarterly Net Income (QoQ)
9,914,000
Previous Quarterly Net Income (YoY)
15,205,000
Revenue (MRY)
588,503,000
Net Income (MRY)
41,227,000
Previous Annual Revenue
551,399,000
Previous Net Income
15,958,000
Cost of Goods Sold (MRY)
Gross Profit (MRY)
588,503,000
Operating Expenses (MRY)
459,898,000
Operating Income (MRY)
128,605,000
Non-Operating Income/Expense (MRY)
-74,530,000
Pre-Tax Income (MRY)
54,075,000
Normalized Pre-Tax Income (MRY)
54,075,000
Income after Taxes (MRY)
41,227,000
Income from Continuous Operations (MRY)
41,227,000
Consolidated Net Income/Loss (MRY)
41,227,000
Normalized Income after Taxes (MRY)
41,227,000
EBIT (MRY)
128,605,000
EBITDA (MRY)
127,062,000
Balance Sheet Financials
Current Assets (MRQ)
1,770,614,000
Property, Plant, and Equipment (MRQ)
13,635,000
Long-Term Assets (MRQ)
130,069,000
Total Assets (MRQ)
1,900,683,000
Current Liabilities (MRQ)
Long-Term Debt (MRQ)
1,469,936,000
Long-Term Liabilities (MRQ)
1,542,807,000
Total Liabilities (MRQ)
1,542,807,000
Common Equity (MRQ)
357,876,000
Tangible Shareholders Equity (MRQ)
331,126,000
Shareholders Equity (MRQ)
357,876,000
Common Shares Outstanding (MRQ)
10,088,000
Cash Flow Statement Financials
Cash Flow from Operating Activities (MRY)
268,927,000
Cash Flow from Investing Activities (MRY)
-315,374,000
Cash Flow from Financial Activities (MRY)
53,409,000
Beginning Cash (MRY)
128,673,000
End Cash (MRY)
135,635,000
Increase/Decrease in Cash (MRY)
6,962,000
Fundamental Ratios
PE Ratio (Current Year Earnings Estimate)
7.46
PE Ratio (Trailing 12 Months)
8.57
PEG Ratio (Long Term Growth Estimate)
Price to Sales Ratio (Trailing 12 Months)
0.53
Price to Book Ratio (Most Recent Quarterly Book Value per Share)
0.89
Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
7.37
Pre-Tax Margin (Trailing 12 Months)
7.25
Net Margin (Trailing 12 Months)
5.53
Return on Equity (Trailing 12 Months)
10.57
Return on Assets (Trailing 12 Months)
2.01
Current Ratio (Most Recent Fiscal Quarter)
45.13
Quick Ratio (Most Recent Fiscal Quarter)
45.13
Debt to Common Equity (Most Recent Fiscal Quarter)
4.11
Inventory Turnover (Trailing 12 Months)
Book Value per Share (Most Recent Fiscal Quarter)
35.13
Earnings
Fiscal Period End, Next Quarterly Earnings Report
2025-06-30
Quarterly Earnings per Share Estimate
0.72
Next Expected Quarterly Earnings Report Date
2025-07-30
Days Until Next Expected Quarterly Earnings Report
26
Fiscal Period End, Last Quarterly Earnings Report
2025-03-31
Last Quarterly Earnings per Share Estimate
0.67
Last Quarterly Earnings per Share
0.70
Last Quarterly Earnings Report Date
2025-04-30
Days Since Last Quarterly Earnings Report
65
Earnings per Share (Most Recent Fiscal Year)
4.56
Diluted Earnings per Share (Trailing 12 Months)
3.30
Dividends
Last Dividend Date
2025-05-21
Last Dividend Amount
0.30
Days Since Last Dividend
44
Annual Dividend (Based on Last Quarter)
1.20
Dividend Yield (Based on Last Quarter)
3.76
Percent Growth in Revenue/Net Income
Percent Growth in Quarterly Revenue (QoQ)
-1.20
Percent Growth in Quarterly Revenue (YoY)
6.00
Percent Growth in Annual Revenue
6.73
Percent Growth in Quarterly Net Income (QoQ)
-29.32
Percent Growth in Quarterly Net Income (YoY)
-53.92
Percent Growth in Annual Net Income
158.35
New High/Low in Revenue/Net Income
New 5-Year High Annual Revenue
True
New 5-Year Low Annual Revenue
False
New 5-Year High Quarterly Revenue (QoQ)
False
New 5-Year Low Quarterly Revenue (QoQ)
False
New 5-Year High Quarterly Revenue (YoY)
True
New 5-Year Low Quarterly Revenue (YoY)
False
New 5-Year High Annual Net Income
False
New 5-Year Low Annual Net Income
False
New 5-Year High Quarterly Net Income (QoQ)
False
New 5-Year Low Quarterly Net Income (QoQ)
False
New 5-Year High Quarterly Net Income (YoY)
False
New 5-Year Low Quarterly Net Income (YoY)
True
Consecutive Quarters/Years of Increasing/Decreasing Revenue/Net Income
Consecutive Quarters of Increasing Revenue (QoQ)
0
Consecutive Quarters of Decreasing Revenue (QoQ)
1
Consecutive Quarters of Increasing Revenue (YoY)
17
Consecutive Quarters of Decreasing Revenue (YoY)
0
Consecutive Years of Increasing Revenue
17
Consecutive Years of Decreasing Revenue
0
Consecutive Quarters of Increasing Net Income (QoQ)
0
Consecutive Quarters of Decreasing Net Income (QoQ)
1
Consecutive Quarters of Increasing Net Income (YoY)
0
Consecutive Quarters of Decreasing Net Income (YoY)
1
Consecutive Years of Increasing Net Income
1
Consecutive Years of Decreasing Net Income
0
Splits
Last Split Date (if within past year)
Last Split Ratio (if within past year)
Days Since Last Split (if within past year)
Volatility Metrics
Historical Volatility (Close-to-Close) (10-Day)
0.3401
Historical Volatility (Close-to-Close) (20-Day)
0.3733
Historical Volatility (Close-to-Close) (30-Day)
0.3308
Historical Volatility (Close-to-Close) (60-Day)
0.3198
Historical Volatility (Close-to-Close) (90-Day)
0.5215
Historical Volatility (Close-to-Close) (120-Day)
0.5096
Historical Volatility (Close-to-Close) (150-Day)
0.4776
Historical Volatility (Close-to-Close) (180-Day)
0.4543
Historical Volatility (Parkinson) (10-Day)
0.3287
Historical Volatility (Parkinson) (20-Day)
0.3722
Historical Volatility (Parkinson) (30-Day)
0.3333
Historical Volatility (Parkinson) (60-Day)
0.3073
Historical Volatility (Parkinson) (90-Day)
0.4841
Historical Volatility (Parkinson) (120-Day)
0.4758
Historical Volatility (Parkinson) (150-Day)
0.4543
Historical Volatility (Parkinson) (180-Day)
0.4344
Implied Volatility (Calls) (10-Day)
Implied Volatility (Calls) (20-Day)
Implied Volatility (Calls) (30-Day)
Implied Volatility (Calls) (60-Day)
0.5401
Implied Volatility (Calls) (90-Day)
0.4205
Implied Volatility (Calls) (120-Day)
0.4097
Implied Volatility (Calls) (150-Day)
0.3987
Implied Volatility (Calls) (180-Day)
0.3918
Implied Volatility (Puts) (10-Day)
0.7211
Implied Volatility (Puts) (20-Day)
0.7097
Implied Volatility (Puts) (30-Day)
0.6868
Implied Volatility (Puts) (60-Day)
0.5801
Implied Volatility (Puts) (90-Day)
0.4907
Implied Volatility (Puts) (120-Day)
0.4713
Implied Volatility (Puts) (150-Day)
0.4521
Implied Volatility (Puts) (180-Day)
0.4398
Implied Volatility (Mean) (10-Day)
Implied Volatility (Mean) (20-Day)
Implied Volatility (Mean) (30-Day)
Implied Volatility (Mean) (60-Day)
0.5601
Implied Volatility (Mean) (90-Day)
0.4556
Implied Volatility (Mean) (120-Day)
0.4405
Implied Volatility (Mean) (150-Day)
0.4254
Implied Volatility (Mean) (180-Day)
0.4158
Put-Call Implied Volatility Ratio (10-Day)
Put-Call Implied Volatility Ratio (20-Day)
Put-Call Implied Volatility Ratio (30-Day)
Put-Call Implied Volatility Ratio (60-Day)
1.0741
Put-Call Implied Volatility Ratio (90-Day)
1.1669
Put-Call Implied Volatility Ratio (120-Day)
1.1503
Put-Call Implied Volatility Ratio (150-Day)
1.1338
Put-Call Implied Volatility Ratio (180-Day)
1.1225
Implied Volatility Skew (10-Day)
Implied Volatility Skew (20-Day)
Implied Volatility Skew (30-Day)
Implied Volatility Skew (60-Day)
0.0550
Implied Volatility Skew (90-Day)
0.0988
Implied Volatility Skew (120-Day)
0.0679
Implied Volatility Skew (150-Day)
0.0369
Implied Volatility Skew (180-Day)
0.0173
Option Statistics
Put-Call Ratio (Volume) (10-Day)
Put-Call Ratio (Volume) (20-Day)
Put-Call Ratio (Volume) (30-Day)
Put-Call Ratio (Volume) (60-Day)
0.5714
Put-Call Ratio (Volume) (90-Day)
0.5714
Put-Call Ratio (Volume) (120-Day)
0.5714
Put-Call Ratio (Volume) (150-Day)
0.5714
Put-Call Ratio (Volume) (180-Day)
Put-Call Ratio (Open Interest) (10-Day)
4.5000
Put-Call Ratio (Open Interest) (20-Day)
4.5000
Put-Call Ratio (Open Interest) (30-Day)
4.5000
Put-Call Ratio (Open Interest) (60-Day)
0.0000
Put-Call Ratio (Open Interest) (90-Day)
0.0000
Put-Call Ratio (Open Interest) (120-Day)
0.0000
Put-Call Ratio (Open Interest) (150-Day)
0.0000
Put-Call Ratio (Open Interest) (180-Day)
0.0000
Percentiles Within Industry of Price Performance
Percentile Within Industry, Percent Change in Price, Past 52 Weeks
47.37
Percentile Within Industry, Percent Change in Price, Past 26 Weeks
29.82
Percentile Within Industry, Percent Change in Price, Past 13 Weeks
52.63
Percentile Within Industry, Percent Change in Price, Past 4 Weeks
84.21
Percentile Within Industry, Percent Change in Price, Past 2 Weeks
89.47
Percentile Within Industry, Percent Change in Price, Past Week
94.74
Percentile Within Industry, Percent Change in Price, 1 Day
87.72
Percentiles Within Industry of Revenue/Net Income Growth
Percentile Within Industry, Percent Growth in Quarterly Revenue (QoQ)
51.02
Percentile Within Industry, Percent Growth in Quarterly Revenue (YoY)
51.02
Percentile Within Industry, Percent Growth in Annual Revenue
49.06
Percentile Within Industry, Percent Growth in Quarterly Net Income (QoQ)
26.53
Percentile Within Industry, Percent Growth in Quarterly Net Income (YoY)
20.00
Percentile Within Industry, Percent Growth in Annual Net Income
89.09
Percentiles Within Industry of Fundamental Ratios and Percentages
Percentile Within Industry, PE Ratio (Current Year Earnings Estimate)
13.95
Percentile Within Industry, PE Ratio (Trailing 12 Months)
31.82
Percentile Within Industry, PEG Ratio (Long Term Growth Estimate)
Percentile Within Industry, Price to Sales Ratio (Trailing 12 Months)
12.00
Percentile Within Industry, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
42.31
Percentile Within Industry, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
47.83
Percentile Within Industry, Pre-Tax Margin (Trailing 12 Months)
29.41
Percentile Within Industry, Net Margin (Trailing 12 Months)
25.53
Percentile Within Industry, Return on Equity (Trailing 12 Months)
44.90
Percentile Within Industry, Return on Assets (Trailing 12 Months)
40.82
Percentile Within Industry, Current Ratio (Most Recent Fiscal Quarter)
100.00
Percentile Within Industry, Quick Ratio (Most Recent Fiscal Quarter)
100.00
Percentile Within Industry, Debt to Common Equity (Most Recent Fiscal Quarter)
90.00
Percentile Within Industry, Inventory Turnover (Trailing 12 Months)
Percentile Within Industry, Dividend Yield (Based on Last Quarter)
84.21
Percentile Within Industry, Percentage Held By Insiders (Latest Annual Proxy Report)
58.49
Percentile Within Industry, Percentage Held By Institutions (Latest 13F Reports)
94.44
Percentiles Within Sector of Price Performance
Percentile Within Sector, Percent Change in Price, Past 52 Weeks
48.54
Percentile Within Sector, Percent Change in Price, Past 26 Weeks
32.41
Percentile Within Sector, Percent Change in Price, Past 13 Weeks
48.96
Percentile Within Sector, Percent Change in Price, Past 4 Weeks
93.32
Percentile Within Sector, Percent Change in Price, Past 2 Weeks
91.38
Percentile Within Sector, Percent Change in Price, Past Week
94.99
Percentile Within Sector, Percent Change in Price, 1 Day
94.02
Percentiles Within Sector of Revenue/Net Income Growth
Percentile Within Sector, Percent Growth in Quarterly Revenue (QoQ)
54.57
Percentile Within Sector, Percent Growth in Quarterly Revenue (YoY)
56.17
Percentile Within Sector, Percent Growth in Annual Revenue
34.58
Percentile Within Sector, Percent Growth in Quarterly Net Income (QoQ)
26.02
Percentile Within Sector, Percent Growth in Quarterly Net Income (YoY)
17.13
Percentile Within Sector, Percent Growth in Annual Net Income
91.21
Percentiles Within Sector of Fundamental Ratios and Percentages
Percentile Within Sector, PE Ratio (Current Year Earnings Estimate)
7.69
Percentile Within Sector, PE Ratio (Trailing 12 Months)
12.62
Percentile Within Sector, PEG Ratio (Long Term Growth Estimate)
Percentile Within Sector, Price to Sales Ratio (Trailing 12 Months)
5.28
Percentile Within Sector, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
23.90
Percentile Within Sector, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
17.11
Percentile Within Sector, Pre-Tax Margin (Trailing 12 Months)
23.91
Percentile Within Sector, Net Margin (Trailing 12 Months)
23.33
Percentile Within Sector, Return on Equity (Trailing 12 Months)
50.82
Percentile Within Sector, Return on Assets (Trailing 12 Months)
66.62
Percentile Within Sector, Current Ratio (Most Recent Fiscal Quarter)
99.71
Percentile Within Sector, Quick Ratio (Most Recent Fiscal Quarter)
99.71
Percentile Within Sector, Debt to Common Equity (Most Recent Fiscal Quarter)
98.09
Percentile Within Sector, Inventory Turnover (Trailing 12 Months)
Percentile Within Sector, Dividend Yield (Based on Last Quarter)
77.61
Percentile Within Sector, Percentage Held By Insiders (Latest Annual Proxy Report)
66.52
Percentile Within Sector, Percentage Held By Institutions (Latest 13F Reports)
98.55
Percentiles Within Market of Price Performance
Percentile Within Market, Percent Change in Price, Past 52 Weeks
80.67
Percentile Within Market, Percent Change in Price, Past 26 Weeks
37.26
Percentile Within Market, Percent Change in Price, Past 13 Weeks
61.76
Percentile Within Market, Percent Change in Price, Past 4 Weeks
93.69
Percentile Within Market, Percent Change in Price, Past 2 Weeks
93.80
Percentile Within Market, Percent Change in Price, Past Week
95.27
Percentile Within Market, Percent Change in Price, 1 Day
93.56
Percentiles Within Market of Revenue/Net Income Growth
Percentile Within Market, Percent Growth in Quarterly Revenue (QoQ)
52.84
Percentile Within Market, Percent Growth in Quarterly Revenue (YoY)
56.74
Percentile Within Market, Percent Growth in Annual Revenue
56.33
Percentile Within Market, Percent Growth in Quarterly Net Income (QoQ)
31.89
Percentile Within Market, Percent Growth in Quarterly Net Income (YoY)
23.35
Percentile Within Market, Percent Growth in Annual Net Income
92.37
Percentiles Within Market of Fundamental Ratios and Percentages
Percentile Within Market, PE Ratio (Current Year Earnings Estimate)
7.08
Percentile Within Market, PE Ratio (Trailing 12 Months)
13.22
Percentile Within Market, PEG Ratio (Long Term Growth Estimate)
Percentile Within Market, Price to Sales Ratio (Trailing 12 Months)
16.58
Percentile Within Market, Price to Book Ratio (Most Recent Quarterly Book Value per Share)
23.24
Percentile Within Market, Price to Cash Ratio (Most Recent Annual Cash Flow per Share)
29.90
Percentile Within Market, Pre-Tax Margin (Trailing 12 Months)
58.39
Percentile Within Market, Net Margin (Trailing 12 Months)
55.74
Percentile Within Market, Return on Equity (Trailing 12 Months)
64.03
Percentile Within Market, Return on Assets (Trailing 12 Months)
53.76
Percentile Within Market, Current Ratio (Most Recent Fiscal Quarter)
99.43
Percentile Within Market, Quick Ratio (Most Recent Fiscal Quarter)
99.47
Percentile Within Market, Debt to Common Equity (Most Recent Fiscal Quarter)
96.50
Percentile Within Market, Inventory Turnover (Trailing 12 Months)
Percentile Within Market, Dividend Yield (Based on Last Quarter)
86.27
Percentile Within Market, Percentage Held By Insiders (Latest Annual Proxy Report)
64.11
Percentile Within Market, Percentage Held By Institutions (Latest 13F Reports)
98.02