Loan Loss Reserves / Non-Performing Loans (Annual)

Loan Loss Reserves / Non-Performing Loans: Allowance for bad loans as a portion of total loans made. Calculated as: Loan Loss Reserves / Non-Performing Loans

Rayonier Advanced Materials Inc. (RYAM) Loan Loss Reserves / Non-Performing Loans data is not available.

Quarterly Annual

Figures for fiscal year ending 2025-12-31

Income Statement Financials
Revenue	$1.47B
Net Income	$-422.50M
Cost of Goods Sold	$1.35B
Gross Profit	$118.78M
Operating Expenses	$1.46B
Operating Income	$4.10M
Non-Operating Income/Expense	$-99.14M
Pre-Tax Income	$-95.05M
Normalized Pre-Tax Income	$-95.05M
Income after Taxes	$-418.31M
Income from Continuous Operations	$-423.18M
Consolidated Net Income/Loss	$-420.51M
Normalized Income after Taxes	$-418.31M
EBIT	$4.10M
EBITDA	$146.61M
Weighted-Average Shares Outstanding (Basic)	66.78M
Weighted-Average Shares Outstanding (Diluted)	66.78M
Earnings per Share (EPS) (Basic)	$-6.33
Earnings per Share (EPS) (Diluted)	$-6.33
Balance Sheet Financials
Current Assets	$568.38M
Property, Plant, and Equipment	$1.01B
Long-Term Assets	$1.19B
Total Assets	$1.76B
Current Liabilities	$360.38M
Long-Term Debt	$758.11M
Long-Term Liabilities	$1.08B
Total Liabilities	$1.44B
Common Equity	$316.56M
Tangible Shareholders Equity	$312.62M
Shareholders Equity	$316.56M
Common Shares Outstanding	67.01M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$23.91M
Cash Flow from Investing Activities	$-114.10M
Cash Flow from Financial Activities	$30.06M
Beginning Cash	$125.22M
End Cash	$75.39M
Increase/Decrease in Cash	$-49.83M
Stock-Based Compensation	$5.50M
Common Stock Dividends Paid	--
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.58
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.71
Debt to Equity Ratio	2.46
Gross Margin	8.10%
Operating Margin	0.28%
EBIT Margin	0.28%
EBITDA Margin	10.00%
Pre-Tax Profit Margin	-6.48%
Profit Margin	-28.81%
Free Cash Flow	$-91.69M
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.83
Inventory Turnover	5.66
Receiveable Turnover	7.52
Days Sales in Receivables	48.54
Return on Equity	-133.68%
Return on Tangible Equity	-135.36%
Return on Assets	-24.07%
Return on Investments	-39.38%
Book Value Per Share	$4.72
Free Cash Flow per Share	$-1.37
Operating Cash Flow per Share	$0.36

Data from Zacks Investment Research, Inc.