SB Financial Group, Inc. (SBFG)

Last Closing Price: 17.62 (2025-06-20)

Company Description

SB Financial Group, Inc. is a financial services holding company with two wholly-owned operating subsidiaries: State Bank and RDSI Banking Systems. State Bank offers a full range of financial services for consumers and small businesses, including wealth management, mortgage banking, commercial and agricultural lending. RDSI provides item processing services to community banks located in the Midwest. SB Financial Group, Inc., formerly known as Rurban Financial Corp., is based in Defiance, Ohio.

Financials, Fundamental Metrics & Ratios
Revenue (Most Recent Fiscal Year) $81.37M
Net Income (Most Recent Fiscal Year) $11.47M
PE Ratio (Current Year Earnings Estimate) 8.56
PE Ratio (Trailing 12 Months) 9.60
PEG Ratio (Long Term Growth Estimate) --
Price to Sales Ratio (Trailing 12 Months) 1.36
Price to Book Ratio (Most Recent Quarterly Book Value per Share) 0.86
Price to Cash Ratio (Most Recent Annual Cash Flow per Share) 7.48
Pre-Tax Margin (Trailing 12 Months) 16.26%
Net Margin (Trailing 12 Months) 13.47%
Return on Equity (Trailing 12 Months) 9.23%
Return on Assets (Trailing 12 Months) 0.85%
Current Ratio (Most Recent Fiscal Quarter) 0.93
Quick Ratio (Most Recent Fiscal Quarter) 0.92
Debt to Common Equity (Most Recent Fiscal Quarter) 0.42
Inventory Turnover (Trailing 12 Months) 3.06
Book Value per Share (Most Recent Fiscal Quarter) $19.17
Earnings per Share (Most Recent Fiscal Quarter) $0.42
Earnings per Share (Most Recent Fiscal Year) $1.71
Diluted Earnings per Share (Trailing 12 Months) $1.70
Stock
Exchange NASDAQ
Sector Financial Services
Industry Banks - Regional
Common Shares Outstanding 6.53M
Free Float 6.16M
Market Capitalization $113.44M
Average Volume (Last 20 Days) 0.02M
Beta (Past 60 Months) 0.27
Percentage Held By Insiders (Latest Annual Proxy Report) 5.71%
Percentage Held By Institutions (Latest 13F Reports) 66.67%
Annual Dividend (Based on Last Quarter) $0.60
Dividend Yield (Based on Last Quarter) 3.45%