Expense Ratio (Annual)

Expense Ratio: A measure of profitability used by an insurance company to indicate how well it is performing in its daily operations. The expense ratio is calculated by taking the operating expenses and then dividing them by earned premium. Calculated as: (Total Operating Expenses - Underwriting Losses Total) / Net Premiums Earned

Sandoz Group AG Sponsored ADR (SDZNY) Expense Ratio data is not available.

Quarterly Annual

Figures for fiscal year ending 2025-12-31

Income Statement Financials
Revenue	$11.16B
Net Income	$914.00M
Cost of Goods Sold	$5.87B
Gross Profit	$5.28B
Operating Expenses	$9.73B
Operating Income	$1.43B
Non-Operating Income/Expense	$-218.00M
Pre-Tax Income	$1.21B
Normalized Pre-Tax Income	$1.21B
Income after Taxes	$914.00M
Income from Continuous Operations	$914.00M
Consolidated Net Income/Loss	$914.00M
Normalized Income after Taxes	$911.51M
EBIT	$1.43B
EBITDA	$1.43B
Weighted-Average Shares Outstanding (Basic)	432.00M
Weighted-Average Shares Outstanding (Diluted)	436.80M
Earnings per Share (EPS) (Basic)	$2.12
Earnings per Share (EPS) (Diluted)	$2.09
Balance Sheet Financials
Current Assets	$8.16B
Property, Plant, and Equipment	$2.43B
Long-Term Assets	$13.87B
Total Assets	$22.03B
Current Liabilities	$6.89B
Long-Term Debt	$5.01B
Long-Term Liabilities	$5.75B
Total Liabilities	$12.65B
Common Equity	$9.38B
Tangible Shareholders Equity	$-496.00M
Shareholders Equity	$9.38B
Common Shares Outstanding	432.70M
Cash Flow Statement Financials
Cash Flow from Operating Activities	$1.59B
Cash Flow from Investing Activities	$-980.00M
Cash Flow from Financial Activities	$-197.00M
Beginning Cash	$1.19B
End Cash	$1.74B
Increase/Decrease in Cash	$548.00M
Stock-Based Compensation	--
Common Stock Dividends Paid	$-315.00M
Preferred Stock Dividends Paid	--
Fundamental Metrics & Ratios
Current Ratio	1.18
Non-Performing Assets / Total Loans	--
Loan Loss Reserves / Non-Performing Loans	--
Debt to Capital Ratio	0.35
Debt to Equity Ratio	0.54
Gross Margin	47.36%
Operating Margin	12.77%
EBIT Margin	12.77%
EBITDA Margin	12.77%
Pre-Tax Profit Margin	10.82%
Profit Margin	8.19%
Free Cash Flow	$1.11B
Loss Ratio	--
Expense Ratio	--
Combined Ratio	--
Asset Turnover	0.51
Inventory Turnover	2.06
Receiveable Turnover	3.90
Days Sales in Receivables	93.56
Return on Equity	9.74%
Return on Tangible Equity	-184.27%
Return on Assets	4.15%
Return on Investments	6.35%
Book Value Per Share	$21.69
Free Cash Flow per Share	$2.54
Operating Cash Flow per Share	$3.65

Data from Zacks Investment Research, Inc.