Company Description
Sound Financial Inc. is the holding company for Sound Community Bank, a full-service bank, providing personal and business banking services in communities across the greater Puget Sound region. The company is a mutual savings bank that provides financial services to families and individuals. Its products and services include real estate-lending, loans, checking accounts, savings and money market accounts, individual retirement accounts, certificate of deposits, online services, online loan applications, computerized lending, Internet access, and lines of credit. The company also provides money transfer services, money orders, overdraft protection, auto transfer/direct deposits, accidental death and dismemberment insurance, credit life and disability insurance, identity theft insurance, merchant services, and mortgage loans. The Seattle based company operates banking offices in King, Pierce, Snohomish and Clallam Counties.
Financials, Fundamental Metrics & Ratios
| Revenue (Most Recent Fiscal Year) |
$62.03M |
| Net Income (Most Recent Fiscal Year) |
$4.64M |
| PE Ratio (Current Year Earnings Estimate) |
-- |
| PE Ratio (Trailing 12 Months) |
25.67 |
| PEG Ratio (Long Term Growth Estimate) |
-- |
| Price to Sales Ratio (Trailing 12 Months) |
2.07 |
| Price to Book Ratio (Most Recent Quarterly Book Value per Share) |
1.23 |
| Price to Cash Ratio (Most Recent Annual Cash Flow per Share) |
20.36 |
| Pre-Tax Margin (Trailing 12 Months) |
9.96% |
| Net Margin (Trailing 12 Months) |
8.12% |
| Return on Equity (Trailing 12 Months) |
4.89% |
| Return on Assets (Trailing 12 Months) |
0.48% |
| Current Ratio (Most Recent Fiscal Quarter) |
1.11 |
| Quick Ratio (Most Recent Fiscal Quarter) |
1.11 |
| Debt to Common Equity (Most Recent Fiscal Quarter) |
0.35 |
| Inventory Turnover (Trailing 12 Months) |
30.66 |
| Book Value per Share (Most Recent Fiscal Quarter) |
$40.70 |
| Earnings per Share (Most Recent Fiscal Quarter) |
-- |
| Earnings per Share (Most Recent Fiscal Year) |
-- |
| Diluted Earnings per Share (Trailing 12 Months) |
$1.95 |